United States · Insurance market

Idaho

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Idaho
Status
State
Capital
Boise
Admitted to the Union
1890
Nickname
Gem State
Motto
Esto perpetua

Insurance regulator

Idaho Department of Insurance

Chief insurance official
Director · appointed
Official website
doi.idaho.gov
Visit the regulator’s website
Boise, Idaho — Idaho
Boise, Idaho
Photo creditJyoni Shuler · CC BY-SA 4.0 · Displayed with a responsive crop.
Idaho State Capitol — Idaho
Idaho State Capitol
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
Shoshone Falls — Idaho
Shoshone Falls
Photo creditFrank Schulenburg · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Idaho insurance market

Idaho has its own insurance supervisory authority, the Idaho Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Boise is the capital. A US state since 1890, Idaho is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Idaho domicile records, Life is the largest recorded class, with 1 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
1
Recorded business classes
1
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Idaho.

Idaho
Idaho · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Idaho Department of Insurance

Explore the director's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Director

Idaho Department of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Idaho. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“Idaho is seeing some of the lowest increases in the country, demonstrating the continued stability of Idaho’s market.”

Idaho Department of Insurance · Preliminary health insurance rates for 2026 · 2025 ↗

AI-generated editorial illustration

NAIC research for Idaho

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Idaho.

Idaho: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for title premium: 29.
  • National rank for crop premium: 16 (0.98% of the US market).
  • The NAIC counted 1,461 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Idaho NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Idaho

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
United Heritage Life Insurance Company
NAIC 63983; TDI licence 5467; domicile ID (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1990/07/16
LLifeNAIC group 2878Domestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.