BelizeCentral America & Caribbean · BZ · BZD

Belize

Belice

15 licensed entities supervised by the Office of the Supervisor of Insurance and Private Pensions.

Verified against the regulator register /api/v1/countries/belize.json
Listed insurers
15
Insurance classes
2
Groups present
4
Illustrated collage of Belize, inspired by Caracol, Belize City, Belize Barrier Reef.
Belize
INSURERS.GLOBAL / BZAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

BelizeBelize

bjz / English
Belize
Spanish
Belice

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private10 67%
  • Foreign multinational4 27%
  • Mutual / cooperative1 7%

Verification log

Verified - full register · OSIPP, "Licensed Insurers 2026" pages, retrieved 2026-09-26: Category 1 (https://osipp.gov.bz/category-1/) — 13 licensees; Category 2 (https://osipp.gov.bz/category-2-2/) — 1; Category 3 (https://osipp.gov.bz/category-3/) — "No insurers are presently licensed under Category 3"; Category 4 (https://osipp.gov.bz/category-4/) — 1. Legislation: https://osipp.gov.bz/insurance-legislation/. Pages state no totals; 15 licensees counted.

All 15 licensees across Categories 1-4 are included exactly as listed, including Holy Redeemer Credit Union (Special Licence), a credit union holding a special insurance licence. The register gives licence category but not class, so classes are inferred from names (Life -> L, others G) and flagged. Parents for GK Life (GraceKennedy; contact at gkco.com), Guardian General (Guardian Group), Sagicor Life (Sagicor) and CG United (Coralisle) are market knowledge, not register facts. Caveat: OSIPP's international-insurance page still cites the International Insurance Act Cap. 269; if any international insurers registered under that Act are not carried into the Category 2 list, they are not covered here (none are named on any OSIPP page retrieved). Insurance intermediaries and managers are excluded.

How to read the classes

The OSIPP register entry does not state a class of business or a parent group for 12 of these 15 entities. Where shown, class and group were inferred from the entity name (see the “basis” line on each insurer page). “Not stated in register” means the name gave no signal; most such undertakings write non-life or composite business.

Licensed insurers in Belize

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Atlantic Insurance Company Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateOSIPPVerified—
BB Insurance Company Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); shares an address with BB Life Insurance Company Limited; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateOSIPPVerified—
BB Life Insurance Company Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); Ownership not researched
LLifeParent not named in registerDomestic privateOSIPPVerified—
Blue Creek Insurance Company Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateOSIPPVerified—
CG United Insurance Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); represented via Belize Insurance Centre; parent from market knowledge, not stated in the register
GGeneral (Non-life)Coralisle Group LtdForeign multinationalOSIPPVerified—
GK Life Insurance Caribbean Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); contact at gkco.com; parent from market knowledge, not stated in the register
LLifeGraceKennedyForeign multinationalOSIPPVerified—
Guardian General Insurance Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); represented via Simpson's Insurance Agency; parent from market knowledge, not stated in the register
GGeneral (Non-life)Guardian GroupForeign multinationalOSIPPVerified—
Home Protector Insurance Company Ltd.
Class inferred from name. Category 1; class name-inferred (register states only the licence category); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateOSIPPVerified—
Holy Redeemer Credit Union (Special Licence)
Category 1, Special Licence per register; a member-owned credit union; class L assumed (member life/credit cover), not stated by the register
LLifeParent not named in registerMutual / cooperativeOSIPPVerified—
Insurance Corporation of Belize Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateOSIPPVerified—
RF&G Insurance Company Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateOSIPPVerified—
RF&G Life Insurance Company Limited
Class inferred from name. Category 1; class name-inferred (register states only the licence category); Ownership not researched
LLifeParent not named in registerDomestic privateOSIPPVerified—
Sagicor Life Inc.TSX: SFC
Class inferred from name. Category 1; class name-inferred (register states only the licence category); parent from market knowledge, not stated in the register
LLifeSagicorForeign multinationalOSIPPVerified—
Karlsberg International Insurance Corporation
Category 2 (business outside Belize); class not stated, G assumed; San Pedro, Ambergris Caye address; group type defaulted; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateOSIPPVerified—
Belize Credit Union Assurance Services Limited
Category 4; class not stated, L assumed from credit-union assurance name; Ownership not researched
LLifeParent not named in registerDomestic privateOSIPPVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

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