Central Africa · ST · STN
São Tomé and Príncipe
São Tomé e Príncipe
2 licensed entities supervised by the Banco Central de São Tomé e Príncipe.
- Listed insurers
- 2
- Insurance classes
- 2
- Groups present
- 1

A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
São Tomé and Príncipe
- Portuguese
- São Tomé e Príncipe
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Verified - full register · Banco Central de São Tomé e Príncipe, 'Instituições Financeiras - Empresas de Seguro' (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG, retrieved 2026-09-26): lists 2 insurers, 'SAAR S.Tomé e Príncipe' and 'NICON SEGUROS'. Corroborated by BCSTP 'Supervisão - Empresas de Seguros' page (https://www.bcstp.st/Banco-Central?x=SwLgBoNpb/7IcYkZfC6Zcg==&&z=e7pHX56moyeeYqrLxTGFBQ==, last publication 31 Dec 2023) and BCSTP 2023 insurance-indicators spreadsheet (https://www.bcstp.st/Upload/New_DOC/SB/Indicadores_Seguros_2023.xlsx): 'Número de Empresas de Seguros' = 2 for every year 2018-2023.
Rows match the BCSTP list exactly (2 of 2). BCSTP history: after independence the colonial insurers merged into 'A Tranquilidade', nationalised as 'A Compensadora' in the 1980s, which ceased business in mid-1996 (excluded - defunct); the sector restarted in November 2001. The BCSTP history page calls the 2001 licensee 'SAT Insurance' (Cameroonian capital); the current list names it 'SAAR S.Tomé e Príncipe' - treated as the same company (a SAAR group web excerpt lists 'SAT in São Tomé' among its companies).
Licensed insurers in São Tomé and Príncipe
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| SAAR S.Tomé e Príncipe BCSTP: 'SAT Insurance ... de capital camaronês, licenciada em 2001 no Ramo Geral, que posteriormente, em 2013, começou a realizar operações no Ramo Vida' - so composite (general since 2001, life since 2013). A SAAR group web excerpt describes SAAR STP as a SAAR Cameroon subsidiary established in 2002 with USD 500,000 initial capital (dates differ from the BCSTP's 2001 licence). | CComposite | SAAR Group | Pan-African group | BCSTP | Verified | — |
| NICON SEGUROS BCSTP: 'A Nicon Seguros SA STP, empresa de seguros, de capital Nigeriano, iniciou a sua actividade em 2008, no Ramo geral.' Full name Nicon Seguros SA STP. The link to NICON Insurance Limited (formerly the National Insurance Corporation of Nigeria) comes from the name, the BCSTP's 'Nigerian capital' and a Nigerian court record describing NICON Seguros STP as a NICON subsidiary; current shareholding not verified. | GGeneral (Non-life) | NICON Insurance | Pan-African group | BCSTP | Verified | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works




