United States · Insurance market
Explore the people, places and insurance market.
Michigan Department of Insurance and Financial Services
United States · Insurance market profile
Michigan has its own insurance supervisory authority, the Michigan Department of Insurance and Financial Services. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Lansing is the capital. A US state since 1837, Michigan is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's Michigan domicile records, General (Non-life) is the largest recorded class, with 25 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in Michigan.
Insurance supervision
Appointed office
Michigan Department of Insurance and Financial Services
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in Michigan. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
“DIFS Market Regulation proactively monitors the business practices of insurance licensees operating in Michigan to ensure fair treatment of Michigan consumers.”
Michigan Department of Insurance and Financial Services · Insurance Market Regulation ↗
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Michigan.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the Michigan NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Accident Fund General Insurance Company NAIC 12304; TDI licence 96110; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2017/01/30 | GGeneral (Non-life) | NAIC group 0572 | Domestic private | NAIC / state DOIs | Partial | — |
| Accident Fund Insurance Company of America NAIC 10166; TDI licence 95670; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2017/01/30 | GGeneral (Non-life) | NAIC group 0572 | Domestic private | NAIC / state DOIs | Partial | 70 Confidence: Low |
| Accident Fund National Insurance Company NAIC 12305; TDI licence 96111; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2017/01/30 | GGeneral (Non-life) | NAIC group 0572 | Domestic private | NAIC / state DOIs | Partial | — |
| Allmerica Financial Benefit Insurance Company NAIC 41840; TDI licence 94553; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1991/04/08 | GGeneral (Non-life) | NAIC group 0088 | Domestic private | NAIC / state DOIs | Partial | 47 Confidence: Low |
| AMERICAN ROAD INSURANCE COMPANY, THE NAIC 19631; TDI licence 4760; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1960/06/16 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| AMERISURE INSURANCE COMPANY NAIC 19488; TDI licence 6131; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1983/12/15 | GGeneral (Non-life) | NAIC group 0124 | Domestic private | NAIC / state DOIs | Partial | 88 Confidence: Low |
| AMERISURE MUTUAL INSURANCE COMPANY NAIC 23396; TDI licence 54090; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1949/11/28 | GGeneral (Non-life) | NAIC group 0124 | Domestic private | NAIC / state DOIs | Partial | — |
| AMERISURE PARTNERS INSURANCE COMPANY NAIC 11050; TDI licence 95564; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2000/12/20 | GGeneral (Non-life) | NAIC group 0124 | Domestic private | NAIC / state DOIs | Partial | — |
| Ameritrust Insurance Corporation NAIC 10665; TDI licence 96089; domicile MI (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2006/04/26 | GGeneral (Non-life) | NAIC group 0572 | Domestic private | NAIC / state DOIs | Partial | — |
| CHEROKEE INSURANCE COMPANY NAIC 10642; TDI licence 15710; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1969/03/07 | GGeneral (Non-life) | NAIC group 5102 | Domestic private | NAIC / state DOIs | Partial | — |
| CIM Insurance Corporation NAIC 22004; TDI licence 95410; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1999/10/28 | GGeneral (Non-life) | NAIC group 0079 | Domestic private | NAIC / state DOIs | Partial | — |
| Citizens Insurance Company of America NAIC 31534; TDI licence 96429; domicile MI (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2010/03/08 | GGeneral (Non-life) | NAIC group 0088 | Domestic private | NAIC / state DOIs | Partial | — |
| Dorinco Reinsurance Company NAIC 33499; TDI licence 93681; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/06/17 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Foremost Insurance Company Grand Rapids, Michigan NAIC 11185; TDI licence 30750; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1956/08/29 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | — |
| Foremost Property and Casualty Insurance Company NAIC 11800; TDI licence 96446; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2010/07/22 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | 77 Confidence: Low |
| Foremost Signature Insurance Company NAIC 41513; TDI licence 96445; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2010/07/22 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | — |
| Frankenmuth Insurance Company NAIC 13986; TDI licence 95333; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1999/02/18 | GGeneral (Non-life) | NAIC group 1309 | Domestic private | NAIC / state DOIs | Partial | — |
| Locomotive Engineers and Conductors Mutual Protective Association NAIC 87920; TDI licence 6176; domicile MI (foreign to Texas); type: Casualty; structure: Mutual; licensed 1983/08/31 | GGeneral (Non-life) | No NAIC group code provided | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| MIC Property and Casualty Insurance Corporation NAIC 38601; TDI licence 93752; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/10/30 | GGeneral (Non-life) | NAIC group 0079 | Domestic private | NAIC / state DOIs | Partial | — |
| Motors Insurance Corporation NAIC 22012; TDI licence 95411; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1999/10/28 | GGeneral (Non-life) | NAIC group 0079 | Domestic private | NAIC / state DOIs | Partial | — |
| ProCentury Insurance Company NAIC 21903; TDI licence 29830; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1962/10/16 | GGeneral (Non-life) | NAIC group 0572 | Domestic private | NAIC / state DOIs | Partial | 47 Confidence: Low |
| Star Insurance Company NAIC 18023; TDI licence 5612; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1991/08/21 | GGeneral (Non-life) | NAIC group 0572 | Domestic private | NAIC / state DOIs | Partial | 94 Confidence: Medium |
| USA Underwriters Insurance Company NAIC 30457; TDI licence 13767130; domicile MI (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2026/07/30 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | 98 Confidence: Medium |
| White Pine Insurance Company NAIC 11932; TDI licence 13764746; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2013/07/30 | GGeneral (Non-life) | NAIC group 4720 | Domestic private | NAIC / state DOIs | Partial | — |
| Williamsburg National Insurance Company NAIC 25780; TDI licence 95326; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1999/01/26 | GGeneral (Non-life) | NAIC group 0572 | Domestic private | NAIC / state DOIs | Partial | — |
| AAA Life Insurance Company NAIC 71854; TDI licence 10; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1970/05/18 | LLife | NAIC group 4853 | Domestic private | NAIC / state DOIs | Partial | 80 Confidence: Low |
| Aspida Life Insurance Company NAIC 67423; TDI licence 64130; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1959/12/30 | LLife | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | 89 Confidence: Low |
| Auto Club Life Insurance Company NAIC 84522; TDI licence 5874; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1986/05/02 | LLife | NAIC group 0055 | Domestic private | NAIC / state DOIs | Partial | — |
| Jackson National Life Insurance Company NAIC 65056; TDI licence 5227; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1988/07/15 | LLife | NAIC group 0918 | Domestic private | NAIC / state DOIs | Partial | 92 Confidence: Low |
| John Hancock Life Insurance Company (U.S.A.) NAIC 65838; TDI licence 93406; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1978/10/30 | LLife | NAIC group 0904 | Domestic private | NAIC / state DOIs | Partial | — |
| Lifesecure Insurance Company NAIC 77720; TDI licence 83400; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1954/07/21 | LLife | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Revol One Insurance Company NAIC 93777; TDI licence 5215; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1988/06/15 | LLife | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Sun Life and Health Insurance Company (U.S.) NAIC 80926; TDI licence 66420; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1977/04/01 | LLife | NAIC group 0549 | Domestic private | NAIC / state DOIs | Partial | — |
| US Health and Life Insurance Company NAIC 97772; TDI licence 5476; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1990/08/10 | LLife | NAIC group 4859 | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.