Western Europe · EUR
Monaco, Andorra and San Marino
Markets covered: Monaco, Andorra and San Marino.
24 licensed entities supervised by the Commission de Contrôle des Activités Financières (Monaco) / Autoritat Financera Andorrana / Banca Centrale della Repubblica di San Marino.
- Listed insurers
- 24
- Insurance classes
- 3
- Groups present
- 0

A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
This directory entry groups several markets. The flags and language notes below retain their separate identities.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
Monaco
- French
- Monaco
Andorra
- Catalan
- Andorra
San Marino
- Italian
- San Marino
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Partially verified - Andorra (AFA) and San Marino (BCSM) registers retrieved in full; Monaco publishes no consolidated register of approved insurers · AFA (Autoritat Financera Andorrana) Registre d'entitats autoritzades, asseguradores i reasseguradores, retrieved 23 Sep 2026: 11 active Andorran companies and 12 active foreign companies, each with register number and authorised branches, plus 7 non-active entities; BCSM (Banca Centrale della Repubblica di San Marino) Registro dei soggetti autorizzati, retrieved 23 Sep 2026: 12 San Marino authorised firms, of which one insurance undertaking, and 53 foreign firms all under freedom of services. Monaco: no register published, approvals are individual ministerial decrees.
Andorra's AFA register and San Marino's BCSM register were read on 23 Sep 2026. Andorra lists 23 active insurance licensees (11 Andorran companies, 12 foreign companies with an Andorran establishment) and 7 non-active entities; the two Andorran rows matched, Credit Assegurances is authorised for life only, and 21 Andorran licensees were added. San Marino's register of authorised firms holds one insurance undertaking, BAC Life, which the workbook did not carry; its 53 foreign entries are all freedom-of-services registrations, not licences, and were excluded. Monaco publishes no register: insurers already accredited by the French ACPR are approved one at a time by ministerial decree in the Journal de Monaco, so the market cannot be verified and the placeholder row for branches of AXA, Allianz and Generali is removed as not a licensee.
Licensed insurers in Monaco, Andorra and San Marino
Scroll horizontally to compare columns.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Assegur (Andorra) Registered as Assegur Diversos, S.A. | CComposite | Assegur | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Crèdit Assegurances (Andorra) Registered as Credit Assegurances S.A.U. | LLife | Crèdit Andorrà | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Andorra Assegurances Agrícol Reig, S.A.U. ownership not researched; the AFA register gives the website andbankassegurances.com but names no parent | LLife | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Assegurances Ivori, S.A. ownership not researched | LLife | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Becser Assegurances, S.A. ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| CA Vida Assegurances, S.A. ownership not researched; the AFA register gives the website creditvida.ad but names no parent | LLife | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Companyia Andorrana d'Assegurances, S.A. ownership not researched | CComposite | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Financera d'Assegurances S.A. ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Global Risc Assegurances, S.A. ownership not researched | CComposite | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Mora Assegurances, S.A.U. ownership not researched | LLife | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| Multisegur Assegurances, S.A. ownership not researched | CComposite | Parent not named in register | Domestic private | CCAF / AFA / BCSM | Partial | — |
| ARAG SE foreign company with an Andorran establishment (C/ Babot Camp, 15, Andorra la Vella); ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| Atradius Crédito y Caución S.A. de Seguros y Reaseguros foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| AXA France IARD, SA foreign company with an Andorran establishment (Plaça Guillemó, 6, Andorra la Vella); ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| DKV Seguros y Reaseguros, S.A.E. foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| FIATC Mutua de seguros y reaseguros the register name itself records a mutual; foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | CComposite | Parent not named in register | Mutual / cooperative | CCAF / AFA / BCSM | Partial | — |
| Generali IARD, S.A. foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| Generali Vie, S.A. foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | LLife | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| OCASO S.A. Compañía de Seguros y Reaseguros foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| Occident GCO, S.A.U. de Seguros y Reaseguros foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | CComposite | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| Vital Seguro, S.A. foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| Zurich Insurance Europe AG foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| Zurich Vida, Compañía de Seguros y Reaseguros, S.A. foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched | LLife | Parent not named in register | Pan-European group | CCAF / AFA / BCSM | Partial | — |
| BAC Life Impresa Sammarinese di Assicurazione sulla Vita S.p.A. The only insurance undertaking on San Marino's register of authorised firms; the workbook has no San Marino row today. The group is taken from the register's own group-register code, not from outside research. | LLife | Banca Agricola Commerciale Istituto Bancario Sammarinese S.p.A. | Domestic private | CCAF / AFA / BCSM | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
Former and deregistered companies
Names once listed in Monaco, Andorra and San Marino and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.
| Former name | What happened | Listed today as |
|---|---|---|
| Assurances Monaco (branches of AXA, Allianz, Generali) | No longer on the register | Not recorded |




