LaosSouth-East Asia · LA · LAK

Laos

ສປປລາວ

22 licensed entities supervised by the Ministry of Finance (Insurance Dept).

Listed insurers
22
Insurance classes
3
Groups present
2
Illustrated collage of Laos, inspired by Luang Prabang, Vientiane, Mekong.
Laos
INSURERS.GLOBAL / LAAn illustrated portrait · AI-created artwork

Reinsurance tax on foreign reinsurers

Latest available research by tax type. Treaty relief and transaction conditions can change the result.

  • Laos: Rate not established — Not verified · reviewed 2026-10-06
Compare jurisdictions, sources and history →

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

LaosLaos

Lao
ສປປລາວ

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private17 77%
  • Foreign multinational5 23%

Verification log

Partially verified - the supervisor's own Annual Report 2020 annex lists all 22 insurance companies operating in Lao PDR, confirmed by the Annual Report 2021, but nothing newer than 2021 is published · Ministry of Finance, Department of State-Owned Enterprise Reform and Insurance (now the Financial Enterprises Regulatory Department), Insurance Business Supervision Annual Report 2020, annex 'List of insurance companies operating business in Lao PDR (2020)': 22 companies with their Lao name, English name (the cell is blank for nos. 15 and 19) and business type; cross-checked against the Annual Report 2021, section 6.2, which names the same 22 with their 2021 premiums and states the market holds 8 general, 11 composite and 3 life companies.

Reconciled against the insurance supervisor's own Annual Report 2020, whose annex lists the 22 insurance companies operating in Lao PDR, and its Annual Report 2021, which names the same 22: 6 rows matched, 16 companies added, 1 row removed ('Lao Insurance Co', which is on neither list), and Dhipaya's class corrected to composite. Nothing more recent than 2021 is published by the department, and the 2021 report records that new insurance-company registrations were suspended until 2025.

Licensed insurers in Laos

Scroll horizontally to compare columns.

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Assurances Generales du Laos (AGL)
Registered as Allianz General Laos Co., Ltd
CCompositeAllianz / Lao GovernmentForeign multinationalMoFPartial—
Dhipaya Insurance Laos
Registered as Dhipaya Insurance Co., Ltd (Lao: bo li sat Thippaya pakanphai chamkat)
CCompositeDhipayaForeign multinationalMoFPartial85 Confidence: Medium
Lao-Viet InsuranceGGeneral (Non-life)BIDV / LaoForeign multinationalMoFPartial67 Confidence: Low
MSIG Insurance LaosTSE: 8725
Registered as MSIG Insurance (Lao) Co., Ltd
GGeneral (Non-life)MS&ADIAIGForeign multinationalMoFPartial60 Confidence: Low
Toko Assurance
Registered as TOKO Assurance (Forte Toko Assurance)
GGeneral (Non-life)TokoDomestic privateMoFPartial52 Confidence: Low
Prudential Lao LifeHKEX: 2378
Registered as Prudential Life Assurance (Lao) Co., Ltd
LLifePrudential plcIAIGForeign multinationalMoFPartial79 Confidence: Low
ST-Muang Thai Insurance Co., Ltd
ownership not researched
CCompositeParent not named in registerDomestic privateMoFPartial—
Bangkok Insurance (Lao) Co., Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Lao-China Pacific Insurance Co., Ltd
ownership not researched
CCompositeParent not named in registerDomestic privateMoFPartial—
HPC Life Insurance Co., Ltd
ownership not researched
LLifeParent not named in registerDomestic privateMoFPartial—
Phongsavanh Insurance (APA) Co., Ltd
ownership not researched
CCompositeParent not named in registerDomestic privateMoFPartial—
Insee Life Insurance Sole Co., Ltd
ownership not researched; Registered as Insee Life Insurance
LLifeParent not named in registerDomestic privateMoFPartial—
BSH Lao Insurance Co., Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Vientiane Insurance Co., Ltd
ownership not researched
CCompositeParent not named in registerDomestic privateMoFPartial—
TKI Life Insurance Co., Ltd
ownership not researched
LLifeParent not named in registerDomestic privateMoFPartial—
TKI General Insurance Co., Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Sakon Insurance Sole Co., Ltd
ownership not researched; Registered as Sakon Insurance Company Sole Co., Ltd (Lao: bo li sat Sakon pakanphai chamkat phu diao; GIC)
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Laovivat Insurance Co., Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Lane Xang Assurance Co., Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Sokxay Insurance Co., Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Zhongji Insurance Sole Co., Ltd
ownership not researched; Registered as Zhongji Insurance
GGeneral (Non-life)Parent not named in registerDomestic privateMoFPartial—
Lao Thepchalern Insurance Co., Ltd
ownership not researched
CCompositeParent not named in registerDomestic privateMoFPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

Former and deregistered companies

Names once listed in Laos and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.

Former nameWhat happenedListed today as
Lao Insurance CoNo longer on the registerNot recorded

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