BahamasCentral America & Caribbean · BS · BSD

The Bahamas

Bahamas

46 licensed entities supervised by the Insurance Commission of The Bahamas.

Verified against the regulator register /api/v1/countries/bahamas.json
Listed insurers
46
Insurance classes
5
Groups present
10
Illustrated collage of The Bahamas, inspired by Fort Fincastle, Nassau, Bahamas, Exuma.
Bahamas
INSURERS.GLOBAL / BSAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

BahamasBahamas

English
Bahamas

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private22 48%
  • Foreign multinational16 35%
  • Corporate parent (captive)7 15%
  • Regional / multilateral1 2%

Verification log

Verified - full register · Insurance Commission of The Bahamas, Regulated Entities > Insurers (https://www.icb.gov.bs/regulated-entities/insurers/), four licensee-register PDFs retrieved 2026-09-26: (1) Registered General Insurance Companies (other than Life), Insurance Act Ch. 347, as at 31 August 2026 — 18 companies; (2) Registered Long-Term Insurance Companies (Life & Health), Insurance Act Ch. 347, as at 31 August 2026 — 11 companies; (3) External Insurance Companies, External Insurance Act Ch. 348, as at 31 July 2026 — 17 companies; (4) Association of Underwriters, Insurance Act Ch. 347, as at 31 August 2026 — 1 (Lloyd's of London). The registers state no totals; counts are rows counted.

47 register rows reconcile to 46 entities: American Insurance Company of the Caribbean Ltd. appears on both the domestic general register and the external register (spelled "AMERICAN INSURANCE COMPANY OF THE CARRIBEAN", restricted captive general insurer, same principal representative), so it is one row here with the dual registration noted. External-register names are kept in the register's upper case. Branches, run-off status and former names are carried in notes as the register states them. Registered external intermediaries (a separate PDF) and domestic intermediaries are excluded. Parents marked "market knowledge" are not stated by the register; every other parent is "Parent not named in register". Class codes follow the register's split (general / long-term Life & Health / external restricted-captive vs unrestricted); title insurers are coded X and the medical insurer H on name, flagged in notes.

