Africa · 9 countries

Central Africa

CEMAC markets supervised under the CIMA code, plus DR Congo under its own regulator.

Illustration: Congo River winding through rainforest, Kinshasa and Brazzaville riverside skylines, Mount Cameroon, cohesive editorial montage
AI-generated regional illustration
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A sense of place

Explore Central Africa

Landscapes, craft and connections behind the region’s markets. Original AI-generated editorial illustrations; scenes combine places and are not documentary photographs.

Illustration: Congo River broad Pool Malebo viewed from riverbank, Kinshasa skyline at dusk
01

Landmarks & landscape

Congo River broad Pool Malebo viewed from riverbank, Kinshasa skyline at dusk

Illustration: Cameroonian artisan workshop, intricately woven raffia textiles and baskets, contemporary maker at work
02

Culture & craft

Cameroonian artisan workshop, intricately woven raffia textiles and baskets, contemporary maker at work

Illustration: Douala port cranes, forest landscape and river barges, trade and urban livelihoods
03

Trade & livelihoods

Douala port cranes, forest landscape and river barges, trade and urban livelihoods

Illustration: Central Africa, vast Congo basin branching river and dense rainforest, Atlantic west, uplands east
04

An illustrated atlas

Central Africa, vast Congo basin branching river and dense rainforest, Atlantic west, uplands east

Artistic geography, not to scale. Use the interactive market map above for country coverage.

Through the lens

Places in focus

Real photographs shared under free licenses.

Congo River — Central Africa

Congo River

MONUSCO/Myriam Asmani · CC BY-SA 2.0 · Wikimedia Commons

Resized and converted to WebP.

Cascades beside Ekom-Nkam Falls, Cameroon

Cascades beside Ekom-Nkam Falls, Cameroon

Bmnda · CC0 · Wikimedia Commons

Resized and converted to WebP.

Brazzaville — Central Africa

Brazzaville

Africany · CC0 · Wikimedia Commons

Resized and converted to WebP.

All 92 insurers in Central Africa

Scroll horizontally to compare columns.

