São Tomé and PríncipeCentral Africa · ST · STN

São Tomé and Príncipe

São Tomé e Príncipe

2 licensed entities supervised by the Banco Central de São Tomé e Príncipe.

Verified against the regulator register /api/v1/countries/sao-tome-and-principe.json
Listed insurers
2
Insurance classes
2
Groups present
1
Illustrated collage of São Tomé and Príncipe, inspired by Fort of São Sebastião, São Tomé, Pico Cão Grande.
São Tomé and Príncipe
INSURERS.GLOBAL / STAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

São Tomé and PríncipeSão Tomé and Príncipe

Portuguese
São Tomé e Príncipe

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Pan-African group2 100%

Verification log

Verified - full register · Banco Central de São Tomé e Príncipe, 'Instituições Financeiras - Empresas de Seguro' (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG, retrieved 2026-09-26): lists 2 insurers, 'SAAR S.Tomé e Príncipe' and 'NICON SEGUROS'. Corroborated by BCSTP 'Supervisão - Empresas de Seguros' page (https://www.bcstp.st/Banco-Central?x=SwLgBoNpb/7IcYkZfC6Zcg==&&z=e7pHX56moyeeYqrLxTGFBQ==, last publication 31 Dec 2023) and BCSTP 2023 insurance-indicators spreadsheet (https://www.bcstp.st/Upload/New_DOC/SB/Indicadores_Seguros_2023.xlsx): 'Número de Empresas de Seguros' = 2 for every year 2018-2023.

Rows match the BCSTP list exactly (2 of 2). BCSTP history: after independence the colonial insurers merged into 'A Tranquilidade', nationalised as 'A Compensadora' in the 1980s, which ceased business in mid-1996 (excluded - defunct); the sector restarted in November 2001. The BCSTP history page calls the 2001 licensee 'SAT Insurance' (Cameroonian capital); the current list names it 'SAAR S.Tomé e Príncipe' - treated as the same company (a SAAR group web excerpt lists 'SAT in São Tomé' among its companies).

Licensed insurers in São Tomé and Príncipe

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
SAAR S.Tomé e Príncipe
BCSTP: 'SAT Insurance ... de capital camaronês, licenciada em 2001 no Ramo Geral, que posteriormente, em 2013, começou a realizar operações no Ramo Vida' - so composite (general since 2001, life since 2013). A SAAR group web excerpt describes SAAR STP as a SAAR Cameroon subsidiary established in 2002 with USD 500,000 initial capital (dates differ from the BCSTP's 2001 licence).
CCompositeSAAR GroupPan-African groupBCSTPVerified—
NICON SEGUROS
BCSTP: 'A Nicon Seguros SA STP, empresa de seguros, de capital Nigeriano, iniciou a sua actividade em 2008, no Ramo geral.' Full name Nicon Seguros SA STP. The link to NICON Insurance Limited (formerly the National Insurance Corporation of Nigeria) comes from the name, the BCSTP's 'Nigerian capital' and a Nigerian court record describing NICON Seguros STP as a NICON subsidiary; current shareholding not verified.
GGeneral (Non-life)NICON InsurancePan-African groupBCSTPVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

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