MonacoAndorraSan MarinoWestern Europe · EUR

Monaco, Andorra and San Marino

Markets covered: Monaco, Andorra and San Marino.

24 licensed entities supervised by the Commission de Contrôle des Activités Financières (Monaco) / Autoritat Financera Andorrana / Banca Centrale della Repubblica di San Marino.

Listed insurers
24
Insurance classes
3
Groups present
0
Illustrated collage of Monaco, Andorra and San Marino, inspired by Three Towers of San Marino, Monte Carlo, Madriu-Perafita-Claror Valley.
MonacoAndorraSan Marino
INSURERS.GLOBAL / ATLASAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

This directory entry groups several markets. The flags and language notes below retain their separate identities.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

MonacoMonaco

French
Monaco

AndorraAndorra

Catalan
Andorra

San MarinoSan Marino

Italian
San Marino

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private12 50%
  • Pan-European group11 46%
  • Mutual / cooperative1 4%

Verification log

Partially verified - Andorra (AFA) and San Marino (BCSM) registers retrieved in full; Monaco publishes no consolidated register of approved insurers · AFA (Autoritat Financera Andorrana) Registre d'entitats autoritzades, asseguradores i reasseguradores, retrieved 23 Sep 2026: 11 active Andorran companies and 12 active foreign companies, each with register number and authorised branches, plus 7 non-active entities; BCSM (Banca Centrale della Repubblica di San Marino) Registro dei soggetti autorizzati, retrieved 23 Sep 2026: 12 San Marino authorised firms, of which one insurance undertaking, and 53 foreign firms all under freedom of services. Monaco: no register published, approvals are individual ministerial decrees.

Andorra's AFA register and San Marino's BCSM register were read on 23 Sep 2026. Andorra lists 23 active insurance licensees (11 Andorran companies, 12 foreign companies with an Andorran establishment) and 7 non-active entities; the two Andorran rows matched, Credit Assegurances is authorised for life only, and 21 Andorran licensees were added. San Marino's register of authorised firms holds one insurance undertaking, BAC Life, which the workbook did not carry; its 53 foreign entries are all freedom-of-services registrations, not licences, and were excluded. Monaco publishes no register: insurers already accredited by the French ACPR are approved one at a time by ministerial decree in the Journal de Monaco, so the market cannot be verified and the placeholder row for branches of AXA, Allianz and Generali is removed as not a licensee.

Licensed insurers in Monaco, Andorra and San Marino

Scroll horizontally to compare columns.

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Assegur (Andorra)
Registered as Assegur Diversos, S.A.
CCompositeAssegurDomestic privateCCAF / AFA / BCSMPartial—
Crèdit Assegurances (Andorra)
Registered as Credit Assegurances S.A.U.
LLifeCrèdit AndorràDomestic privateCCAF / AFA / BCSMPartial—
Andorra Assegurances Agrícol Reig, S.A.U.
ownership not researched; the AFA register gives the website andbankassegurances.com but names no parent
LLifeParent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
Assegurances Ivori, S.A.
ownership not researched
LLifeParent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
Becser Assegurances, S.A.
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
CA Vida Assegurances, S.A.
ownership not researched; the AFA register gives the website creditvida.ad but names no parent
LLifeParent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
Companyia Andorrana d'Assegurances, S.A.
ownership not researched
CCompositeParent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
Financera d'Assegurances S.A.
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
Global Risc Assegurances, S.A.
ownership not researched
CCompositeParent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
Mora Assegurances, S.A.U.
ownership not researched
LLifeParent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
Multisegur Assegurances, S.A.
ownership not researched
CCompositeParent not named in registerDomestic privateCCAF / AFA / BCSMPartial—
ARAG SE
foreign company with an Andorran establishment (C/ Babot Camp, 15, Andorra la Vella); ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
Atradius Crédito y Caución S.A. de Seguros y Reaseguros
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
AXA France IARD, SA
foreign company with an Andorran establishment (Plaça Guillemó, 6, Andorra la Vella); ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
DKV Seguros y Reaseguros, S.A.E.
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
FIATC Mutua de seguros y reaseguros
the register name itself records a mutual; foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
CCompositeParent not named in registerMutual / cooperativeCCAF / AFA / BCSMPartial—
Generali IARD, S.A.
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
Generali Vie, S.A.
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
LLifeParent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
OCASO S.A. Compañía de Seguros y Reaseguros
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
Occident GCO, S.A.U. de Seguros y Reaseguros
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
CCompositeParent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
Vital Seguro, S.A.
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
Zurich Insurance Europe AG
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
GGeneral (Non-life)Parent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
Zurich Vida, Compañía de Seguros y Reaseguros, S.A.
foreign company with an Andorran establishment; ownership not researched; Ownership type inferred from name; parent not researched
LLifeParent not named in registerPan-European groupCCAF / AFA / BCSMPartial—
BAC Life Impresa Sammarinese di Assicurazione sulla Vita S.p.A.
The only insurance undertaking on San Marino's register of authorised firms; the workbook has no San Marino row today. The group is taken from the register's own group-register code, not from outside research.
LLifeBanca Agricola Commerciale Istituto Bancario Sammarinese S.p.A.Domestic privateCCAF / AFA / BCSMPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

Former and deregistered companies

Names once listed in Monaco, Andorra and San Marino and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.

Former nameWhat happenedListed today as
Assurances Monaco (branches of AXA, Allianz, Generali)No longer on the registerNot recorded

Western Europe

Another place. A new perspective.

Explore the region