West Africa · GH · GHS

Ghana

48 licensed entities supervised by the National Insurance Commission.

Verified against regulator register /api/v1/countries/ghana.json

By class of business

By ownership

  • Domestic private30 63%
  • Pan-African group14 29%
  • State-owned / parastatal3 6%
  • Foreign multinational1 2%

Verification log

Verified - register base + annotations · NIC good-standing list; NIC register page is JS-only

Added Exceed Life, First Insurance, GUA Life, miLife, Quality Life, Aster Life; Allianz+Saham consolidated as Sanlam Allianz; Wapic renamed Coronation; removed Esich Life, Beige Assure, Ghana Life, Capital Express Ghana (not on NIC list)

Licensed insurers in Ghana

CompanyClassParent / groupOwnershipRegulatorVerification
Activa International Insurance CoGGeneral (Non-life)Activa GroupPan-African groupNICVerified
Bedrock Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified
Best Assurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Coronation Insurance Ghana
Formerly Wapic Ghana
GGeneral (Non-life)Coronation GroupPan-African groupNICVerified
Donewell Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Enterprise Insurance CoGGeneral (Non-life)Enterprise GroupPan-African groupNICVerified
GLICO General Insurance CoGGeneral (Non-life)GLICO GroupDomestic privateNICVerified
Ghana Union Assurance CoGGeneral (Non-life)GUADomestic privateNICVerified
Heritage Energy Insurance
Licensed post-2020
GGeneral (Non-life)IndependentDomestic privateNICVerified
Hollard Insurance GhanaGGeneral (Non-life)Hollard GroupPan-African groupNICVerified
Imperial General Assurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Loyalty Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Millennium Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified
NSIA Ghana Insurance CoGGeneral (Non-life)NSIA GroupPan-African groupNICVerified
Phoenix Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Prime Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Priority Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Provident Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Quality Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
RegencyNem Insurance Ghana
Verify current standing
GGeneral (Non-life)NEM Insurance (Nigeria)Pan-African groupNICVerified
SIC Insurance Co
Listed
GGeneral (Non-life)Government of Ghana / GSEState-owned / parastatalNICVerified
SUNU Assurances GhanaGGeneral (Non-life)Sunu GroupPan-African groupNICVerified
Sanlam Allianz Insurance Ghana
Merger of Allianz and Saham Ghana
GGeneral (Non-life)Sanlam AllianzPan-African groupNICVerified
Serene Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Star Assurance CoGGeneral (Non-life)Star Assurance GroupDomestic privateNICVerified
Unique Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified
Vanguard Assurance CoGGeneral (Non-life)Vanguard GroupDomestic privateNICVerified
Aster Life Ghana
Newer NIC-licensed life insurer
LLifeIndependentDomestic privateNICVerified
Donewell Life Insurance CoLLifeIndependentDomestic privateNICVerified
Enterprise Life Assurance CoLLifeEnterprise GroupPan-African groupNICVerified
Exceed Life Assurance CoLLifeIndependentDomestic privateNICVerified
First Insurance CoLLifeIndependentDomestic privateNICVerified
GLICO Life Insurance CoLLifeGLICO GroupDomestic privateNICVerified
Ghana Union Assurance Life CoLLifeGUADomestic privateNICVerified
Hollard Life Assurance Co GhanaLLifeHollard GroupPan-African groupNICVerified
Metropolitan Life Insurance Ghana
Verify - reported merger into Sanlam Allianz
LLifeMomentum GroupPan-African groupNICVerified
Old Mutual Assurance GhanaLLifeOld Mutual LtdPan-African groupNICVerified
Phoenix Life Assurance CoLLifeIndependentDomestic privateNICVerified
Prudential Life Insurance GhanaLLifePrudential plcForeign multinationalNICVerified
Quality Life Assurance CoLLifeIndependentDomestic privateNICVerified
SIC Life Insurance CoLLifeGovernment of GhanaState-owned / parastatalNICVerified
Sanlam Allianz Life Insurance Ghana
Merger of Allianz Life and Saham Life Ghana
LLifeSanlam AllianzPan-African groupNICVerified
StarLife Assurance CoLLifeStar Assurance GroupDomestic privateNICVerified
miLife InsuranceLLifeIndependentDomestic privateNICVerified
GN Reinsurance CoRReinsurerGroupe NduomDomestic privateNICVerified
Ghana Reinsurance Co (Ghana Re)RReinsurerGovernment of GhanaState-owned / parastatalNICVerified
Mainstream Reinsurance CoRReinsurerIndependentDomestic privateNICVerified
WAICA Reinsurance GhanaRReinsurerWAICA RePan-African groupNICVerified