Class code C

Composite

Licensed to write both life and non-life business under one entity.

125 entities in 32 countries.

Countries with Composite insurers

Largest markets for this class

  1. Ethiopia18
  2. Tunisia11
  3. Angola11
  4. Nigeria8
  5. Morocco7
  6. Senegal6
  7. Burundi5
  8. Libya4
CompanyCountryClassParent / groupOwnershipRegulatorVerification
Libya Insurance CoLibyaCCompositeGovernment of LibyaState-owned / parastatalUnverified
Sahara Insurance CoLibyaCCompositeIndependentDomestic privateUnverified
Trust Insurance LibyaLibyaCCompositeTrust Group (Bahrain)Foreign multinationalUnverified
United Insurance Co (Libya)LibyaCCompositeIndependentDomestic privateUnverified
AGM AssurancesMauritaniaCCompositeIndependentDomestic privateUnverified
NASR (Societe Nationale d'Assurance et de Reassurance)MauritaniaCCompositeGovernment of MauritaniaState-owned / parastatalUnverified
Sanlam Assurances Mauritanie (ex-Saham)MauritaniaCCompositeSanlam AllianzPan-African groupUnverified
AXA Assurance MarocMoroccoCCompositeAXAForeign multinationalACAPSUnverified
Allianz Maroc
Formerly Zurich Maroc
MoroccoCCompositeAllianzForeign multinationalACAPSUnverified
AtlantaSanad Assurance
Merger of Atlanta and Sanad
MoroccoCCompositeHolmarcom GroupDomestic privateACAPSUnverified
MAMDA-MCMA
Agricultural mutual group
MoroccoCCompositeMutualMutual / cooperativeACAPSUnverified
RMA (Royale Marocaine d'Assurance)MoroccoCCompositeFinanceCom / O Capital GroupDomestic privateACAPSUnverified
Sanlam Maroc
Formerly Saham Assurance
MoroccoCCompositeSanlam AllianzPan-African groupACAPSUnverified
Wafa Assurance
Largest Moroccan insurer
MoroccoCCompositeAttijariwafa Bank / Al MadaDomestic privateACAPSUnverified
AMI AssurancesTunisiaCCompositeIndependentDomestic privateCGAUnverified
Assurances BIATTunisiaCCompositeBIATDomestic privateCGAUnverified
Assurances SalimTunisiaCCompositeBanque de l'HabitatDomestic privateCGAUnverified
Astree AssurancesTunisiaCCompositeIndependentDomestic privateCGAUnverified
BNA Assurances
Formerly AMI-linked
TunisiaCCompositeBNADomestic privateCGAUnverified
COMARTunisiaCCompositeGroupe COMARDomestic privateCGAUnverified
CTAMA
Caisse Tunisienne d'Assurances Mutuelles Agricoles
TunisiaCCompositeMutualMutual / cooperativeCGAUnverified
GAT Assurances
Groupe des Assurances de Tunisie
TunisiaCCompositeIndependentDomestic privateCGAUnverified
Lloyd TunisienTunisiaCCompositeIndependentDomestic privateCGAUnverified
MAE Assurances
Mutuelle Assurance de l'Enseignement
TunisiaCCompositeMutualMutual / cooperativeCGAUnverified
STAR Assurances
Market leader
TunisiaCCompositeGovernment of Tunisia / GroupamaState-owned / parastatalCGAUnverified
Garantia SegurosCabo VerdeCCompositeCaixa Geral de DepositosForeign multinationalBCVUnverified
Impar SegurosCabo VerdeCCompositeIndependentDomestic privateBCVUnverified
AXA Assurances Cote d'IvoireCôte d'IvoireCCompositeAXAForeign multinationalCIMA / CRCAUnverified
Sanlam Allianz Cote d'Ivoire
Merger of Saham and Allianz CI
Côte d'IvoireCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
Gambia National Insurance Co (GNIC)The GambiaCCompositeIndependentDomestic privateCBGUnverified
NSIA Assurances GuineeGuineaCCompositeNSIA GroupPan-African groupBCRGUnverified
SOGAMGuineaCCompositeIndependentDomestic privateBCRGUnverified
Sunu Assurances GuineeGuineaCCompositeSunu GroupPan-African groupBCRGUnverified
UGAR
Union Guineenne d'Assurances et de Reassurances
GuineaCCompositeIndependentDomestic privateBCRGUnverified
Insurance Co of Africa (ICA)LiberiaCCompositeIndependentDomestic privateCBLUnverified
Medicare Insurance CoLiberiaCCompositeIndependentDomestic privateCBLUnverified
Mutual Benefits Assurance LiberiaLiberiaCCompositeMutual BenefitsPan-African groupCBLUnverified
CNAR (Compagnie Nationale d'Assurance et de Reassurance)MaliCCompositeGovernment of MaliState-owned / parastatalCIMA / CRCAUnverified
