Insurers.global

11 classes

What insurers are licensed to write

Each of the 18,180 entities carries one licence class as recorded by its supervisor, or inferred from its name where the register does not state one (the EIOPA register for EU/EEA undertakings). Composite licences, which allow both life and non-life business, survive mainly in markets that have not yet mandated separation.

Code G

General (Non-life)

5,799 entities in 135 of 181 countries

Short-term property, casualty, motor, marine and other non-life covers.

Code K

Captive / Risk retention group

3,233 entities in 7 of 181 countries

Captives, risk retention groups, sponsored cells and special-purpose reinsurers licensed in a captive domicile to insure their owners’ risks.

Code L

Life

2,859 entities in 141 of 181 countries

Long-term life assurance, annuities, pensions and savings products.

Code U

Not stated in register

2,054 entities in 57 of 181 countries

The source does not establish a class of business for this entry.

Code H

Health / Medical

1,626 entities in 50 of 181 countries

Medical, health and hospital cash insurers licensed separately from life.

Code R

Reinsurer

1,087 entities in 92 of 181 countries

Carriers that accept risk ceded by primary insurers.

Code X

Specialty / Credit / Captive

675 entities in 66 of 181 countries

Credit, trade, legal-expenses, captive, agricultural, statutory-scheme or other specialist carriers.

Code C

Composite

566 entities in 75 of 181 countries

Licensed to write both life and non-life business under one entity.

Code T

Takaful / Islamic

177 entities in 30 of 181 countries

Sharia-compliant risk-sharing operators (takaful, participation and retakaful).

Code M

Microinsurer

87 entities in 11 of 181 countries

Low-premium covers for low-income households and small businesses.

Code F

Funeral / Assistance

17 entities in 4 of 181 countries

Funeral, assistance and burial benefit providers.