South-East Asia · LA · LAK
Laos
ສປປລາວ
22 licensed entities supervised by the Ministry of Finance (Insurance Dept).
- Listed insurers
- 22
- Insurance classes
- 3
- Groups present
- 2

Reinsurance tax on foreign reinsurers
Latest available research by tax type. Treaty relief and transaction conditions can change the result.
- Laos: Rate not established — Not verified · reviewed 2026-10-06
A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
Laos
- Lao
- ສປປລາວ
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Partially verified - the supervisor's own Annual Report 2020 annex lists all 22 insurance companies operating in Lao PDR, confirmed by the Annual Report 2021, but nothing newer than 2021 is published · Ministry of Finance, Department of State-Owned Enterprise Reform and Insurance (now the Financial Enterprises Regulatory Department), Insurance Business Supervision Annual Report 2020, annex 'List of insurance companies operating business in Lao PDR (2020)': 22 companies with their Lao name, English name (the cell is blank for nos. 15 and 19) and business type; cross-checked against the Annual Report 2021, section 6.2, which names the same 22 with their 2021 premiums and states the market holds 8 general, 11 composite and 3 life companies.
Reconciled against the insurance supervisor's own Annual Report 2020, whose annex lists the 22 insurance companies operating in Lao PDR, and its Annual Report 2021, which names the same 22: 6 rows matched, 16 companies added, 1 row removed ('Lao Insurance Co', which is on neither list), and Dhipaya's class corrected to composite. Nothing more recent than 2021 is published by the department, and the 2021 report records that new insurance-company registrations were suspended until 2025.
Licensed insurers in Laos
Scroll horizontally to compare columns.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Assurances Generales du Laos (AGL) Registered as Allianz General Laos Co., Ltd | CComposite | Allianz / Lao Government | Foreign multinational | MoF | Partial | — |
| Dhipaya Insurance Laos Registered as Dhipaya Insurance Co., Ltd (Lao: bo li sat Thippaya pakanphai chamkat) | CComposite | Dhipaya | Foreign multinational | MoF | Partial | 85 Confidence: Medium |
| Lao-Viet Insurance | GGeneral (Non-life) | BIDV / Lao | Foreign multinational | MoF | Partial | 67 Confidence: Low |
| MSIG Insurance LaosTSE: 8725 Registered as MSIG Insurance (Lao) Co., Ltd | GGeneral (Non-life) | MS&ADIAIG | Foreign multinational | MoF | Partial | 60 Confidence: Low |
| Toko Assurance Registered as TOKO Assurance (Forte Toko Assurance) | GGeneral (Non-life) | Toko | Domestic private | MoF | Partial | 52 Confidence: Low |
| Prudential Lao LifeHKEX: 2378 Registered as Prudential Life Assurance (Lao) Co., Ltd | LLife | Prudential plcIAIG | Foreign multinational | MoF | Partial | 79 Confidence: Low |
| ST-Muang Thai Insurance Co., Ltd ownership not researched | CComposite | Parent not named in register | Domestic private | MoF | Partial | — |
| Bangkok Insurance (Lao) Co., Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Lao-China Pacific Insurance Co., Ltd ownership not researched | CComposite | Parent not named in register | Domestic private | MoF | Partial | — |
| HPC Life Insurance Co., Ltd ownership not researched | LLife | Parent not named in register | Domestic private | MoF | Partial | — |
| Phongsavanh Insurance (APA) Co., Ltd ownership not researched | CComposite | Parent not named in register | Domestic private | MoF | Partial | — |
| Insee Life Insurance Sole Co., Ltd ownership not researched; Registered as Insee Life Insurance | LLife | Parent not named in register | Domestic private | MoF | Partial | — |
| BSH Lao Insurance Co., Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Vientiane Insurance Co., Ltd ownership not researched | CComposite | Parent not named in register | Domestic private | MoF | Partial | — |
| TKI Life Insurance Co., Ltd ownership not researched | LLife | Parent not named in register | Domestic private | MoF | Partial | — |
| TKI General Insurance Co., Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Sakon Insurance Sole Co., Ltd ownership not researched; Registered as Sakon Insurance Company Sole Co., Ltd (Lao: bo li sat Sakon pakanphai chamkat phu diao; GIC) | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Laovivat Insurance Co., Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Lane Xang Assurance Co., Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Sokxay Insurance Co., Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Zhongji Insurance Sole Co., Ltd ownership not researched; Registered as Zhongji Insurance | GGeneral (Non-life) | Parent not named in register | Domestic private | MoF | Partial | — |
| Lao Thepchalern Insurance Co., Ltd ownership not researched | CComposite | Parent not named in register | Domestic private | MoF | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
Former and deregistered companies
Names once listed in Laos and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.
| Former name | What happened | Listed today as |
|---|---|---|
| Lao Insurance Co | No longer on the register | Not recorded |