CompanyCountryClassParent / groupOwnershipRegulatorVerificationPopularity
A Mundial SegurosAngolaCCompositeIndependentDomestic privateARSEGVerified—
BIC SegurosAngolaCCompositeBanco BICDomestic privateARSEGVerified—
ENSA Seguros de AngolaState-owned
Market leader
AngolaCCompositeGovernment of AngolaState-owned / parastatalARSEGVerified—
Fidelidade AngolaHKEX: 0656
Registered as FIDELIDADE SEGUROS, S.A
AngolaCCompositeFidelidade (Fosun)Foreign multinationalARSEGVerified—
Fortaleza SegurosAngolaCCompositeIndependentDomestic privateARSEGVerified43 Confidence: Low
NOSSA SegurosAngolaCCompositeIndependentDomestic privateARSEGVerified—
Protteja SegurosAngolaGGeneral (Non-life)IndependentDomestic privateARSEGVerified—
Sanlam Allianz Angola (ex-Saham)
Registered as SANLAM ANGOLA, S.A
AngolaCCompositeSanlam AllianzIAIGPan-African groupARSEGVerified—
AXA Assurances CamerounEuronext Paris: CSCameroonGGeneral (Non-life)AXAIAIGForeign multinationalCIMA / CRCAVerified—
Activa Assurances
Group HQ Douala
CameroonGGeneral (Non-life)Activa GroupPan-African groupCIMA / CRCAVerified56 Confidence: Low
Area AssurancesCameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
Assurances & Reassurances Africaines (ARA)CameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
Assurances Generales du Cameroun (AGC)CameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
Atlantique Assurances Cameroun IARDTCameroonGGeneral (Non-life)AFG (African Financial Group)Pan-African groupCIMA / CRCAVerified—
Beneficial General InsuranceCameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
Chanas AssurancesCameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
GMC AssurancesCameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
NSIA Assurances CamerounCameroonGGeneral (Non-life)NSIA GroupPan-African groupCIMA / CRCAVerified—
Pro AssurCameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
SAAR AssurancesCameroonGGeneral (Non-life)SAAR GroupPan-African groupCIMA / CRCAVerified—
SanlamAllianz Cameroun AssurancesCameroonGGeneral (Non-life)Sanlam AllianzIAIGPan-African groupCIMA / CRCAVerified66 Confidence: Low
Sunu Assurances CamerounCameroonGGeneral (Non-life)Sunu GroupPan-African groupCIMA / CRCAVerified—
Zenithe InsuranceCameroonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
ACAM VieCameroonLLifeIndependentDomestic privateCIMA / CRCAVerified—
AXA Cameroun VieEuronext Paris: CSCameroonLLifeAXAIAIGForeign multinationalCIMA / CRCAVerified79 Confidence: Low
Activa VieCameroonLLifeActiva GroupPan-African groupCIMA / CRCAVerified—
Allianz Cameroun Vie (now SanlamAllianz)
Verify - may be consolidated
CameroonLLifeSanlam AllianzIAIGPan-African groupCIMA / CRCAVerified—
NSIA Vie Assurances CamerounCameroonLLifeNSIA GroupPan-African groupCIMA / CRCAVerified—
Prudential Beneficial Life InsuranceHKEX: 2378CameroonLLifePrudential plcIAIGForeign multinationalCIMA / CRCAVerified76 Confidence: Low
SAAR Assurances VieCameroonLLifeSAAR GroupPan-African groupCIMA / CRCAVerified—
SanlamAllianz Cameroun Assurances VieCameroonLLifeSanlam AllianzIAIGPan-African groupCIMA / CRCAVerified60 Confidence: Low
Sunu Assurances Vie CamerounCameroonLLifeSunu GroupPan-African groupCIMA / CRCAVerified—
Wafa Assurance Vie CamerounBVC: ATWCameroonLLifeAttijariwafa BankPan-African groupCIMA / CRCAVerified—
Africa Re (Douala regional office)CameroonRReinsurerAfrica ReRegional / multilateralCIMA / CRCAVerified—
Continental Reinsurance CameroonCameroonRReinsurerContinental RePan-African groupCIMA / CRCAVerified—
Ghana Reinsurance CameroonCameroonRReinsurerGhana RePan-African groupCIMA / CRCAVerified—
Cameroon Pool TPV (motor pool)CameroonXSpecialty / Credit / CaptiveIndustry poolMutual / cooperativeCIMA / CRCAVerified—
Sanlam Allianz CentrafriqueCentral African RepublicCCompositeSanlam AllianzIAIGPan-African groupCIMA / CRCAUnverified—
Star NationaleState-ownedChadCCompositeGovernment of ChadState-owned / parastatalCIMA / CRCAUnverified—
SAAR Assurances TchadChadGGeneral (Non-life)SAAR GroupPan-African groupCIMA / CRCAUnverified—
