Central America & Caribbean · BS · BSD
The Bahamas
Bahamas
46 licensed entities supervised by the Insurance Commission of The Bahamas.
- Listed insurers
- 46
- Insurance classes
- 5
- Groups present
- 10

A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
Bahamas
- English
- Bahamas
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Verified - full register · Insurance Commission of The Bahamas, Regulated Entities > Insurers (https://www.icb.gov.bs/regulated-entities/insurers/), four licensee-register PDFs retrieved 2026-09-26: (1) Registered General Insurance Companies (other than Life), Insurance Act Ch. 347, as at 31 August 2026 — 18 companies; (2) Registered Long-Term Insurance Companies (Life & Health), Insurance Act Ch. 347, as at 31 August 2026 — 11 companies; (3) External Insurance Companies, External Insurance Act Ch. 348, as at 31 July 2026 — 17 companies; (4) Association of Underwriters, Insurance Act Ch. 347, as at 31 August 2026 — 1 (Lloyd's of London). The registers state no totals; counts are rows counted.
47 register rows reconcile to 46 entities: American Insurance Company of the Caribbean Ltd. appears on both the domestic general register and the external register (spelled "AMERICAN INSURANCE COMPANY OF THE CARRIBEAN", restricted captive general insurer, same principal representative), so it is one row here with the dual registration noted. External-register names are kept in the register's upper case. Branches, run-off status and former names are carried in notes as the register states them. Registered external intermediaries (a separate PDF) and domestic intermediaries are excluded. Parents marked "market knowledge" are not stated by the register; every other parent is "Parent not named in register". Class codes follow the register's split (general / long-term Life & Health / external restricted-captive vs unrestricted); title insurers are coded X and the medical insurer H on name, flagged in notes.
Licensed insurers in The Bahamas
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| AmTrust Title Insurance Company Limited (Branch) Branch; registered general insurer (title insurance per name); parent from market knowledge, not stated in the register | XSpecialty / Credit / Captive | AmTrust | Foreign multinational | ICB | Verified | — |
| American Home Assurance Company Limited (Branch)NYSE: AIG Branch; registered general insurer; parent from market knowledge, not stated in the register | GGeneral (Non-life) | AIGIAIG | Foreign multinational | ICB | Verified | — |
| American Insurance Company of the Caribbean Ltd. On the domestic general register and on the external register as "AMERICAN INSURANCE COMPANY OF THE CARRIBEAN", Restricted (Captive) General Insurer, c/o CG Captive Managers Ltd. One entity, two registrations. Ownership not researched | KCaptive / Risk retention group | Parent not named in register | Corporate parent (captive) | ICB | Verified | — |
| Bahamas First General Insurance Company Limited Registered general insurer; parent from market knowledge, not stated in the register | GGeneral (Non-life) | Bahamas First Holdings | Domestic private | ICB | Verified | — |
| Caribbean Alliance Insurance Company Limited (Branch) Branch of a foreign company; registered general insurer; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Foreign multinational | ICB | Verified | — |
| CG Atlantic General Insurance Company Limited Registered general insurer; parent from market knowledge, not stated in the register (Coralisle, formerly Colonial Group International, Bermuda) | GGeneral (Non-life) | Coralisle Group Ltd | Foreign multinational | ICB | Verified | — |
| CG United Insurance Ltd (Branch) Branch; registered general insurer; parent from market knowledge, not stated in the register | GGeneral (Non-life) | Coralisle Group Ltd | Foreign multinational | ICB | Verified | — |
| Guardian General Insurance Company (Branch) Branch; registered general insurer; contact at myguardiangroup.com; parent from market knowledge, not stated in the register | GGeneral (Non-life) | Guardian Group | Foreign multinational | ICB | Verified | — |
| Indigo Insurance (Bahamas) Limited Registered general insurer; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | ICB | Verified | — |
| Insurance Company of The Bahamas Limited Registered general insurer; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | ICB | Verified | — |
| Insurance Company of The West Indies Limited (Branch) Branch; registered general insurer; parent from market knowledge, not stated in the register | GGeneral (Non-life) | ICWI | Foreign multinational | ICB | Verified | — |
| Island Heritage Insurance Company Limited (Branch) Branch of a foreign company; registered general insurer; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Foreign multinational | ICB | Verified | — |
| NAGICO Insurance (Bahamas) Limited Registered general insurer; parent from market knowledge, not stated in the register | GGeneral (Non-life) | NAGICO | Foreign multinational | ICB | Verified | — |
| P.R.I.S.M Insurance (Bahamas) Limited Registered general insurer; principal representative's email is at physiciansalliancelimited.com; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | ICB | Verified | — |
| RoyalStar Assurance Limited Registered general insurer; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | ICB | Verified | — |
| Sagicor General Insurance Inc. (run-off only) (Branch)TSX: SFC Branch; run-off only per register; parent from market knowledge, not stated in the register | GGeneral (Non-life) | Sagicor | Foreign multinational | ICB | Verified | — |
| Summit Insurance Company Limited Registered general insurer; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | ICB | Verified | — |
| Stewart Title Limited (Branch) Branch; registered general insurer (title insurance per name); parent from market knowledge, not stated in the register | XSpecialty / Credit / Captive | Stewart Information Services | Foreign multinational | ICB | Verified | — |
