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Ecuador
49 licensed entities supervised by the Superintendencia de Compañias, Valores y Seguros.
- Listed insurers
- 49
- Insurance classes
- 6
- Groups present
- 9
Reinsurance tax on foreign reinsurers
Latest available research by tax type. Treaty relief and transaction conditions can change the result.
- Ecuador: 6.25%; 12.5%; 35% scenarios — Older evidence · reviewed 2026-10-06
A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
Ecuador
- Spanish
- Ecuador
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Partially verified - SCVS publishes no single licence list; population taken from the SCVS insurer premium ranking (Aug 2026), company catastro and prepaid-medicine list · SCVS (Superintendencia de Compañías, Valores y Seguros): Ranking de Compañías de Seguros, August 2026, consolidated / vida / generales (27 insurers); Catastro de Compañías de Seguros (institution lists by type, incl. reaseguradores nacionales and liquidation/merger flags); list of approved Compañías de Medicina Prepagada (21); all retrieved 22 Sep 2026: 49 entities
Reconciled against the SCVS ranking of insurers (Aug 2026), catastro and prepaid-medicine list: 22 rows matched, 15 reclassed G/L to C (they write both vida and generales), 27 added (7 insurers incl. AIG Metropolitana, Equisuiza, Seguros Atlántida, BMI, La Unión, Privilegio, Coface; 20 prepaid-medicine companies); 9 removed: Balboa, Oriente, Sucre and Topseg in liquidation, Universal Re merged into Interoceánica (SCVS catastro), and Ecuatoriano Suiza, Equinoccial, Liberty and Sucre Re not on the SCVS lists (the first two reported merged into Equisuiza and Liberty acquired by Seguros Atlántida, not confirmed from a retrieved page).
Licensed insurers in Ecuador
Scroll horizontally to compare columns.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| AMA America Compania de Seguros Registered as AMA AMERICA S.A. EMPRESA DE SEGUROS | GGeneral (Non-life) | AMA (Spain) | Foreign multinational | SCVS | Partial | — |
| Aseguradora del Sur | CComposite | Aseguradora del Sur | Domestic private | SCVS | Partial | — |
| Chubb Seguros Ecuador | CComposite | ChubbIAIG | Foreign multinational | SCVS | Partial | — |
| Constitucion Seguros Registered as CONSTITUCION C.A. COMPAÑIA DE SEGUROS | CComposite | Constitucion | Domestic private | SCVS | Partial | — |
| Generali EcuadorBorsa Italiana: G Registered as GENERALI | CComposite | GeneraliIAIG | Foreign multinational | SCVS | Partial | — |
| Hispana de Seguros Registered as HISPANA DE SEGUROS Y REASEGUROS S.A. | CComposite | Hispana | Domestic private | SCVS | Partial | — |
| Interoceanica Seguros Registered as INTEROCEANICA C.A. DE SEGUROS. | CComposite | Interoceanica | Domestic private | SCVS | Partial | — |
| Latina Seguros Registered as LATINA SEGUROS Y REASEGUROS C.A. | CComposite | Latina | Domestic private | SCVS | Partial | — |
| Mapfre AtlasBME Registered as MAPFRE ECUADOR COMPAÑÍA DE SEGUROS S.A. | CComposite | MapfreIAIG | Foreign multinational | SCVS | Partial | — |
| Seguros Alianza | CComposite | Alianza | Domestic private | SCVS | Partial | — |
| Seguros Colon Verify; Registered as COLON | GGeneral (Non-life) | Colon | Domestic private | SCVS | Partial | — |
| Seguros Condor Registered as CONDOR | CComposite | Condor | Domestic private | SCVS | Partial | 99 Confidence: High |
| Seguros Unidos Registered as UNIDOS | CComposite | Unidos | Domestic private | SCVS | Partial | 52 Confidence: Low |
| Sweaden Seguros Registered as SWEADEN COMPAÑIA DE SEGUROS S.A. | CComposite | Sweaden | Domestic private | SCVS | Partial | 46 Confidence: Low |
| Vaz Seguros Registered as VAZSEGUROS S.A. COMPAÑÍA DE SEGUROS | CComposite | Vaz | Domestic private | SCVS | Partial | — |
| Zurich Seguros EcuadorSIX: ZURN | CComposite | ZurichIAIG | Foreign multinational | SCVS | Partial | 76 Confidence: Low |
| BMI Igualas Medicas del Ecuador | HHealth / Medical | BMI | Foreign multinational | SCVS | Partial | 46 Confidence: Low |
| Bupa Ecuador Registered as BUPA ECUADOR S.A. COMPAÑÍA DE SEGUROS | HHealth / Medical | BupaIAIG | Foreign multinational | SCVS | Partial | — |
| Pan American Life Ecuador Registered as PAN AMERICAN LIFE DE ECUADOR COMPAÑIA DE SEGUROS S.A. | LLife | Pan-American Life | Foreign multinational | SCVS | Partial | — |
| Seguros PichinchaBVC: PICHINCHA Registered as PICHINCHA | CComposite | Grupo Pichincha | Domestic private | SCVS | Partial | 69 Confidence: Low |
| Reaseguradora del Ecuador Local reinsurer | RReinsurer | Local | Domestic private | SCVS | Partial | — |
| Seguros Confianza Ecuador Surety; Registered as SEGUROS CONFIANZA S.A. | XSpecialty / Credit / Captive | Confianza | Domestic private | SCVS | Partial | — |
| Equisuiza Seguros S.A. ownership not researched; the former Seguros Equinoccial after absorbing Ecuatoriano Suiza (2025) | CComposite | Parent not named in register | Domestic private | SCVS | Partial | — |
| AIG Metropolitana ownership not researched (the name suggests an AIG link); legal form not given in the ranking | CComposite | Parent not named in register | Domestic private | SCVS | Partial | — |
| Seguros Atlántida Seguratlántida S.A. formerly Liberty Seguros S.A., then HDI-Seguros S.A.; press reports Grupo Financiero Atlántida (Honduras) as buyer in 2025 - not confirmed from the register; Registered as SEGUROS ATLÁNTIDA SEGURATLANTIDA S.A.; Ownership not researched | CComposite | Parent not named in register | Domestic private | SCVS | Partial | — |
