United States · Insurance market

Utah

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Utah
Status
State
Capital
Salt Lake City
Admitted to the Union
1896
Nickname
Beehive State
Motto
Industry

Insurance regulator

Utah Insurance Department

Chief insurance official
Commissioner · appointed
Official website
insurance.utah.gov
Visit the regulator’s website
Salt Lake City — Utah
Salt Lake City
Photo creditInvictus323 · CC BY 4.0 · Displayed with a responsive crop.
Utah State Capitol — Utah
Utah State Capitol
Photo creditAndrew Smith from Seattle, WA, USA · CC BY-SA 2.0 · Displayed with a responsive crop.
Zion National Park — Utah
Zion National Park
Photo creditDiliff · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Utah insurance market

Utah has its own insurance supervisory authority, the Utah Insurance Department. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Salt Lake City is the capital. A US state since 1896, Utah is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Utah domicile records, Life is the largest recorded class, with 7 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
12
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Utah.

Utah
Utah · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Utah Insurance Department

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Utah Insurance Department

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Utah. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The Department strives to ensure that Utah has an adequate and healthy insurance market.”

Utah Insurance Department · 2024 Health Insurance Market Report announcement (February 2025) ↗

AI-generated editorial illustration

NAIC research for Utah

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Utah.

Utah: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for title premium: 18.
  • National rank for earthquake premium: 6 (2.79% of the US market).
  • The NAIC counted 1,597 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Utah NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Utah

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
American Liberty Insurance Company
NAIC 12200; TDI licence 13766104; domicile UT (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2020/02/26
GGeneral (Non-life)NAIC group 4886Domestic privateNAIC / state DOIsPartial—
Landcar Casualty Company
NAIC 37109; TDI licence 95657; domicile UT (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2002/06/13
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial—
UTAH HOME FIRE INSURANCE COMPANY
NAIC 13099; TDI licence 87950; domicile UT (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1918/04/01
GGeneral (Non-life)NAIC group 0685Domestic privateNAIC / state DOIsPartial—
WCF National Insurance Company
NAIC 40517; TDI licence 6064; domicile UT (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1984/04/26
GGeneral (Non-life)NAIC group 1147Domestic privateNAIC / state DOIsPartial—
Educators Health Plans Life, Accident and Health, Inc.
NAIC 12515; TDI licence 12514909; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2016/05/06
HHealth / MedicalNAIC group 0126Domestic privateNAIC / state DOIsPartial—
Accendo Insurance Company
NAIC 63444; TDI licence 30108; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1969/09/19
LLifeNAIC group 0001Domestic privateNAIC / state DOIsPartial74 Confidence: Low
BENEFICIAL LIFE INSURANCE COMPANY
NAIC 61395; TDI licence 9280; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1966/10/07
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial87 Confidence: Low
CL Life and Annuity Insurance Company
NAIC 88153; TDI licence 56480; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1978/09/25
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial97 Confidence: Low
FIDELITY INVESTMENTS LIFE INSURANCE COMPANY
NAIC 93696; TDI licence 6098; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1984/03/16
LLifeNAIC group 0981Domestic privateNAIC / state DOIsPartial—
Security National Life Insurance Company
NAIC 69485; TDI licence 5250; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1972/11/24
LLifeNAIC group 0454Domestic privateNAIC / state DOIsPartial—
Sentinel Security Life Insurance Company
NAIC 68802; TDI licence 96288; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2008/03/24
LLifeNAIC group 4824Domestic privateNAIC / state DOIsPartial—
Standard Life and Casualty Insurance Company
NAIC 71706; TDI licence 4908; domicile UT (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1987/12/02
LLifeNAIC group 1117Domestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.