South-Eastern Europe

Registered as INSIG sh.a.

Registered as SIGAL INSURANCE GROUP sh.a

Registered as ALBSIG sh.a.

Registered as ANSIG sh.a.

Registered as ATLANTIK - SHOQËRI SIGURIMESH sh.a.

Registered as EUROSIG sh.a.

Registered as INTERSIG VIENNA INSURANCE GROUP sh.a.

Registered as SIGMA VIENNA INSURANCE GROUP sh.a

Registered as SICRED sh.a.

Registered as Croatia osiguranje d.d. (Ljubuški)

Registered as Dunav osiguranje a.d. (Banja Luka)

Registered as Sarajevo osiguranje d.d. (Sarajevo-osiguranje d.d.)

Registered as Triglav osiguranje d.d. (Sarajevo)

Registered as Uniqa osiguranje d.d. (Sarajevo)

Registered as Wiener osiguranje a.d. (Banja Luka)

Registered as Adriatic osiguranje d.d. (Sarajevo)

Registered as Euroherc osiguranje d.d. (Sarajevo)

Registered as Grawe osiguranje d.d. (Sarajevo)

Registered as Bosna reosiguranje d.d. (Sarajevo)

Registered as Siguruesi "Elsig" SH.A.

Registered as Siguruesi "Eurosig" SH.A.

Registered as Siguruesi "SAVA" SH.A. (Oct 2025 list: Kompania e Sigurimeve "Illyria" SH.A., same address)

Registered as Siguruesi "Prisig" SH.A.

Registered as Siguruesi "Scardian" J.S.C.

Registered as Siguruesi "Sigal Insurance Group" SH.A. (Oct 2025 list: "Sigal Uniqa Group Austria" SH.A.)

Registered as Siguruesi "Sigma Vienna Insurance Group" - Dega Kosovë

Registered as Întreprinderea Mixtă Compania de Asigurări ,,GRAWE CARAT ASIGURĂRI” S.A.

Registered as Compania de Asigurări ,,ASTERRA GRUP” S.A.

Registered as Compania de Asigurări ,,DONARIS VIENNA INSURANCE GROUP” S.A.

Registered as Compania de Asigurări ,,GENERAL ASIGURĂRI” S.A.

Registered as Compania ,,INTACT ASIGURĂRI GENERALE” S.A.

Registered as Compania de Asigurări ,,MOLDASIG VIENNA INSURANCE GROUP” S.A.; Registered name includes Vienna Insurance Group

Registered as Societatea de Asigurari-Reasigurari ,,MOLDCARGO” S.A.

Registered as Lovćen osiguranje AD

Registered as Uniqa neživotno osiguranje AD

Registered as Generali osiguranje Montenegro AD

Registered as Sava osiguranje AD

Registered as Wiener Städtische životno osiguranje Podgorica AD

Registered as Кроација Осигурување – Неживот (Croatia Osiguruvanje - Neživot)

Registered as СИГАЛ Иншуренс Груп АД Скопје

Registered as ВИНЕР Лајф-Виена Иншуренс Груп (Winner Life - Vienna Insurance Group)

Registered as Еуролинк (Eurolink)

Registered as АДОР МАКЕДОНИЈА Скопје-Виена Иншуренс Груп

Registered as Граве

Registered as Akcionarsko društvo za osiguranje DDOR Novi Sad, Novi Sad

Registered as Kompanija Dunav osiguranje a.d.o. Beograd

Registered as Akcionarsko društvo za osiguranje Generali osiguranje Srbija, Beograd

Registered as Akcionarsko društvo za osiguranje Triglav osiguranje, Beograd

Registered as Akcionarsko društvo za osiguranje UNIQA neživotno osiguranje, Beograd

Registered as Wiener Städtische osiguranje akcionarsko društvo za osiguranje, Beograd

Registered as Akcionarsko društvo za osiguranje AMS osiguranje a.d.o. Beograd

Registered as Akcionarsko društvo za osiguranje Globos osiguranje a.d.o. Beograd

Registered as Akcionarsko društvo za osiguranje Milenijum osiguranje, a.d.o. Beograd; NBS register names Croatia osiguranje d.d. as 100% owner

Registered as SAVA NEŽIVOTNO OSIGURANJE akcionarsko društvo za osiguranje Beograd

Registered as Akcionarsko društvo za osiguranje Grawe, Beograd

Registered as Društvo za reosiguranje Dunav RE a.d.o. Beograd

the Apr 2025 list names it ASA osiguranje d.d.; the AZOBIH bulletin says it has traded as ASA Central osiguranje d.d. since 1 Jan 2023 after absorbing Central osiguranje d.d.; ownership not researched; Registered as ASA osiguranje d.d. (statistics: ASA Central osiguranje d.d.)

