Individual Assurance Company (FSM), Inc.

LLifeDomestic privateVerified against the regulator register

Domiciled in Pohnpei, FSM - the register's one licensed domestic insurer (inferred from the domicile column; the report counts 8 registered foreign insurers and 1 licensed domestic insurer). Authorised line: group term life; no local agent. Not rated. Ownership not researched - the name suggests an affiliate of a US insurer of the same name, so DO is provisional.

Official sources

FSMIB regulator profile

This directory holds no official website for Individual Assurance Company (FSM), Inc.: the FSMIB register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Class of business: LifeLong-term life assurance, annuities, pensions and savings products.
Parent / group: Parent not named in registerThe register records no parent for this entity, which is not a finding that it has none.
Ownership: Domestic privateOwned by domestic private shareholders with no cross-border parent.
Regulator: FSM Insurance Board (FSMIB)fsminsuranceboard.com
Local currency: USD
Source basis: FSM Insurance Board, "2025 Annual Report", Exhibit 3 "Conventional Insurance Participants" and Exhibit 4 "Authorized Lines of Business", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26
Country verification: Verified - full register · FSM Insurance Board, "2025 Annual Report", Exhibit 3 "Conventional Insurance Participants" and Exhibit 4 "Authorized Lines of Business", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26; FSM Insurance Board, "2025 Annual Report", Exhibit 10 "Licensed & Active Captive Insurance Companies", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26. The report gives 8 registered foreign insurers and 1 licensed domestic insurer at 31 Dec 2025 (9 named in Exhibit 3), plus 23 licensed and active captives (Exhibit 10). Count: 32.
Identifiers: slug micronesia-individual-assurance-company-fsm-inc · row 2582/api/v1/insurers/micronesia-individual-assurance-company-fsm-inc.json