United States · Insurance market

Virginia

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Virginia
Status
State
Capital
Richmond
Admitted to the Union
1788
Nickname
Old Dominion
Motto
Sic semper tyrannis

Insurance regulator

State Corporation Commission, Bureau of Insurance

Chief insurance official
Commissioner of Insurance · appointed
Official website
scc.virginia.gov
Visit the regulator’s website
Richmond, Virginia — Virginia
Richmond, Virginia
Photo creditBruce Emmerling · CC BY-SA 4.0 · Displayed with a responsive crop.
Virginia State Capitol — Virginia
Virginia State Capitol
Photo creditMartin Kraft · CC BY-SA 3.0 · Displayed with a responsive crop.
Shenandoah National Park — Virginia
Shenandoah National Park
Photo creditShenandoah National Park from Virginia · Public domain · Displayed with a responsive crop.

United States · Insurance market profile

The Virginia insurance market

Virginia has its own insurance supervisory authority, the State Corporation Commission, Bureau of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Richmond is the capital. A US state since 1788, Virginia is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Virginia domicile records, General (Non-life) is the largest recorded class, with 3 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
8
Recorded business classes
4
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Virginia.

Virginia
Virginia · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

State Corporation Commission, Bureau of Insurance

Explore the commissioner of insurance's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner of Insurance

State Corporation Commission, Bureau of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Virginia. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“Virginia has a competitive rating law. This means that different companies will be charging different prices for auto insurance.”

Virginia State Corporation Commission · Virginia Auto Insurance Guide ↗

AI-generated editorial illustration

NAIC research for Virginia

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Virginia.

Virginia: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 13.
  • National rank for title premium: 12.
  • The NAIC counted 1,708 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Virginia NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Virginia

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Elephant Insurance Company
NAIC 13688; TDI licence 96511; domicile VA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2011/09/13
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial68 Confidence: Low
MARKEL AMERICAN INSURANCE COMPANY
NAIC 28932; TDI licence 5539; domicile VA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1991/01/14
GGeneral (Non-life)NAIC group 0785Domestic privateNAIC / state DOIsPartial94 Confidence: Low
RECIPROCAL OF AMERICA
NAIC 33812; TDI licence 5166; domicile VA (foreign to Texas); type: Reciprocal; structure: n/a; licensed 1988/02/19; Texas-specific licence class
GGeneral (Non-life)No NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
Dominion Dental Services, Inc.
NAIC 95657; TDI licence 13766815; domicile VA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2024/09/18
HHealth / MedicalNAIC group 1230Domestic privateNAIC / state DOIsPartial—
CareScout Insurance Company
NAIC 94072; TDI licence 93840; domicile VA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/04/19
LLifeNAIC group 4011Domestic privateNAIC / state DOIsPartial—
Genworth Life and Annuity Insurance Company
NAIC 65536; TDI licence 48150; domicile VA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1930/07/22
LLifeNAIC group 4011Domestic privateNAIC / state DOIsPartial94 Confidence: Low
Shenandoah Life Insurance Company
NAIC 68845; TDI licence 6148; domicile VA (foreign to Texas); type: Life, Accident or Health; structure: Mutual; licensed 1983/11/08
LLifeNAIC group 5062Mutual / cooperativeNAIC / state DOIsPartial—
Southern Title Insurance Corporation
NAIC 50792; TDI licence 95601; domicile VA (foreign to Texas); type: Title; structure: Stockholder; licensed 2001/05/07
XSpecialty / Credit / CaptiveNo NAIC group code providedDomestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.