Oceania · FM · USD
Micronesia
32 licensed entities supervised by the FSM Insurance Board.
Verified against the regulator register /api/v1/countries/micronesia.json
- Listed insurers
- 32
- Insurance classes
- 4
- Groups present
- 4
A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
Micronesia
- English
- Micronesia
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Verified - full register · FSM Insurance Board, "2025 Annual Report", Exhibit 3 "Conventional Insurance Participants" and Exhibit 4 "Authorized Lines of Business", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26; FSM Insurance Board, "2025 Annual Report", Exhibit 10 "Licensed & Active Captive Insurance Companies", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26. The report gives 8 registered foreign insurers and 1 licensed domestic insurer at 31 Dec 2025 (9 named in Exhibit 3), plus 23 licensed and active captives (Exhibit 10). Count: 32.
Rows are exactly Exhibit 3 (9 conventional insurers) and Exhibit 10 (23 captives) of the FSMIB 2025 Annual Report. Excluded: the six licensed agents and two licensed brokers, including "Oceania Insurance Company" (Chuuk), which the register lists as a broker despite its name; the captive managers in the FSMIB directory; and the two government-owned health insurers, FSM MiCare and Chuuk State Health Plan, which by law sit outside FSMIB supervision (the caller may wish to add them as state-owned H rows). The lead's state-level insurance commissioners do not regulate insurers; the national FSMIB does. Classes follow each insurer's authorised lines in Exhibit 4.
Licensed insurers in Micronesia
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| DB Insurance Company, Ltd. (Guam)KRX Registered foreign insurer (domicile shown as Guam/South Korea; the Guam branch of the Korean insurer); A.M. Best A+ per the register. Local agent Moylan's Insurance Underwriters (FSM), Inc. Authorised lines: homeowners, automobile, fire and allied perils, general liability, workers' compensation, cargo, surety, personal accident, aviation. | GGeneral (Non-life) | DB Insurance | Foreign multinational | FSMIB | Verified | — |
| First Net Insurance Company Registered foreign insurer domiciled in Guam; A.M. Best A- per the register. Local agent Moylan's Insurance Underwriters (FSM), Inc. Per its own profile, 100% owned by the family of Kurt S. and Judith A. Moylan. P&C lines incl. surety and aviation. | GGeneral (Non-life) | Moylan's Insurance Underwriters | Foreign multinational | FSMIB | Verified | — |
| Liberty Mutual Insurance Company Registered foreign insurer domiciled in Massachusetts, USA; A.M. Best A per the register. Authorised line in the FSM: surety bond only. Local agent Moylan's Insurance Underwriters (FSM), Inc. Parent group name from general knowledge; not stated in register. | XSpecialty / Credit / Captive | Liberty MutualIAIG | Foreign multinational | FSMIB | Verified | — |
| NetCare Life and Health Insurance Company Registered foreign insurer domiciled in Guam; not rated per the register. Authorised lines: universal, whole and term life, accident and health. Local agent Moylan's Insurance Underwriters (FSM), Inc. Its website lists Moylan family members as officers; ownership not otherwise researched. | LLife | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Pacific Indemnity Insurance Company Registered foreign insurer domiciled in Guam; A.M. Best A- per the register. Local agents Actouka Executive Insurance Underwriters and Moses Insurance Executives. Ownership not researched. | GGeneral (Non-life) | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Plateau Insurance Company Registered foreign insurer domiciled in Tennessee, USA; A.M. Best A- per the register. Authorised lines: credit life and credit disability, sold through Bank of the FSM and Bank of Guam. Ownership not researched. | LLife | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Individual Assurance Company (FSM), Inc. Domiciled in Pohnpei, FSM - the register's one licensed domestic insurer (inferred from the domicile column; the report counts 8 registered foreign insurers and 1 licensed domestic insurer). Authorised line: group term life; no local agent. Not rated. Ownership not researched - the name suggests an affiliate of a US insurer of the same name, so DO is provisional. | LLife | Parent not named in register | Domestic private | FSMIB | Verified | — |
| NorthStandard Limited Registered foreign insurer domiciled in the United Kingdom; authorised line: ocean marine; local agent Moses Insurance Executives. NorthStandard is a mutual P&I club (general knowledge, not stated in register). | XSpecialty / Credit / Captive | Parent not named in register | Mutual / cooperative | FSMIB | Verified | — |
| Century Insurance Company, Ltd Registered foreign insurer domiciled in Saipan, CNMI; not rated per the register. Local agent OIC Insurance Agency Corporation (Chuuk). P&C lines incl. workers' compensation. Century Insurance describes itself as a TanHoldings company. | GGeneral (Non-life) | Tan Holdings | Foreign multinational | FSMIB | Verified | — |
| au Reinsurance Corporation Licensed captive insurance company (licence date December 23, 2016) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Eastern Pacific Insurance, Ltd. Licensed captive insurance company (licence date October 29, 2013) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Grand Cru Insurance Company Limited Licensed captive insurance company (licence date February 20, 2018) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Green Sun Insurance, Inc. Licensed captive insurance company (licence date March 16, 2015) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Hanwa Reinsurance Corporation Licensed captive insurance company (licence date December 15, 2017) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| HS Insurance Co., Ltd. Licensed captive insurance company (licence date February 16, 2017) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Island Reinsurance Corporation Licensed captive insurance company (licence date June 23, 2011) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| IX Micronesia Reinsurance Corporation Licensed captive insurance company (licence date February 1, 2018) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Ks Insurance Inc. Licensed captive insurance company (licence date September 17, 2021) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Marble Reinsurance Corporation Licensed captive insurance company (licence date September 23, 2009) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| MIMOSA Insurance Company Limited Licensed captive insurance company (licence date August 08, 2022) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| MP Insurance Corporation Licensed captive insurance company (licence date June 28, 2013) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Nitto Reinsurance Micronesia Co., Ltd. Licensed captive insurance company (licence date July 18, 2017) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| NRI Reinsurance Micronesia Ltd. Licensed captive insurance company (licence date July 27, 2017) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Permcore Insurance Co., Ltd. Licensed captive insurance company (licence date March 1, 2010) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Rainbowseeker Insurance, Inc. Licensed captive insurance company (licence date March 29, 2011) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| SKK Insurance Company Limited Licensed captive insurance company (licence date March 13, 2018) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Sojitz Reinsurance Company Limited Licensed captive insurance company (licence date September 16, 2015) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Sumida Insurance Company Licensed captive insurance company (licence date December 23, 2015) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Thanks Insurance Corporation Licensed captive insurance company (licence date April 24, 2012) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| Toyota Tsusho Reinsurance Micronesia Corporation Licensed captive insurance company (licence date September 28, 2010) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| TriFork Reinsurance Corporation Licensed captive insurance company (licence date June 25, 2013) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
| U-Reinsurance Management Co., Ltd. Licensed captive insurance company (licence date June 17, 2025) under the captive provisions of Title 37 FSMC. Captive details are confidential (s.1004); the FSMIB markets the domicile to Japan-based groups, so FM is presumed. Ownership not researched. | KCaptive / Risk retention group | Parent not named in register | Foreign multinational | FSMIB | Verified | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
Oceania