SONASState-owned
Former monopoly until 2019 liberalisation; Registered as Societe Nationale d'Assurance SA (Sonas)
Democratic Republic of the CongoGGeneral (Non-life)Government of DRCState-owned / parastatalARCAVerified—
Activa Assurances RDC
Registered as Activa Assurances SA (web page: ACTIVA ASSURANCES RDC SA)
Democratic Republic of the CongoGGeneral (Non-life)Activa GroupPan-African groupARCAVerified75 Confidence: Low
Mayfair Insurance Co RDC
Registered as Mayfair Insurance Congo SA (MIC)
Democratic Republic of the CongoGGeneral (Non-life)Mayfair GroupPan-African groupARCAVerified—
RawsurDemocratic Republic of the CongoGGeneral (Non-life)Rawbank / Rawji GroupDomestic privateARCAVerified—
SFA Congo
Societe Financiere d'Assurance; Registered as Societe Financiere d'Assurances (SFA Congo)
Democratic Republic of the CongoGGeneral (Non-life)IndependentDomestic privateARCAVerified—
Sunu Assurances IARD RDCDemocratic Republic of the CongoGGeneral (Non-life)Sunu GroupPan-African groupARCAVerified—
Rawsur LifeDemocratic Republic of the CongoLLifeRawbank / Rawji GroupDomestic privateARCAVerified58 Confidence: Low
AXA Assurances GabonEuronext Paris: CS
Registered as AXA GABON
GabonGGeneral (Non-life)AXAIAIGForeign multinationalCIMA / CRCAVerified—
NSIA Assurances Gabon
Registered as NSIA ASSURANCES
GabonGGeneral (Non-life)NSIA GroupPan-African groupCIMA / CRCAVerified—
Sanlam Allianz Gabon
Registered as SANLAM GABON
GabonGGeneral (Non-life)Sanlam AllianzIAIGPan-African groupCIMA / CRCAVerified51 Confidence: Low
Sunu Assurances GabonGabonGGeneral (Non-life)Sunu GroupPan-African groupCIMA / CRCAVerified—
Assinco
Registered as ASSINCO-ASSURANCES INDUSTRIELLES ET COMMERCIALES
GabonGGeneral (Non-life)IndependentDomestic privateCIMA / CRCAVerified—
OGAR Assurances
Omnium Gabonais d'Assurances et de Reassurances; Registered as OGAR-OGARVIE
GabonGGeneral (Non-life)OGAR GroupDomestic privateCIMA / CRCAVerified—
OGAR Vie
Registered as OGAR VIE ASSURANCE
GabonLLifeOGAR GroupDomestic privateCIMA / CRCAVerified—
AGC (Assurances Generales du Congo)
Registered as ASSURANCES GENERALES DU CONGO
Republic of the CongoCCompositeIndependentDomestic privateCIMA / CRCAPartial—
ARC (Assurances et Reassurances du Congo)State-owned
Registered as ASSURANCES ET REASSURANCES DU CONGO
Republic of the CongoCCompositeGovernment of CongoState-owned / parastatalCIMA / CRCAPartial—
NSIA Assurances Congo
Registered as NSIA
Republic of the CongoCCompositeNSIA GroupPan-African groupCIMA / CRCAPartial55 Confidence: Low
Confiança Seguros, S.A.
Certificate 09/ISS/MF/10; ownership not researched
AngolaGGeneral (Non-life)Parent not named in registerDomestic privateARSEGVerified—
Tranquilidade Seguros, S.A.
Certificate 10/ISS/MF/10; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Super Seguros, S.A.
Certificate 14/ISS/MF/13; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Prudencial Seguros, S.A.
Certificate 15/ISS/MF/13; ownership not researched
AngolaGGeneral (Non-life)Parent not named in registerDomestic privateARSEGVerified—
Liberty & Trevo Seguros, S.A.
Certificate 18/ARSEG/MF/15; ownership not researched
AngolaGGeneral (Non-life)Parent not named in registerDomestic privateARSEGVerified—
STAS Seguros, S.A.
Certificate 22/ARSEG/MF/16; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Sol Seguros, S.A.
Certificate 24/ARSEG/MF/16; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Aliança Seguros, S.A.
Certificate 25/ARSEG/MF/17; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Giant Magic Seguros, S.A.
Certificate 26/ARSEG/MF/18; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Unisaúde Seguros, S.A.
Certificate 29/ARSEG/MF/22, authorised for Não Vida; a health insurer by name, so class H; ownership not researched
AngolaHHealth / MedicalParent not named in registerDomestic privateARSEGVerified—
Viva Seguros, S.A.
Certificate 30/ARSEG/MF/22; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Prefira Seguros, S.A.
Certificate 32/ARSEG/MF/24; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Harmonia Seguros, S.A.