NSIA Assurances MaliMaliCCompositeNSIA GroupPan-African groupCIMA / CRCAUnverified
Sanlam Allianz MaliMaliCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
Sunu Assurances MaliMaliCCompositeSunu GroupPan-African groupCIMA / CRCAUnverified
Sanlam Assurances NigerNigerCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
Sunu Assurances NigerNigerCCompositeSunu GroupPan-African groupCIMA / CRCAUnverified
AIICO Insurance PlcNigeriaCCompositeAIICODomestic privateNAICOMVerified
AXA Mansard Insurance PlcNigeriaCCompositeAXAForeign multinationalNAICOMVerified
Cornerstone Insurance PlcNigeriaCCompositeCornerstoneDomestic privateNAICOMVerified
Fortis Global Insurance PlcNigeriaCCompositeIndependentDomestic privateNAICOMVerified
Great Nigeria Insurance PlcNigeriaCCompositeInsurance ResourceryDomestic privateNAICOMVerified
Industrial and General Insurance PlcNigeriaCCompositeIGIDomestic privateNAICOMVerified
LASACO Assurance PlcNigeriaCCompositeIndependentDomestic privateNAICOMVerified
Leadway Assurance CoNigeriaCCompositeLeadway GroupPan-African groupNAICOMVerified
AMSA Assurances Senegal
Group HQ Dakar
SenegalCCompositeAMSA GroupPan-African groupCIMA / CRCAUnverified
AXA Assurances SenegalSenegalCCompositeAXAForeign multinationalCIMA / CRCAUnverified
NSIA Assurances SenegalSenegalCCompositeNSIA GroupPan-African groupCIMA / CRCAUnverified
Sanlam Allianz SenegalSenegalCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
Sunu Assurances SenegalSenegalCCompositeSunu GroupPan-African groupCIMA / CRCAUnverified
Wafa Assurance SenegalSenegalCCompositeAttijariwafa BankPan-African groupCIMA / CRCAUnverified
Aureol InsuranceSierra LeoneCCompositeIndependentDomestic privateSLICOMUnverified
National Insurance Co (Sierra Leone)Sierra LeoneCCompositeGovernment of Sierra LeoneState-owned / parastatalSLICOMUnverified
Reliance Insurance Trust Corp (RITCORP)Sierra LeoneCCompositeIndependentDomestic privateSLICOMUnverified
Sierra Leone Insurance Co (SLICO)Sierra LeoneCCompositeIndependentDomestic privateSLICOMUnverified
NSIA Assurances TogoTogoCCompositeNSIA GroupPan-African groupCIMA / CRCAUnverified
Sanlam Allianz TogoTogoCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
Sunu Assurances TogoTogoCCompositeSunu GroupPan-African groupCIMA / CRCAUnverified
A Mundial SegurosAngolaCCompositeIndependentDomestic privateARSEGUnverified
BIC SegurosAngolaCCompositeBanco BICDomestic privateARSEGUnverified
ENSA Seguros de Angola
Market leader
AngolaCCompositeGovernment of AngolaState-owned / parastatalARSEGUnverified
Fidelidade AngolaAngolaCCompositeFidelidade (Fosun)Foreign multinationalARSEGUnverified
Fortaleza SegurosAngolaCCompositeIndependentDomestic privateARSEGUnverified
GA Angola SegurosAngolaCCompositeIndependentDomestic privateARSEGUnverified
Global SegurosAngolaCCompositeIndependentDomestic privateARSEGUnverified
NOSSA SegurosAngolaCCompositeIndependentDomestic privateARSEGUnverified
Protteja SegurosAngolaCCompositeIndependentDomestic privateARSEGUnverified
Sanlam Allianz Angola (ex-Saham)AngolaCCompositeSanlam AllianzPan-African groupARSEGUnverified
Universal SegurosAngolaCCompositeIndependentDomestic privateARSEGUnverified
Sanlam Allianz CentrafriqueCentral African RepublicCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
Star NationaleChadCCompositeGovernment of ChadState-owned / parastatalCIMA / CRCAUnverified
SONAS
Former monopoly until 2019 liberalisation
Democratic Republic of the CongoCCompositeGovernment of DRCState-owned / parastatalARCAUnverified
AXA Assurances GabonGabonCCompositeAXAForeign multinationalCIMA / CRCAUnverified
NSIA Assurances GabonGabonCCompositeNSIA GroupPan-African groupCIMA / CRCAUnverified
Sanlam Allianz GabonGabonCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
Sunu Assurances GabonGabonCCompositeSunu GroupPan-African groupCIMA / CRCAUnverified
