Zambia · Southern Africa

ZSIC Life

Profile highlights

5 badges

Group spans 1 directory continent
Government of Zambia (IDC): 1 markets across 1 directory continents (Asia-Pacific is one directory region). Group membership does not establish this entity’s policy availability.
Part of a group
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Life
Based on this profile’s recorded business data. Not an endorsement or a financial-strength rating.
State-owned / parastatal
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Listed in Africa
Based on this profile’s recorded location data. Not an endorsement or a financial-strength rating.

LLife State-owned / parastatal Verified against the regulator register

Official sources

This directory holds no official website for ZSIC Life: the PIA register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Business profile

Understanding ZSIC Life

Sources checked 2026-10-04

Individual life products and online applications

ZSIC Life’s individual onboarding service lists family funeral expenses, whole life, endowment, term assurance and school-fees products. Customers can select a cover category and proceed to an application or quotation flow, with product-specific steps rather than a single application for every type of policy.

ZSIC Life — individual onboarding

About life business

Life assurance can provide a benefit on death or other insured events. Some contracts also include savings or retirement benefits. A life classification alone does not establish which of these products this insurer offers.

General guidance for the directory category. Specific products and terms must be confirmed with ZSIC Life.

Explore the Zambia insurance market or other entries in this category.

Questions to ask about cover

Which insured events trigger payment and who receives the benefit?
Are premiums and benefits fixed, reviewable or linked to investments?
What happens if I miss a premium or end the policy early?

For an existing policy, use the insurer and service contact named on your policy schedule. Have your policy reference and a short description of the enquiry ready.

Class of business: LifeLong-term life assurance, annuities, pensions and savings products.
Parent / group: Government of Zambia (IDC)
Ownership: State-owned / parastatalOwned wholly or partly by a national government or parastatal.Ownership is what the PIA register or workbook records. It does not by itself mean the government guarantees this insurer’s policyholder liabilities.
Regulator: Pensions and Insurance Authority (PIA)pia.org.zm
Local currency: ZMW
Source basis: PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
Country verification: Verified - full register · PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
Identifiers: slug zambia-zsic-life · row 789/api/v1/insurers/zambia-zsic-life.json