ZambiaSouthern Africa · ZM · ZMW

Zambia

38 licensed entities supervised by the Pensions and Insurance Authority.

Listed insurers
38
Insurance classes
3
Groups present
5
Illustrated collage of Zambia, inspired by Victoria Falls, Lusaka, South Luangwa National Park.
Zambia
INSURERS.GLOBAL / ZMAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

ZambiaZambia

English
Zambia

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private29 76%
  • Pan-African group6 16%
  • State-owned / parastatal2 5%
  • Foreign multinational1 3%

Verification log

Verified - full register · PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers

Reconciled to the PIA list of licensed insurance entities as at Feb 2026 (38 insurers and reinsurers): 20 rows matched, 18 added (4 reinsurers incl. Zambia Re, 10 general, 4 long-term), 2 reinsurance rows not on the list removed (Prima Re, ZEP-RE regional office). Brokers, agents and other intermediaries on the same notice excluded.

Licensed insurers in Zambia

Scroll horizontally to compare columns.

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
A Plus General InsuranceGGeneral (Non-life)IndependentDomestic privatePIAVerified—
Advantage InsuranceGGeneral (Non-life)IndependentDomestic privatePIAVerified—
Africa Pride InsuranceGGeneral (Non-life)IndependentDomestic privatePIAVerified—
General Alliance Insurance ZambiaGGeneral (Non-life)IndependentDomestic privatePIAVerified—
Goldman InsuranceGGeneral (Non-life)IndependentDomestic privatePIAVerified—
Hollard Insurance ZambiaGGeneral (Non-life)Hollard GroupPan-African groupPIAVerified—
Innovate General InsuranceGGeneral (Non-life)IndependentDomestic privatePIAVerified—
Madison General Insurance ZambiaGGeneral (Non-life)Madison Financial ServicesDomestic privatePIAVerified—
Mayfair Insurance Co Zambia
Registered as Mayfair Insurance Company (Z) Limited
GGeneral (Non-life)Mayfair GroupPan-African groupPIAVerified—
Meanwood General InsuranceGGeneral (Non-life)Meanwood GroupDomestic privatePIAVerified—
Phoenix of Zambia Assurance
Registered as Phoenix of Zambia Assurance Company (2009) Limited
GGeneral (Non-life)IndependentDomestic privatePIAVerified—
Professional Insurance Corp Zambia (PICZ)
Registered as Professional Insurance Corporation Zambia PLC
GGeneral (Non-life)IndependentDomestic privatePIAVerified—
Swan General ZambiaSEM: SWANGGeneral (Non-life)Swan Group (Mauritius)Pan-African groupPIAVerified—
ZSIC General InsuranceState-ownedGGeneral (Non-life)Government of Zambia (IDC)State-owned / parastatalPIAVerified—
Hollard Life Zambia
Registered as Hollard Life Assurance Zambia Limited
LLifeHollard GroupPan-African groupPIAVerified—
Madison Life Insurance ZambiaLLifeMadison Financial ServicesDomestic privatePIAVerified—
Prudential Life Assurance ZambiaHKEX: 2378LLifePrudential plcIAIGForeign multinationalPIAVerified56 Confidence: Low
Sanlam Life Insurance ZambiaLLifeSanlam AllianzIAIGPan-African groupPIAVerified—
ZSIC LifeState-ownedLLifeGovernment of Zambia (IDC)State-owned / parastatalPIAVerified—
Kenya Re ZambiaNSE: KNRE
Regional subsidiary; Registered as Kenya Reinsurance Corporation Zambia Limited
RReinsurerKenya RePan-African groupPIAVerified—
Emeritus Reinsurance Zambia Ltd
ownership not researched
RReinsurerParent not named in registerDomestic privatePIAVerified—
Finsbury Reinsurance Ltd
ownership not researched
RReinsurerParent not named in registerDomestic privatePIAVerified—
Klapton Reinsurance Ltd
ownership not researched
RReinsurerParent not named in registerDomestic privatePIAVerified—
Zambia Reinsurance Plc
ownership not researched
RReinsurerParent not named in registerDomestic privatePIAVerified—
Adelvis General Insurance Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
African Grey Insurance Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Discover Insurance Company Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Golden Lotus Insurance Company Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Indigo General Insurance Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Klapton Insurance Zambia Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Lion General Insurance Zambia Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Nico Insurance Zambia Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Savenda General Insurance Ltd
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Veritas General Insurance PLC
ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privatePIAVerified—
Best Life Insurance Ltd
ownership not researched
LLifeParent not named in registerDomestic privatePIAVerified—
Liberty Life Zambia Ltd
ownership not researched
LLifeParent not named in registerDomestic privatePIAVerified—
One Life Assurance Zambia Ltd
ownership not researched
LLifeParent not named in registerDomestic privatePIAVerified—
Specialty Emergency Services Ltd
Listed by PIA under Long-Term Insurers; name suggests an emergency medical/assistance provider, so class L follows the register category only; ownership not researched
LLifeParent not named in registerDomestic privatePIAVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

Former and deregistered companies

Names once listed in Zambia and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.

Former nameWhat happenedListed today as
Prima ReinsuranceNo longer on the registerNot recorded
ZEP-RE ZambiaNo longer on the registerNot recorded

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