| BMI Compañía de Seguros (Ecuador) ranking name is only "BMI"; a life insurer distinct from the prepaid-medicine company BMI Igualas Médicas del Ecuador (row 730); legal name not given; ownership not researched; Registered as BMI | LLife | Parent not named in register | Domestic private | SCVS | Partial | — |
| La Unión Compañía de Seguros ranking name is only "LA UNIÓN"; legal name not given; ownership not researched; Registered as LA UNIÓN | CComposite | Parent not named in register | Domestic private | SCVS | Partial | — |
| Privilegio Compañía de Seguros del Ecuador S.A. new insurer: no premium in Aug 2025, writing by Aug 2026; ownership not researched | CComposite | Parent not named in register | Domestic private | SCVS | Partial | — |
| Coface S.A. (Ecuador branch)Euronext Paris: COFA catastro type Aseguradora Extranjera (foreign insurer branch); credit insurer, generales only in the ranking, class X; Registered as COFACE S.A. | XSpecialty / Credit / Captive | Coface | Foreign multinational | SCVS | Partial | — |
| Asisken Asistencia Médica S.A. prepaid-medicine company supervised by the SCVS; RUC 0992703008001; ownership not researched; Registered as ASISKEN ASISTENCIA MEDICA S.A. | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Best Doctors S.A. Empresa de Medicina Prepagada prepaid-medicine company supervised by the SCVS; RUC 0992581441001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Bluecard Ecuador S.A. prepaid-medicine company supervised by the SCVS; RUC 1391722907001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Colmedikal Compañía de Medicina Prepagada S.A. prepaid-medicine company supervised by the SCVS; RUC 1792342031001; ownership not researched; Registered as COLMEDIKAL COMPAÑIA DE MEDICINA PREPAGADA S.A. | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Compañía de Medicina Prepagada Inmedical Medicina Internacional S.A. prepaid-medicine company supervised by the SCVS; RUC 1792092051001; ownership not researched; Registered as COMPAÑIA DE MEDICINA PREPAGADA INMEDICAL MEDICINA INTERNACIONAL S.A. | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Confiamed S.A. prepaid-medicine company supervised by the SCVS; RUC 1792206979001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Ecuasanitas S.A. prepaid-medicine company supervised by the SCVS; RUC 1790363333001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Latina Salud Compañía de Medicina Prepagada S.A. prepaid-medicine company supervised by the SCVS; RUC 0992444649001; ownership not researched; Registered as LATINA SALUD COMPAÑIA DE MEDICINA PREPAGADA S.A. | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Med-Ec S.A. prepaid-medicine company supervised by the SCVS; RUC 0991389504001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Medicina para el Ecuador Mediecuador-Humana S.A. prepaid-medicine company supervised by the SCVS; RUC 1791279352001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Medicina Prepagada Cruzblanca S.A. prepaid-medicine company supervised by the SCVS; RUC 1791816757001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Medicompanies C.A. prepaid-medicine company supervised by the SCVS; RUC 0992621915001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | 46 Confidence: Low |
| Mediken Medicina Integral Kennedy S.A. prepaid-medicine company supervised by the SCVS; RUC 0990631425001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Plan Vital Vitalplan S.A. prepaid-medicine company supervised by the SCVS; RUC 0991189270001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Plus Medical Services S.A. Ecuatoriana de Medicina Prepagada prepaid-medicine company supervised by the SCVS; RUC 1791903927001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Proassislife S.A. prepaid-medicine company supervised by the SCVS; RUC 1792935415001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | 52 Confidence: Low |
| Saludsa Sistema de Medicina Pre-Pagada del Ecuador S.A. prepaid-medicine company supervised by the SCVS; RUC 1791257049001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Sistema de Medicina Prepagada del Ecuador Vidasana S.A. prepaid-medicine company supervised by the SCVS; RUC 1791334493001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Transmedical Health Systems S.A. prepaid-medicine company supervised by the SCVS; RUC 0991385703001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
| Vumilatina Medicina Prepagada S.A. prepaid-medicine company supervised by the SCVS; RUC 0992883677001; ownership not researched | HHealth / Medical | Parent not named in register | Domestic private | SCVS | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
Former and deregistered companies
Names once listed in Ecuador and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.
| Former name | What happened | Listed today as |
|---|---|---|
| Balboa Compania de Seguros | Failed | Not recorded |
| Ecuatoriano Suiza | No longer on the register | Not recorded |
| Liberty Seguros Ecuador (now Sotor) | No longer on the register | Not recorded |
| Seguros Equinoccial | No longer on the register | Not recorded |
| Seguros Oriente | Failed | Not recorded |
| Seguros Sucre (in liquidation) | Failed | Not recorded |
| Sucre Reaseguros? in liquidation | No longer on the register | Not recorded |
| Topseg Compania de Seguros | Failed | Not recorded |
| Universal Compania de Reaseguros | Merged | Interoceanica Seguros |
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