ownership not researched; Registered as Osiguranje Aura a.d. (Banja Luka)

ownership not researched; Registered as Brčko-gas osiguranje d.d. (Brčko)

ownership not researched; Registered as Camelija osiguranje d.d. (Bihać)

ownership not researched; Registered as Drina osiguranje a.d. (Milići)

ownership not researched; Registered as Euros osiguranje a.d. (Banja Luka)

ownership not researched; Registered as Osiguranje Garant d.d. (Brčko)

Republika Srpska company, separate from Grawe osiguranje d.d. Sarajevo (row 3576); name indicates GRAWE; ownership not researched; Ownership type inferred from name; parent not researched

ownership not researched; Registered as Krajina osiguranje a.d. (Banja Luka)

ownership not researched; Registered as Mikrofin osiguranje a.d. (Banja Luka)

ownership not researched; Registered as Nešković osiguranje a.d. (Bijeljina)

ownership not researched; Registered as Premium osiguranje a.d. (Banja Luka)

ownership not researched; Registered as SAS - Super P osiguranje a.d. (Bijeljina)

Republika Srpska company, separate from Triglav osiguranje d.d. Sarajevo (row 3571); AZOBIH July 2026 statistics footnote: "je u 2026. godini promijenilo vrstu poslovanja" (changed its type of business in 2026), cause not established; name indicates Triglav; ownership not researched; Ownership type inferred from name; parent not researched

mostly life premium (25.3m of 26.6m KM I-VII 2026); name indicates Vienna Insurance Group; separate from Wiener osiguranje a.d. (row 3573); ownership not researched; Registered as Vienna osiguranje d.d. (Sarajevo); Ownership type inferred from name; parent not researched

not marked as a life company; the CBK list marks life insurers explicitly ("Jetë" / "Life" / "për Sigurimin e Jetës"); ownership not researched; Registered as Siguruesi "Dukagjini" SH.A.

life sister of row 3635 (same address); Oct 2025 list: "Sigal Life Uniqa Group Austria" SH.A.; ownership not researched; Registered as Siguruesi "Sigal Life Insurance Group" SH.A.

Oct 2025 list: Kompania e Sigurimeve të Përgjithshme (general insurance company) "Siguria" SH.A.; ownership not researched; Registered as Siguruesi "Siguria" SH.A.

not marked as a life company; the CBK list marks life insurers explicitly ("Jetë" / "Life" / "për Sigurimin e Jetës"); ownership not researched; Registered as Siguruesi "Sigkos" SH.A.

life insurer (Siguruesi Jetë); Oct 2025 list: Kompania për Sigurimin e Jetës "Illyria - Life" SH.A.; name indicates Sava; ownership not researched; Registered as Siguruesi Jetë "SAVA Jetë" SH.A.; Ownership type inferred from name; parent not researched

BNM RPPPA no. 004-A; IDNO 1002600007813. Ownership not researched; Registered as Societatea de Asigurări ,,ACORD GRUP” S.A.

BNM RPPPA no. 006-A; IDNO 1002604000443. Ownership not researched; registered as a joint venture (Întreprinderea Mixtă), so foreign shareholding is likely; Registered as Întreprinderea Mixtă Compania Internațională de Asigurări ,,TRANSELIT” S.A.

ownership not researched; Registered as Осигурителна полиса

ownership not researched; Registered as АЛТА OСИГУРУВАЊЕ (АЛТА Осигурување АД Скопје)

non-life sister of row 3659 Grawe (life); name indicates GRAWE; ownership not researched; Registered as ГРАВЕ НЕЖИВОТ АД СКОПЈЕ; Ownership type inferred from name; parent not researched

life sister of row 3650; name indicates Croatia osiguranje (Adris); ownership not researched; Registered as КРОАЦИА ОСИГУРУВАЊЕ – ЖИВОТ АД Скопје; Ownership type inferred from name; parent not researched

website uniqa.mk; life sister of the Sigal/UNIQA non-life company (row 3651); ownership not researched; Registered as СИГАЛ ЛАЈФ АД Скопје

life sister of row 3658; name indicates Triglav; ownership not researched; Registered as Триглав Осигурување Живот АД, Скопје; Ownership type inferred from name; parent not researched

ownership not researched; Registered as ПРВА ЖИВОТ АД, СКОПЈЕ

qualifying holders named in the NBS register detail page; Srbijagas is a state public enterprise (Javno preduzeće); Registered as Akcionarsko društvo za osiguranje SG osiguranje a.d.o. Novi Sad

qualifying holder named in the NBS register detail page; Registered as Akcionarsko društvo za osiguranje UNIQA životno osiguranje Beograd

qualifying holder named in the NBS register detail page; Registered as Akcionarsko društvo za životno osiguranje Merkur osiguranje a.d.o. Beograd

