Insurers.globalby KAFS North America

50 authorities

Insurance regulators in Africa

The supervisory authority for every covered market, with its official website, the regime it applies and how many licensed entities appear in this directory. Use the website link to reach the official register before relying on any entry.

CountrySupervisory authorityAcronymWebsiteRegionRegimeInsurersVerification
AlgeriaCommission de Supervision des Assurances (Ministry of Finance)CSA—North AfricaOrdonnance 95-07; life/non-life separation22Unverified
AngolaAgencia Angolana de Regulacao e Supervisao de SegurosARSEGarseg.aoCentral Africa—11Unverified
BeninCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgWest AfricaCIMA Code13Verified
BotswanaNon-Bank Financial Institutions Regulatory AuthorityNBFIRAnbfira.org.bwSouthern AfricaInsurance Industry Act 201514Unverified
Burkina FasoCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgWest AfricaCIMA Code15Verified
BurundiAgence de Regulation et de Controle des AssurancesARCAarca.biEast AfricaInsurance Code6Unverified
Cabo VerdeBanco de Cabo VerdeBCVbcv.cvWest Africa—2Unverified
CameroonCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgCentral AfricaCIMA Code29Verified
Central African RepublicCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgCentral AfricaCIMA Code1Unverified
ChadCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgCentral AfricaCIMA Code2Unverified
Côte d'IvoireCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgWest AfricaCIMA Code; 14-state single regulator23Unverified
Democratic Republic of the CongoAutorite de Regulation et de Controle des AssurancesARCAarca.cdCentral AfricaInsurance Code 2015; liberalised 20198Unverified
DjiboutiMinistry of Economy and Finance (Insurance Directorate)—East Africa—2Unverified
EgyptFinancial Regulatory AuthorityFRAfra.gov.egNorth AfricaUnified Insurance Law 155/202438Verified
EritreaBank of Eritrea—East AfricaSingle state insurer1Unverified
EswatiniFinancial Services Regulatory AuthorityFSRAfsra.co.szSouthern Africa—6Unverified
EthiopiaNational Bank of EthiopiaNBEnbe.gov.etEast AfricaInsurance Business Proclamation 746/2012; market opening to foreign investors19Unverified
GabonCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgCentral AfricaCIMA Code7Unverified
GhanaNational Insurance CommissionNICnicgh.orgWest AfricaInsurance Act 2021 (Act 1061)48Verified
GuineaBanque Centrale de la Republique de Guinee (Insurance Supervision)BCRGbcrg-guinee.orgWest AfricaNon-CIMA5Unverified
KenyaInsurance Regulatory AuthorityIRAira.go.keEast AfricaInsurance Act Cap 487; risk-based capital64Verified
LesothoCentral Bank of Lesotho (Insurance Supervision)CBLcentralbank.org.lsSouthern AfricaInsurance Act 20145Unverified
LiberiaCentral Bank of Liberia (Insurance Supervision)CBLcbl.org.lrWest Africa—5Unverified
LibyaLibyan Insurance Supervisory Authority—North Africa—5Unverified
MadagascarCommission de Supervision Bancaire et Financiere / Ministry of FinanceCSBF—Indian OceanNon-CIMA francophone market4Unverified
MalawiReserve Bank of Malawi (Pensions and Insurance Supervision)RBMrbm.mwSouthern AfricaInsurance Act 201010Unverified
MaliCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgWest AfricaCIMA Code5Unverified
MauritaniaDirection du Controle des Assurances (Ministry of Finance)—North AfricaNon-CIMA francophone market3Unverified
MauritiusFinancial Services CommissionFSCfscmauritius.orgIndian OceanInsurance Act 200518Unverified
MoroccoAutorite de Controle des Assurances et de la Prevoyance SocialeACAPSacaps.maNorth AfricaCode des Assurances; SBR risk-based solvency22Unverified
MozambiqueInstituto de Supervisao de Seguros de MocambiqueISSMissm.gov.mzSouthern Africa—11Unverified
NamibiaNamibia Financial Institutions Supervisory AuthorityNAMFISAnamfisa.com.naSouthern AfricaFIM Act14Unverified
NigerCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgWest AfricaCIMA Code5Unverified
NigeriaNational Insurance CommissionNAICOMnaicom.gov.ngWest AfricaInsurance Act 2003; NIIRA 2025 recapitalisation51Verified
Republic of the CongoCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgCentral AfricaCIMA Code4Unverified
RwandaNational Bank of RwandaBNRbnr.rwEast AfricaInsurance Law 2009 (as amended)14Partial
SenegalCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgWest AfricaCIMA Code14Unverified
SeychellesFinancial Services AuthorityFSAfsaseychelles.scIndian OceanInsurance Act 20083Unverified
Sierra LeoneSierra Leone Insurance CommissionSLICOMslicom.gov.slWest AfricaInsurance Act 20166Unverified
SomaliaCentral Bank of SomaliaCBScentralbank.gov.soEast AfricaNascent regime1Unverified
South AfricaPrudential Authority (SARB) and Financial Sector Conduct AuthorityPA / FSCAresbank.co.zaSouthern AfricaTwin Peaks; Insurance Act 2017; SAM solvency140Verified
South SudanBank of South Sudan (Insurance Supervision)BoSSboss.gov.ssEast AfricaNascent regime2Unverified
SudanInsurance Supervisory AuthorityISA—North AfricaTakaful-only market8Unverified
TanzaniaTanzania Insurance Regulatory AuthorityTIRAtira.go.tzEast AfricaInsurance Act 200940Verified
The GambiaCentral Bank of The Gambia (Insurance Department)CBGcbg.gmWest AfricaInsurance Act 20035Unverified
TogoCIMA (regional) / Direction des AssurancesCIMA / CRCAcima-afrique.orgWest AfricaCIMA Code7Unverified
TunisiaComite General des AssurancesCGAcga.gov.tnNorth AfricaCode des Assurances22Unverified
UgandaInsurance Regulatory Authority of UgandaIRA-Uira.go.ugEast AfricaInsurance Act 201735Verified
ZambiaPensions and Insurance AuthorityPIApia.org.zmSouthern AfricaInsurance Act 202122Unverified
ZimbabweInsurance and Pensions CommissionIPECipec.co.zwSouthern AfricaInsurance Act; multi-currency69Verified

Frequently asked

Who regulates insurance in Africa?

Each country has its own supervisor: 50 authorities are listed here, from Kenya's Insurance Regulatory Authority (IRA) and Nigeria's NAICOM to South Africa's Prudential Authority and FSCA. Fourteen French-speaking West and Central African states share the CIMA code with national supervision.

How do I check whether an insurer is licensed?

Open the regulator website linked in the table and look for its register of licensed entities, usually published annually in a gazette or on a "licensed companies" page. This directory links every insurer to its regulator and records which register it was checked against.

How often are the registers updated?

Most supervisors publish a full list once a year and announce licence grants or revocations in between. Insurers Global re-verifies against the published register and records the date on each country page.

Regions covered: North Africa, West Africa, Central Africa, East Africa, Southern Africa, Indian Ocean. JSON: /api/v1/regulators.json.