| BAF Financial & Insurance (Bahamas) Limited Registered long-term (Life & Health) insurer; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| BF&M Life Insurance Company Limited (Branch) Branch; registered long-term insurer; parent from market knowledge, not stated in the register (Bermuda) | LLife | BF&M | Foreign multinational | ICB | Verified | — |
| Brighthouse Life Insurance Company (Branch) Branch; registered long-term insurer; parent from market knowledge, not stated in the register (US) | LLife | Brighthouse Financial | Foreign multinational | ICB | Verified | — |
| Capital Life Insurance Company (Bahamas) Limited (in run-off) In run-off per register; administered c/o Family Guardian Insurance Company Limited; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| CG Atlantic Medical Insurance Limited Registered long-term (Life & Health) insurer; health class on name; contact at cgcoralisle.com; parent from market knowledge, not stated in the register | HHealth / Medical | Coralisle Group Ltd | Foreign multinational | ICB | Verified | — |
| Colina Insurance Limited Registered long-term insurer; parent from market knowledge, not stated in the register | LLife | Colina Holdings Bahamas | Domestic private | ICB | Verified | — |
| Cooperative Assurance Limited Registered long-term insurer; cooperative-sector ownership not verified; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| Family Guardian Insurance Company Limited Registered long-term insurer; parent from market knowledge, not stated in the register | LLife | FamGuard | Domestic private | ICB | Verified | — |
| Laurentide Insurance and Mortgage Company Limited Registered long-term insurer; address c/o Commonwealth Bank Limited per register; parent inferred from that and market knowledge | LLife | Commonwealth Bank Limited | Domestic private | ICB | Verified | — |
| New Providence Life Insurance Company Limited Registered long-term insurer; same principal representative as BAF Financial & Insurance (Bahamas) Limited; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| Sagicor Life Inc. (Branch - in run off)TSX: SFC Branch in run-off per register; administered c/o Family Guardian Insurance Company Limited; parent from market knowledge, not stated in the register | LLife | Sagicor | Foreign multinational | ICB | Verified | — |
| Lloyd's of London Registered as an Association of Underwriters under the Insurance Act Ch. 347; London address; class G assumed (register states no class) | GGeneral (Non-life) | Lloyd's | Regional / multilateral | ICB | Verified | — |
| DYNASTY ASSURANCE LIMITED External insurer: Restricted Long Term Insurer; c/o Winterbotham Insurance Company Limited; group type defaulted; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| F&S INSURANCE LTD. External insurer: Restricted (Captive) General Insurer; Ownership not researched | KCaptive / Risk retention group | Parent not named in register | Corporate parent (captive) | ICB | Verified | — |
| GENESIS GLOBAL Re Limited External insurer: Unrestricted General Insurer; formerly GENESIS GLOBAL INSURANCE SAC LTD. per register; "Re" in name but registered class is general; group type defaulted; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | ICB | Verified | — |
| HALCYON LIFE LIMITED External insurer: Restricted Long Term Insurer; group type defaulted; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| HANSARD WORLDWIDE LIMITEDLSE External insurer: Unrestricted Long Term Insurer; parent from market knowledge, not stated in the register | LLife | Hansard Global | Foreign multinational | ICB | Verified | — |
| KENFORTH LIFE INSURANCE LIMITED External insurer: Unrestricted Long Term Insurer; c/o Nassau Captive Management Ltd.; group type defaulted; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| MALAYAN INTERNATIONAL INSURANCE CORPORATION External insurer: Restricted (Captive) General Insurer; Ownership not researched | KCaptive / Risk retention group | Parent not named in register | Corporate parent (captive) | ICB | Verified | — |
| NICHOL INTERNATIONAL REINSURANCE (S.A.C.) LTD. External insurer: Unrestricted Long Term Insurer; segregated accounts company; "Reinsurance" in name but registered class is long-term; group type defaulted; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| OC INSURANCE LIMITED External insurer: Restricted (Captive) General Insurer; Ownership not researched | KCaptive / Risk retention group | Parent not named in register | Corporate parent (captive) | ICB | Verified | — |
| PATHFINDER INDEMNITY COMPANY External insurer: Restricted (Captive) General Insurer; Freeport address; Ownership not researched | KCaptive / Risk retention group | Parent not named in register | Corporate parent (captive) | ICB | Verified | — |
| PREMIUM LIFE INSURANCE LIMITED External insurer: Restricted Long Term Insurer; c/o Winterbotham Insurance Management Limited; group type defaulted; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| STORYBOOK INSURANCE LIMITED External insurer: Restricted (Captive) General Insurer; Ownership not researched | KCaptive / Risk retention group | Parent not named in register | Corporate parent (captive) | ICB | Verified | — |
| SWISS SURE INSURANCE LIMITED External insurer: Unrestricted Long Term Insurer; group type defaulted; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| THE WINTERBOTHAM INSURANCE COMPANY LIMITED External insurer: Unrestricted Long Term Insurer; c/o Winterbotham Insurance Management Limited; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
| TITAN PROPERTY AND CASUALTY SAC External insurer: Restricted (Captive) (Segregated Accounts) General Insurer; Ownership not researched | KCaptive / Risk retention group | Parent not named in register | Corporate parent (captive) | ICB | Verified | — |
| W LIFE ASSURANCE COMPANY (BAHAMAS) SAC LIMITED External insurer: Unrestricted Long Term Insurer; register adds "(formerly Five Oceans Life Insurance Company (SAC) (RUN-OFF)"; group type defaulted; Ownership not researched | LLife | Parent not named in register | Domestic private | ICB | Verified | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works