qualifying holders named in the NBS register detail page: OTP banka Srbija a.d. Novi Sad and OTP Bank Plc; Registered as OTP Osiguranje akcionarsko društvo za životno osiguranje, Beograd

qualifying holder named in the NBS register detail page; Registered as SAVA ŽIVOTNO OSIGURANJE akcionarsko društvo za osiguranje Beograd

qualifying holder named in the NBS register detail page; Registered as Akcionarsko društvo za reosiguranje DDOR RE Novi Sad

qualifying holder named in the NBS register detail page: Generali osiguranje Srbija; Registered as Akcionarsko društvo za reosiguranje Generali reosiguranje Srbija, Beograd

qualifying holder named in the NBS register detail page: VIG RE Zajištovna A.S.; Registered as Wiener Re akcionarsko društvo za reosiguranje, Beograd

Licensing decision Vendim Nr. 04, dt. 08.06.2000. The AMF register records ownership only as "Shoqëri me kapital vendas" (domestic capital); the parent is taken from the AMF Annual Report 2023 balance-sheet footnote, which records Eurosig sh.a.'s capital holdings in Insig sh.a. and Insig Jetë sh.a. Same group as row 3559.; Registered as INSIG JETË sh.a.

Licensing decision Vendim Nr. 11 datë 28.07.2004. The AMF register records ownership as "Shoqëri me kapital vendas" (domestic capital); the AMF Annual Report 2023 balance-sheet footnote records SIGAL's capital holding in Sigal Life. Note that row 3560 carries group "UNIQA" / EU, which the register's domestic-capital entry no longer supports - see caveats.; Registered as SIGAL LIFE INSURANCE GROUP sh.a.

Licensing decision Vendim Nr. 171 datë 13.09.2019. The AMF register records ownership only as "Shoqëri me kapital vendas"; the AMF Annual Report 2023 balance-sheet footnote records Albsig sh.a.'s capital holding in Albsig Jetë sh.a., and the workbook already places Albsig (row 3561) under Kastrati Group, so the same group label is used.; Registered as “ALBSIG JETË” sh.a.

Licensed by Vendim Nr. 205, datë 24.12.2024, the newest licensee; it already reports: the AMF Jan-Jul 2026 statistical report (sheet F13) carries it as "VIENA LIFE INSURANCE" VIENA SIGURIM JETE with gross written premiums of 42,024 thousand lek for Jan-Jul 2026 (4,602 thousand a year earlier). The AMF register records ownership as "Shoqëri me kapital vendas dhe të huaj" (domestic and foreign capital) without naming the holder; the company's own site states it is part of Wiener Versicherung Gruppe - VIG.; Registered as “VIENNA LIFE INSURANCE”-“VIENNA SIGURIM JETË” SH.A.

Licence 03-991/4-10 od 21.12.2010. The register names the qualified holder as Lovćen osiguranja AD Podgorica – 100%, and on the same page names Triglav INT, holdinška družba d.d. Ljubljana – 100% as the qualified holder of Lovćen osiguranje AD, so it is filed under the same group as row 3644.; Registered as Lovćen – životna osiguranja AD

Licence 10-2/08 od 6.02.2008. The register names the qualified holders as Uniqa Österreich Versicherungen AG, Vienna – 93.32% and Uniqa životno osiguranje ado Beograd – 6.68%.; Registered as Uniqa životno osiguranje AD

Licence 896-2/08 od 23.01.2009, PIB 02096064 – the same licence and company number the workbook's row 3648 (Swiss Osiguranje) refers to. The register names the qualified holder as Grazer Wechselseitige Versicherung Aktiengesellschaft, Graz, Austria – 100% of the share capital of Swiss osiguranje AD Podgorica, approval 03-741/7-20 of 18 November 2020, which is why row 3648 is proposed as an AQ succession into this entry rather than a second company.; Registered as Grawe neživotno osiguranje AD

Licence 03-392/5-09 od 4.09.2009. The register names the qualified holder as Grazer Wechselseitige Versicherung AG, Graz, Austria – 100%. A separate legal entity from Grawe neživotno osiguranje AD (different PIB and licence).; Registered as Grawe osiguranje AD

Newly licensed: 03-193/7-26 od 30. jun 2026. The register names the qualified holders as “Vienna Insurance Group” – 50.1%, Wiener Städtische životno osiguranje AD Podgorica – 24.95% and Wiener Städtische osiguranja ado Beograd – 24.95%. Distinct from row 3649, which is the life company.; Registered as Wiener Städtische osiguranje Podgorica AD

Newly licensed: 03-1044/11-25 od 18. maj 2026, seat ul. VII, Donja Cijevna, Zeta. The register names the qualified holder as “ENTER” za proizvodnju promet i usluge – 100%; no further ownership research was done.; Registered as Veder neživotno osiguranje AD