Licensed insurers in The Bahamas

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
AmTrust Title Insurance Company Limited (Branch)
Branch; registered general insurer (title insurance per name); parent from market knowledge, not stated in the register
XSpecialty / Credit / CaptiveAmTrustForeign multinationalICBVerified—
American Home Assurance Company Limited (Branch)NYSE: AIG
Branch; registered general insurer; parent from market knowledge, not stated in the register
GGeneral (Non-life)AIGIAIGForeign multinationalICBVerified—
American Insurance Company of the Caribbean Ltd.
On the domestic general register and on the external register as "AMERICAN INSURANCE COMPANY OF THE CARRIBEAN", Restricted (Captive) General Insurer, c/o CG Captive Managers Ltd. One entity, two registrations. Ownership not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)ICBVerified—
Bahamas First General Insurance Company Limited
Registered general insurer; parent from market knowledge, not stated in the register
GGeneral (Non-life)Bahamas First HoldingsDomestic privateICBVerified—
Caribbean Alliance Insurance Company Limited (Branch)
Branch of a foreign company; registered general insurer; Ownership not researched
GGeneral (Non-life)Parent not named in registerForeign multinationalICBVerified—
CG Atlantic General Insurance Company Limited
Registered general insurer; parent from market knowledge, not stated in the register (Coralisle, formerly Colonial Group International, Bermuda)
GGeneral (Non-life)Coralisle Group LtdForeign multinationalICBVerified—
CG United Insurance Ltd (Branch)
Branch; registered general insurer; parent from market knowledge, not stated in the register
GGeneral (Non-life)Coralisle Group LtdForeign multinationalICBVerified—
Guardian General Insurance Company (Branch)
Branch; registered general insurer; contact at myguardiangroup.com; parent from market knowledge, not stated in the register
GGeneral (Non-life)Guardian GroupForeign multinationalICBVerified—
Indigo Insurance (Bahamas) Limited
Registered general insurer; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateICBVerified—
Insurance Company of The Bahamas Limited
Registered general insurer; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateICBVerified—
Insurance Company of The West Indies Limited (Branch)
Branch; registered general insurer; parent from market knowledge, not stated in the register
GGeneral (Non-life)ICWIForeign multinationalICBVerified—
Island Heritage Insurance Company Limited (Branch)
Branch of a foreign company; registered general insurer; Ownership not researched
GGeneral (Non-life)Parent not named in registerForeign multinationalICBVerified—
NAGICO Insurance (Bahamas) Limited
Registered general insurer; parent from market knowledge, not stated in the register
GGeneral (Non-life)NAGICOForeign multinationalICBVerified—
P.R.I.S.M Insurance (Bahamas) Limited
Registered general insurer; principal representative's email is at physiciansalliancelimited.com; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateICBVerified—
RoyalStar Assurance Limited
Registered general insurer; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateICBVerified—
Sagicor General Insurance Inc. (run-off only) (Branch)TSX: SFC
Branch; run-off only per register; parent from market knowledge, not stated in the register
GGeneral (Non-life)SagicorForeign multinationalICBVerified—
Summit Insurance Company Limited
Registered general insurer; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateICBVerified—
Stewart Title Limited (Branch)
Branch; registered general insurer (title insurance per name); parent from market knowledge, not stated in the register
XSpecialty / Credit / CaptiveStewart Information ServicesForeign multinationalICBVerified—
BAF Financial & Insurance (Bahamas) Limited
Registered long-term (Life & Health) insurer; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
BF&M Life Insurance Company Limited (Branch)
Branch; registered long-term insurer; parent from market knowledge, not stated in the register (Bermuda)
LLifeBF&MForeign multinationalICBVerified—
Brighthouse Life Insurance Company (Branch)
Branch; registered long-term insurer; parent from market knowledge, not stated in the register (US)
LLifeBrighthouse FinancialForeign multinationalICBVerified—
Capital Life Insurance Company (Bahamas) Limited (in run-off)
In run-off per register; administered c/o Family Guardian Insurance Company Limited; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
CG Atlantic Medical Insurance Limited
Registered long-term (Life & Health) insurer; health class on name; contact at cgcoralisle.com; parent from market knowledge, not stated in the register
HHealth / MedicalCoralisle Group LtdForeign multinationalICBVerified—
Colina Insurance Limited
Registered long-term insurer; parent from market knowledge, not stated in the register
LLifeColina Holdings BahamasDomestic privateICBVerified—
Cooperative Assurance Limited
Registered long-term insurer; cooperative-sector ownership not verified; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
Family Guardian Insurance Company Limited
Registered long-term insurer; parent from market knowledge, not stated in the register
LLifeFamGuardDomestic privateICBVerified—
Laurentide Insurance and Mortgage Company Limited
Registered long-term insurer; address c/o Commonwealth Bank Limited per register; parent inferred from that and market knowledge
LLifeCommonwealth Bank LimitedDomestic privateICBVerified—
New Providence Life Insurance Company Limited
Registered long-term insurer; same principal representative as BAF Financial & Insurance (Bahamas) Limited; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
Sagicor Life Inc. (Branch - in run off)TSX: SFC
Branch in run-off per register; administered c/o Family Guardian Insurance Company Limited; parent from market knowledge, not stated in the register
LLifeSagicorForeign multinationalICBVerified—
Lloyd's of London
Registered as an Association of Underwriters under the Insurance Act Ch. 347; London address; class G assumed (register states no class)
GGeneral (Non-life)Lloyd'sRegional / multilateralICBVerified—
DYNASTY ASSURANCE LIMITED
External insurer: Restricted Long Term Insurer; c/o Winterbotham Insurance Company Limited; group type defaulted; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
F&S INSURANCE LTD.
External insurer: Restricted (Captive) General Insurer; Ownership not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)ICBVerified—
GENESIS GLOBAL Re Limited
External insurer: Unrestricted General Insurer; formerly GENESIS GLOBAL INSURANCE SAC LTD. per register; "Re" in name but registered class is general; group type defaulted; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateICBVerified—
HALCYON LIFE LIMITED
External insurer: Restricted Long Term Insurer; group type defaulted; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
HANSARD WORLDWIDE LIMITEDLSE
External insurer: Unrestricted Long Term Insurer; parent from market knowledge, not stated in the register
LLifeHansard GlobalForeign multinationalICBVerified—
KENFORTH LIFE INSURANCE LIMITED
External insurer: Unrestricted Long Term Insurer; c/o Nassau Captive Management Ltd.; group type defaulted; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
MALAYAN INTERNATIONAL INSURANCE CORPORATION
External insurer: Restricted (Captive) General Insurer; Ownership not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)ICBVerified—
NICHOL INTERNATIONAL REINSURANCE (S.A.C.) LTD.
External insurer: Unrestricted Long Term Insurer; segregated accounts company; "Reinsurance" in name but registered class is long-term; group type defaulted; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
OC INSURANCE LIMITED
External insurer: Restricted (Captive) General Insurer; Ownership not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)ICBVerified—
PATHFINDER INDEMNITY COMPANY
External insurer: Restricted (Captive) General Insurer; Freeport address; Ownership not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)ICBVerified—
PREMIUM LIFE INSURANCE LIMITED
External insurer: Restricted Long Term Insurer; c/o Winterbotham Insurance Management Limited; group type defaulted; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
STORYBOOK INSURANCE LIMITED
External insurer: Restricted (Captive) General Insurer; Ownership not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)ICBVerified—
SWISS SURE INSURANCE LIMITED
External insurer: Unrestricted Long Term Insurer; group type defaulted; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
THE WINTERBOTHAM INSURANCE COMPANY LIMITED
External insurer: Unrestricted Long Term Insurer; c/o Winterbotham Insurance Management Limited; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—
TITAN PROPERTY AND CASUALTY SAC
External insurer: Restricted (Captive) (Segregated Accounts) General Insurer; Ownership not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)ICBVerified—
W LIFE ASSURANCE COMPANY (BAHAMAS) SAC LIMITED
External insurer: Unrestricted Long Term Insurer; register adds "(formerly Five Oceans Life Insurance Company (SAC) (RUN-OFF)"; group type defaulted; Ownership not researched
LLifeParent not named in registerDomestic privateICBVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

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