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Illustrated portrait of Pacific Islands; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Pacific Islands

Separate island jurisdictions

Pacific IslandsIsland supervisory authorities

Insurance supervision in Pacific Islands.

AI-generated country illustrationSources checked

01 / The institution

Island supervisory authorities

This directory groups Samoa, Tonga, Vanuatu, Solomon Islands, Cook Islands and Kiribati. Supervision remains national; the sources below identify the frameworks verified in this review.

How it is structured

Separate island jurisdictions

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

01

National jurisdiction

Samoa · Central Bank ↗

Under the Insurance Act 2007 the central-bank governor is Insurance Commissioner.

04

National jurisdiction

Cook Islands · FSC ↗

Financial Supervisory Commission Act 2003 and Insurance Act 2008, as amended.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Samoa · FY2024/2025WST 9.5m

Samoa: gross claims paid

Down 9.0%; life claims WST 7.6m, general claims WST 1.9m.

Page 4 ↗

Insurance penetration. These jurisdictions do not share a single insurance penetration ratio. Any figures below apply only to the expressly named market.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

Samoa · FY2024/2025

Samoa: Insurance Annual Report FY2024/2025 ↗

Samoa’s Commissioner’s foreword and industry overview reviewed. These figures describe Samoa only, not the other Pacific island jurisdictions on this page.

Climate protection expands

March 2025

The report describes a new bundled microclimate product and continued work on parametric cover in Samoa.

Samoa: Insurance Annual Report FY2024/2025Page 4 · Country illustration
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. INSURANCE ANNUAL ↗Checked
  2. INSURANCE ANNUAL ↗Checked
  3. Legislations for Insurance ↗Checked
  4. Legislation | Central Bank Solomon Islands ↗Checked
  5. Financial Supervisory Commission - Cook Islands ↗Checked
  6. Samoa: Insurance Annual Report FY2024/2025 ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.