Certificate 33/ARSEG/MF/25; ownership not researched
AngolaGGeneral (Non-life)Parent not named in registerDomestic privateARSEGVerified—
Baluarte Seguros, S.A.
Certificate 34/ARSEG/MF/26 issued 2026-04-08; ownership not researched
AngolaCCompositeParent not named in registerDomestic privateARSEGVerified—
Mulemba-Re
Certificate 35/ARSEG/MF/26 issued 2026-08-30; a reinsurer by name (ARSEG announced an application to form an Angolan-law reinsurer); ownership not researched
AngolaRReinsurerParent not named in registerDomestic privateARSEGVerified—
Afrissur SA
Licence 11002. Ownership not researched.
Democratic Republic of the CongoLLifeParent not named in registerDomestic privateARCAVerified—
Activa Vie RDC
Licence 11003. Activa-branded life sister of row 369; ownership not researched.; Registered as Activa Vie RDC (web page: ACTIVA VIE RDC SA)
Democratic Republic of the CongoLLifeParent not named in registerDomestic privateARCAVerified—
Global Pioners Assurance SA (GPA)
Licence 12006. ARCA spells the name two ways (report: "Global Pioners", web page: "Global Pionner"); the report spelling is used. Ownership not researched.; Registered as Global Pioners Assurance SA (GPA) (web page: GLOBAL PIONNER ASSURANCE SA « GPA »)
Democratic Republic of the CongoGGeneral (Non-life)Parent not named in registerDomestic privateARCAVerified—
Africa Re
Listed by ARCA as a reinsurance operator with no licence number. RG because Africa Re is an intergovernmental reinsurer; ownership not otherwise researched.
Democratic Republic of the CongoRReinsurerAfrica ReRegional / multilateralARCAVerified—
Zep Re
Listed by ARCA as a reinsurance operator with no licence number. RG because Zep Re is the COMESA regional reinsurer; ownership not otherwise researched.
Democratic Republic of the CongoRReinsurerZEP-RERegional / multilateralARCAVerified—
Sunu Assurances Vie Gabon
Group taken from the register's own company name, which carries the Sunu brand, and consistent with the market's Sunu non-life company (row 379). Ownership not otherwise researched.
GabonLLifeSunu GroupPan-African groupCIMA / CRCAVerified—
NSIA Vie Assurance
Group taken from the register's own company name, which carries the NSIA brand, and consistent with the market's NSIA non-life company (row 377). Ownership not otherwise researched.
GabonLLifeNSIA GroupPan-African groupCIMA / CRCAVerified—
Wafa Assurances Vie
Ownership not researched. The name suggests the Moroccan insurer Wafa Assurance, but nothing retrieved in this pass establishes that - wafaassurance.ma does not mention Gabon on its home page - so no parent is asserted.
GabonLLifeParent not named in registerDomestic privateCIMA / CRCAVerified—
Samb'A Assurances
The DNA's only micro-insurance licensee, listed as “SAMB’A ASSURANCES”; the DNA's 2024 report counts one (01) micro-assurance company. Ownership not researched.
GabonMMicroinsurerParent not named in registerDomestic privateCIMA / CRCAVerified—
SCG-Re
The DNA's 2024 report expands the name as Societe Commerciale Gabonaise de Reassurance (SCG RE) and records it as the market's only reinsurer. Ownership not researched.; Registered as SCG – Ré
GabonRReinsurerParent not named in registerDomestic privateCIMA / CRCAVerified—
L'Africaine des Assurances Congo
The register gives no class and the name does not settle it, so classCode is U. The logo the DGIFN publishes for this entry reads "L'AFRICAINE DES ASSURANCES - CONGO BRAZZAVILLE" (saved as ev/republic-of-congo/logos/3-1.png). Ownership not researched.; Registered as AFRICAINE DES ASSURANCES CONGO
Republic of the CongoUNot stated in registerParent not named in registerDomestic privateCIMA / CRCAPartial—
Sunu IARD
"IARD" (incendie, accidents et risques divers) is the CIMA term for non-life, so the register's own entry settles the class as G. Group taken from the register's own company name and the logo the DGIFN publishes for this entry, which reads "SUNU Assurances" (ev/republic-of-congo/logos/5.png); ownership not otherwise researched. Reviewer note: the company name was "Sunu IARD Congo" as first written; the "Congo" token appears nowhere in the evidence, so it was cut back to the register's own name.
