PalauOceania · PW · USD

Palau

Belau

Partially verified - insurers' own territory statements, an A.M. Best rating release and the Palau PGST registry; no insurance register exists

Partially verified against the regulator register /api/v1/countries/palau.json
Listed insurers
5
Insurance classes
3
Groups present
1
Illustrated collage of Palau, inspired by Babeldaob, Koror, Rock Islands.
Palau
INSURERS.GLOBAL / PWAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

PalauPalau

English
Palau
Palauan
Belau

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Foreign multinational5 100%

Verification log

Partially verified - insurers' own territory statements, an A.M. Best rating release and the Palau PGST registry; no insurance register exists · Palau Financial Institutions Commission, "2024-2025 Annual Report of the Palau Banking Sector" (17 Apr 2026), section "Financial Institutions Not Regulated by the FIC", https://ropfic.org/wp-content/uploads/2026/04/2024-2025-Annual-Report-of-the-Palau-Banking-Sector-April-17-2026.pdf; Bureau of Revenue & Taxation, PGST registry as of 20 Oct 2025, https://www.palaugov.pw/wp-content/uploads/PGST-Registry-as-of-10-20-2025.pdf; First Net Insurance Company, corporate profile ("Serving Guam, CNMI, Palau, FSM, and the Republic of the Marshall Islands"), https://firstnetinsurance.net/, retrieved 2026-09-26; NetCare Life and Health Insurance Company, "About Us" (products on Guam, CNMI, Palau, FSM and the Marshall Islands), https://www.netcarelifeandhealth.com/footer_content/about.php, retrieved 2026-09-26; AM Best news (10 Oct 2024) on Pacific Indemnity; all retrieved 2026-09-26. No count stated.

No insurer is licensed in Palau because no licensing regime exists. All rows are Guam-based insurers writing Palau risks through local offices or agents (Moylan's Insurance Underwriters (Palau), Inc. and Calvo's Palau Insurance Underwriters, Inc. are agencies/MGAs and are excluded). The PGST registry also shows the trading names "Poltalia National Insurance" and "OCEAN SHIELD INSURANCE GROUP"; neither could be identified as an insurer, so both are excluded pending research. DB Insurance probably writes in Palau through Moylan's (MGA with a Koror branch), but no Palau-specific source was found, so it is excluded. The Palau National Health Insurance run by the Social Security Administration is a statutory scheme, not an insurer.

Palau

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
First Net Insurance Company
Guam-domiciled P&C insurer; states it serves the Republic of Palau; sold through Moylan's Insurance Underwriters (Palau), Inc., Koror. Cross-border; no Palau licensing regime.
GGeneral (Non-life)Moylan's Insurance UnderwritersForeign multinationalNo insurance supervisor in PalauPartial—
NetCare Life and Health Insurance Company
Guam-domiciled life and health insurer; states it provides health and life products in the Republic of Palau and lists a Koror provider network (incl. Belau National Hospital). Cross-border. Ownership not researched beyond Moylan family officers.
LLifeParent not named in registerForeign multinationalNo insurance supervisor in PalauPartial—
Pacific Indemnity Insurance Company
Guam-domiciled P&C insurer (A.M. Best A-); AM Best says its operations are concentrated in Guam "with some lesser exposure" in the FSM and Palau. Cross-border. Ownership not researched.
GGeneral (Non-life)Parent not named in registerForeign multinationalNo insurance supervisor in PalauPartial—
TakeCare Insurance Company, Inc.
Registered for Palau Goods and Services Tax under its own name. Guam-based health insurer (general knowledge; not stated in registry). Ownership not researched.
HHealth / MedicalParent not named in registerForeign multinationalNo insurance supervisor in PalauPartial—
Calvo's SelectCare Insurance Inc.
Guam-based health insurance provider ("Guam, Saipan, Palau & Micronesia Health Insurance Provider") with a Koror office. Related agency Calvo's Palau Insurance Underwriters, Inc. is on the PGST registry. Ownership not researched (Calvo family group presumed from name).
HHealth / MedicalParent not named in registerForeign multinationalNo insurance supervisor in PalauPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

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