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Illustrated portrait of Zambia; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Zambia

Specialist pensions and insurance authority

ZambiaPensions and Insurance Authority

Insurance supervision in Zambia.

AI-generated country illustrationSources checked

01 / The institution

Pensions and Insurance Authority

PIA regulates and supervises pensions and insurance, develops those industries and protects scheme members and insurance policyholders.

How it is structured

Specialist pensions and insurance authority

Institutional source ↗

What it oversees

The amended pensions legislation establishes PIA as a body corporate. The Insurance Act provides its sectoral insurance framework.

Mandate source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

Access checkedNOTE 01

2025 report listed in September 2026

PIA Annual Report 2025 ↗

The authority lists its 2025 annual report, but the download could not be retrieved reliably. Newsletter excerpts were located separately; they are not represented as a reading of the full annual report, and no unverified table is reproduced.

Open the official publication listing ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

General enquiries
pia@pia.org.zmSource ↗

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. PIA: institutional introduction ↗Checked
  2. Official contact details ↗Checked
  3. PIA Annual Report 2025 ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.