AGC (Assurances Generales du Congo)Republic of the CongoCCompositeIndependentDomestic privateCIMA / CRCAUnverified
ARC (Assurances et Reassurances du Congo)Republic of the CongoCCompositeGovernment of CongoState-owned / parastatalCIMA / CRCAUnverified
NSIA Assurances CongoRepublic of the CongoCCompositeNSIA GroupPan-African groupCIMA / CRCAUnverified
Sanlam Allianz CongoRepublic of the CongoCCompositeSanlam AllianzPan-African groupCIMA / CRCAUnverified
BICOR
Bujumbura Insurance Corp
BurundiCCompositeIndependentDomestic privateARCAUnverified
EGIC AssurancesBurundiCCompositeIndependentDomestic privateARCAUnverified
SOCABU
Societe d'Assurances du Burundi
BurundiCCompositeGovernment-linked / privateState-owned / parastatalARCAUnverified
SOGEAR
Societe Generale d'Assurance et de Reassurance
BurundiCCompositeIndependentDomestic privateARCAUnverified
UCAR AssurancesBurundiCCompositeIndependentDomestic privateARCAUnverified
AMERGA AssurancesDjiboutiCCompositeIndependentDomestic privateUnverified
GXA AssurancesDjiboutiCCompositeIndependentDomestic privateUnverified
National Insurance Corp of Eritrea (NICE)
Sole insurer
EritreaCCompositeGovernment of EritreaState-owned / parastatalUnverified
Abay InsuranceEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Africa Insurance CoEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Awash Insurance CoEthiopiaCCompositeAwash GroupDomestic privateNBEUnverified
Berhan InsuranceEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Bunna InsuranceEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Ethio Life & General InsuranceEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Ethiopian Insurance Corp (EIC)
Market leader
EthiopiaCCompositeGovernment of EthiopiaState-owned / parastatalNBEUnverified
Global Insurance CoEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Lion Insurance CoEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Lucy InsuranceEthiopiaCCompositeIndependentDomestic privateNBEUnverified
National Insurance Co of Ethiopia (NICE)EthiopiaCCompositeIndependentDomestic privateNBEUnverified
Nib Insurance CoEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Nile Insurance CoEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Nyala InsuranceEthiopiaCCompositeMIDROCDomestic privateNBEUnverified
Oromia Insurance CoEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Tsehay InsuranceEthiopiaCCompositeIndependentDomestic privateNBEUnverified
United Insurance CoEthiopiaCCompositeIndependentDomestic privateNBEUnverified
Zemen InsuranceEthiopiaCCompositeIndependentDomestic privateNBEUnverified
CIC Africa Insurance South SudanSouth SudanCCompositeCIC GroupPan-African groupBoSSUnverified
Eswatini Royal Insurance Corp (ESRIC)EswatiniCCompositeGovernment of EswatiniState-owned / parastatalFSRAUnverified
Alliance Insurance Co LesothoLesothoCCompositeIndependentDomestic privateCBLUnverified
EMOSE
Empresa Mocambicana de Seguros
MozambiqueCCompositeGovernment of MozambiqueState-owned / parastatalISSMUnverified
Fidelidade MocambiqueMozambiqueCCompositeFidelidade (Fosun)Foreign multinationalISSMUnverified
Global Alliance SegurosMozambiqueCCompositeAbsa GroupPan-African groupISSMUnverified
Hollard MocambiqueMozambiqueCCompositeHollard GroupPan-African groupISSMUnverified
Old Mutual NamibiaNamibiaCCompositeOld Mutual LtdPan-African groupNAMFISAUnverified
ARO (Assurances Reassurances Omnibranches)
Market leader
MadagascarCCompositeGovernment / privateState-owned / parastatalCSBFUnverified
MAMA (Mutuelle d'Assurance Malagasy)MadagascarCCompositeMutualMutual / cooperativeCSBFUnverified
Ny HavanaMadagascarCCompositeGovernment of MadagascarState-owned / parastatalCSBFUnverified
Sanlam Allianz MadagascarMadagascarCCompositeSanlam AllianzPan-African groupCSBFUnverified
SACOS Group (State Assurance Co of Seychelles)
Life and general subsidiaries
SeychellesCCompositeGovernment of SeychellesState-owned / parastatalFSAUnverified