GhanaWest Africa · GH · GHS

Ghana

48 licensed entities supervised by the National Insurance Commission.

Listed insurers
48
Insurance classes
3
Groups present
12
Illustrated collage of Ghana, inspired by Cape Coast Castle, Accra, Lake Volta.
Ghana
INSURERS.GLOBAL / GHAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

GhanaGhana

English
Ghana

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private30 63%
  • Pan-African group14 29%
  • State-owned / parastatal3 6%
  • Foreign multinational1 2%

Verification log

Verified - register base + annotations · NIC good-standing list; NIC register page is JS-only

Added Exceed Life, First Insurance, GUA Life, miLife, Quality Life, Aster Life; Allianz+Saham consolidated as Sanlam Allianz; Wapic renamed Coronation; removed Esich Life, Beige Assure, Ghana Life, Capital Express Ghana (not on NIC list)

Licensed insurers in Ghana

Scroll horizontally to compare columns.

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Activa International Insurance CoGGeneral (Non-life)Activa GroupPan-African groupNICVerified—
Bedrock Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified—
Best Assurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Coronation Insurance Ghana
Formerly Wapic Ghana
GGeneral (Non-life)Coronation GroupPan-African groupNICVerified—
Donewell Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Enterprise Insurance CoGSE: EGLGGeneral (Non-life)Enterprise GroupPan-African groupNICVerified—
GLICO General Insurance CoGGeneral (Non-life)GLICO GroupDomestic privateNICVerified—
Ghana Union Assurance CoGGeneral (Non-life)GUADomestic privateNICVerified—
Heritage Energy Insurance
Licensed post-2020
GGeneral (Non-life)IndependentDomestic privateNICVerified—
Hollard Insurance GhanaGGeneral (Non-life)Hollard GroupPan-African groupNICVerified—
Imperial General Assurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Loyalty Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Millennium Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified—
NSIA Ghana Insurance CoGGeneral (Non-life)NSIA GroupPan-African groupNICVerified—
Phoenix Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Prime Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Priority Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Provident Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Quality Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
RegencyNem Insurance Ghana
Verify current standing
GGeneral (Non-life)NEM Insurance (Nigeria)Pan-African groupNICVerified—
SIC Insurance CoState-ownedGSE: SIC
Listed
GGeneral (Non-life)Government of Ghana / GSEState-owned / parastatalNICVerified—
SUNU Assurances GhanaGGeneral (Non-life)Sunu GroupPan-African groupNICVerified—
Sanlam Allianz Insurance Ghana
Merger of Allianz and Saham Ghana
GGeneral (Non-life)Sanlam AllianzIAIGPan-African groupNICVerified—
Serene Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified—
Star Assurance CoGGeneral (Non-life)Star Assurance GroupDomestic privateNICVerified—
Unique Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified—
Vanguard Assurance CoGGeneral (Non-life)Vanguard GroupDomestic privateNICVerified—
Aster Life Ghana
Newer NIC-licensed life insurer
LLifeIndependentDomestic privateNICVerified—
Donewell Life Insurance CoLLifeIndependentDomestic privateNICVerified—
Enterprise Life Assurance CoGSE: EGLLLifeEnterprise GroupPan-African groupNICVerified—
Exceed Life Assurance CoLLifeIndependentDomestic privateNICVerified—
First Insurance CoLLifeIndependentDomestic privateNICVerified—
GLICO Life Insurance CoLLifeGLICO GroupDomestic privateNICVerified—
Ghana Union Assurance Life CoLLifeGUADomestic privateNICVerified—
Hollard Life Assurance Co GhanaLLifeHollard GroupPan-African groupNICVerified—
Metropolitan Life Insurance GhanaJSE: MTM
Verify - reported merger into Sanlam Allianz
LLifeMomentum GroupPan-African groupNICVerified77 Confidence: Low
Old Mutual Assurance GhanaJSE: OMULLifeOld Mutual LtdIAIGPan-African groupNICVerified94 Confidence: Low
Phoenix Life Assurance CoLLifeIndependentDomestic privateNICVerified—
Prudential Life Insurance GhanaHKEX: 2378LLifePrudential plcIAIGForeign multinationalNICVerified—
Quality Life Assurance CoLLifeIndependentDomestic privateNICVerified—
SIC Life Insurance CoState-ownedLLifeGovernment of GhanaState-owned / parastatalNICVerified—
Sanlam Allianz Life Insurance Ghana
Merger of Allianz Life and Saham Life Ghana
LLifeSanlam AllianzIAIGPan-African groupNICVerified—
StarLife Assurance CoLLifeStar Assurance GroupDomestic privateNICVerified—
miLife InsuranceLLifeIndependentDomestic privateNICVerified—
GN Reinsurance CoRReinsurerGroupe NduomDomestic privateNICVerified—
Ghana Reinsurance Co (Ghana Re)State-ownedRReinsurerGhana ReState-owned / parastatalNICVerified—
Mainstream Reinsurance CoRReinsurerIndependentDomestic privateNICVerified—
WAICA Reinsurance GhanaRReinsurerWAICA RePan-African groupNICVerified63 Confidence: Low

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

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