United States · Insurance market

Mississippi

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Mississippi
Status
State
Capital
Jackson
Admitted to the Union
1817
Nickname
Magnolia State
Motto
Virtute et armis

Insurance regulator

Mississippi Insurance Department

Chief insurance official
Commissioner · elected by voters
Official website
mid.ms.gov
Visit the regulator’s website
Jackson, Mississippi — Mississippi
Jackson, Mississippi
Photo creditformulanone from Huntsville, United States · CC BY-SA 2.0 · Displayed with a responsive crop.
Mississippi State Capitol — Mississippi
Mississippi State Capitol
Photo creditGage Skidmore from Surprise, AZ, United States of America · CC BY-SA 4.0 · Displayed with a responsive crop.
Natchez, Mississippi — Mississippi
Natchez, Mississippi
Photo creditCarol M. Highsmith · Public domain · Displayed with a responsive crop.

United States · Insurance market profile

The Mississippi insurance market

Mississippi has its own insurance supervisory authority, the Mississippi Insurance Department. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Jackson is the capital. A US state since 1817, Mississippi is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Mississippi domicile records, General (Non-life) is the largest recorded class, with 8 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
12
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Mississippi.

Mississippi
Mississippi · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Mississippi Insurance Department

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Elected office

Commissioner

Mississippi Insurance Department

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Mississippi. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“Mississippi has a competitive health insurance market with many companies that sell individual, Medicare insurance coverage, and small group health plans.”

Mississippi Insurance Department · Health Insurance Rate Review · FAQ ↗

AI-generated editorial illustration

NAIC research for Mississippi

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Mississippi.

Mississippi: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for federal flood premium: 13 (1.25% of the US market).
  • The NAIC counted 1,719 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Mississippi NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Mississippi

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
American Federated Insurance Company
NAIC 10170; TDI licence 13766333; domicile MS (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2021/08/24
GGeneral (Non-life)NAIC group 0641Domestic privateNAIC / state DOIsPartial—
AmFed Advantage Insurance Company
NAIC 16459; TDI licence 13766544; domicile MS (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2022/09/28
GGeneral (Non-life)NAIC group 4908Domestic privateNAIC / state DOIsPartial—
AmFed Casualty Insurance Company
NAIC 11963; TDI licence 13766545; domicile MS (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2022/09/28
GGeneral (Non-life)NAIC group 4908Domestic privateNAIC / state DOIsPartial—
AmFed National Insurance Company
NAIC 11208; TDI licence 13766546; domicile MS (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2022/09/28
GGeneral (Non-life)NAIC group 4908Domestic privateNAIC / state DOIsPartial—
AmFirst Specialty Insurance Company
NAIC 15931; TDI licence 13766531; domicile MS (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2022/08/29
GGeneral (Non-life)NAIC group 4719Domestic privateNAIC / state DOIsPartial67 Confidence: Low
Auros Reciprocal Insurance Exchange
NAIC 17642; TDI licence 13766817; domicile MS (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2024/09/27; Texas-specific licence class
GGeneral (Non-life)NAIC group 5031Mutual / cooperativeNAIC / state DOIsPartial—
Indemnity National Insurance Company
NAIC 18468; TDI licence 95563; domicile MS (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2000/12/19
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial—
Versant Casualty Insurance Company
NAIC 11124; TDI licence 13766225; domicile MS (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2020/12/11
GGeneral (Non-life)NAIC group 0905Domestic privateNAIC / state DOIsPartial—
American Federated Life Insurance Company
NAIC 98736; TDI licence 13766335; domicile MS (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2021/08/25
LLifeNAIC group 0641Domestic privateNAIC / state DOIsPartial47 Confidence: Low
Gulf Guaranty Life Insurance Company
NAIC 77976; TDI licence 13765361; domicile MS (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2016/08/19
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial92 Confidence: Low
Magna Insurance Company
NAIC 61018; TDI licence 6080; domicile MS (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1973/01/26
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial68 Confidence: Low
SOUTHERN FARM BUREAU LIFE INSURANCE COMPANY
NAIC 68896; TDI licence 75950; domicile MS (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1947/01/15
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.