Republic of the CongoGGeneral (Non-life)Sunu GroupPan-African groupCIMA / CRCAPartial—
AMC Assurances
The register gives only the acronym "AMC"; the logo the DGIFN publishes for this entry reads "AMC ASSURANCES" (saved as ev/republic-of-congo/logos/7-1.jpg). No class is given and the name does not settle it, so classCode is U. Ownership not researched.; Registered as AMC
Republic of the CongoUNot stated in registerParent not named in registerDomestic privateCIMA / CRCAPartial—
Equatorial Guinean Insurance Company (EGICO)
Non-life (IARD). Group link: a search excerpt of saar-assurances.com lists 'EGICO S.A. in Equatorial Guinea' among SAAR group companies, SAAR's own group page lists Guinée Équatoriale as a country of operation, and the 2018 CRCA decision names Paul Fokam Kammogne (SAAR/Afriland founder) as chairman. Group link not confirmed on a primary SAAR page. Licence date not found.
Equatorial GuineaGGeneral (Non-life)SAAR GroupPan-African groupCIMA / CRCAPartial—
GEPetrol Seguros, S.A.State-owned
Created by Presidential Decree 56/2007 as the oil-and-gas sector insurer; CIMA licence No. 104 after a favourable opinion in 2018, IARD business; capital XAF 5 billion; offices in Malabo and Bata. Shareholders named as GEPETROL S.A. and BANGE (both state-controlled), Africa Re and PROINCOGE, percentages not stated - state-owned classification inferred from the state entities' presence, not from a stated majority.
Equatorial GuineaGGeneral (Non-life)Government of Equatorial GuineaState-owned / parastatalCIMA / CRCAPartial—
L'Africaine des Assurances de Guinée Equatoriale (AAGE)
Non-life. Subsidiary of the Beninese L'Africaine des Assurances group (address Zone Caracolas, Avenue Parques de Africa, Malabo). A search summary dates the subsidiary to 2005; not confirmed on a primary page.
Equatorial GuineaGGeneral (Non-life)L'Africaine des AssurancesPan-African groupCIMA / CRCAPartial—
CHANAS Assurances SA
Non-life. Placed under provisional administration by CRCA Décision N°0005-20 (2020); lifting not found, but the 2025 decision treats it as a filing insurer (2023 annual return). A directory states CIMA recognition since 14 April 2004 (unconfirmed). Parent link to Chanas Assurances S.A. (Douala) is from web directories, not the register.
Equatorial GuineaGGeneral (Non-life)Chanas AssurancesPan-African groupCIMA / CRCAPartial—
VidaSEguros G.E S.AState-owned
Life and capitalisation insurer, inaugurated 6-7 May 2023 in Sipopo. Sika Finance reports the state holds a majority stake; chairman Antonio Oburu Ondo. Company describes itself as 'VidaSEguros EG, S.A.', the first and only national life insurer. No CRCA decision naming it was found, so its CIMA approval date is unconfirmed.
Equatorial GuineaLLifeGovernment of Equatorial GuineaState-owned / parastatalCIMA / CRCAPartial—
SAAR S.Tomé e Príncipe
BCSTP: 'SAT Insurance ... de capital camaronês, licenciada em 2001 no Ramo Geral, que posteriormente, em 2013, começou a realizar operações no Ramo Vida' - so composite (general since 2001, life since 2013). A SAAR group web excerpt describes SAAR STP as a SAAR Cameroon subsidiary established in 2002 with USD 500,000 initial capital (dates differ from the BCSTP's 2001 licence).
São Tomé and PríncipeCCompositeSAAR GroupPan-African groupBCSTPVerified—
NICON SEGUROS
BCSTP: 'A Nicon Seguros SA STP, empresa de seguros, de capital Nigeriano, iniciou a sua actividade em 2008, no Ramo geral.' Full name Nicon Seguros SA STP. The link to NICON Insurance Limited (formerly the National Insurance Corporation of Nigeria) comes from the name, the BCSTP's 'Nigerian capital' and a Nigerian court record describing NICON Seguros STP as a NICON subsidiary; current shareholding not verified.
São Tomé and PríncipeGGeneral (Non-life)NICON InsurancePan-African groupBCSTPVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works