Southern Africa · ZM · ZMW
Zambia
38 licensed entities supervised by the Pensions and Insurance Authority.
- Listed insurers
- 38
- Insurance classes
- 3
- Groups present
- 5

A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
Zambia
- English
- Zambia
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Verified - full register · PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
Reconciled to the PIA list of licensed insurance entities as at Feb 2026 (38 insurers and reinsurers): 20 rows matched, 18 added (4 reinsurers incl. Zambia Re, 10 general, 4 long-term), 2 reinsurance rows not on the list removed (Prima Re, ZEP-RE regional office). Brokers, agents and other intermediaries on the same notice excluded.
Licensed insurers in Zambia
Scroll horizontally to compare columns.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| A Plus General Insurance | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| Advantage Insurance | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| Africa Pride Insurance | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| General Alliance Insurance Zambia | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| Goldman Insurance | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| Hollard Insurance Zambia | GGeneral (Non-life) | Hollard Group | Pan-African group | PIA | Verified | — |
| Innovate General Insurance | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| Madison General Insurance Zambia | GGeneral (Non-life) | Madison Financial Services | Domestic private | PIA | Verified | — |
| Mayfair Insurance Co Zambia Registered as Mayfair Insurance Company (Z) Limited | GGeneral (Non-life) | Mayfair Group | Pan-African group | PIA | Verified | — |
| Meanwood General Insurance | GGeneral (Non-life) | Meanwood Group | Domestic private | PIA | Verified | — |
| Phoenix of Zambia Assurance Registered as Phoenix of Zambia Assurance Company (2009) Limited | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| Professional Insurance Corp Zambia (PICZ) Registered as Professional Insurance Corporation Zambia PLC | GGeneral (Non-life) | Independent | Domestic private | PIA | Verified | — |
| Swan General ZambiaSEM: SWAN | GGeneral (Non-life) | Swan Group (Mauritius) | Pan-African group | PIA | Verified | — |
| ZSIC General InsuranceState-owned | GGeneral (Non-life) | Government of Zambia (IDC) | State-owned / parastatal | PIA | Verified | — |
| Hollard Life Zambia Registered as Hollard Life Assurance Zambia Limited | LLife | Hollard Group | Pan-African group | PIA | Verified | — |
| Madison Life Insurance Zambia | LLife | Madison Financial Services | Domestic private | PIA | Verified | — |
| Prudential Life Assurance ZambiaHKEX: 2378 | LLife | Prudential plcIAIG | Foreign multinational | PIA | Verified | 56 Confidence: Low |
| Sanlam Life Insurance Zambia | LLife | Sanlam AllianzIAIG | Pan-African group | PIA | Verified | — |
| ZSIC LifeState-owned | LLife | Government of Zambia (IDC) | State-owned / parastatal | PIA | Verified | — |
| Kenya Re ZambiaNSE: KNRE Regional subsidiary; Registered as Kenya Reinsurance Corporation Zambia Limited | RReinsurer | Kenya Re | Pan-African group | PIA | Verified | — |
| Emeritus Reinsurance Zambia Ltd ownership not researched | RReinsurer | Parent not named in register | Domestic private | PIA | Verified | — |
| Finsbury Reinsurance Ltd ownership not researched | RReinsurer | Parent not named in register | Domestic private | PIA | Verified | — |
| Klapton Reinsurance Ltd ownership not researched | RReinsurer | Parent not named in register | Domestic private | PIA | Verified | — |
| Zambia Reinsurance Plc ownership not researched | RReinsurer | Parent not named in register | Domestic private | PIA | Verified | — |
| Adelvis General Insurance Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| African Grey Insurance Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Discover Insurance Company Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Golden Lotus Insurance Company Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Indigo General Insurance Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Klapton Insurance Zambia Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Lion General Insurance Zambia Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Nico Insurance Zambia Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Savenda General Insurance Ltd ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Veritas General Insurance PLC ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | PIA | Verified | — |
| Best Life Insurance Ltd ownership not researched | LLife | Parent not named in register | Domestic private | PIA | Verified | — |
| Liberty Life Zambia Ltd ownership not researched | LLife | Parent not named in register | Domestic private | PIA | Verified | — |
| One Life Assurance Zambia Ltd ownership not researched | LLife | Parent not named in register | Domestic private | PIA | Verified | — |
| Specialty Emergency Services Ltd Listed by PIA under Long-Term Insurers; name suggests an emergency medical/assistance provider, so class L follows the register category only; ownership not researched | LLife | Parent not named in register | Domestic private | PIA | Verified | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
Former and deregistered companies
Names once listed in Zambia and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.
| Former name | What happened | Listed today as |
|---|---|---|
| Prima Reinsurance | No longer on the register | Not recorded |
| ZEP-RE Zambia | No longer on the register | Not recorded |




