{
  "dataset": "Insurers Global — Africa Insurance Companies Directory",
  "version": "2026-09-02+b4c86679e80b",
  "verified": "2026-09-02",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "data": {
    "slug": "zambia",
    "name": "Zambia",
    "workbookName": "Zambia",
    "iso2": "ZM",
    "iso3": "ZMB",
    "isoNum": "894",
    "region": "southern-africa",
    "regulator": {
      "name": "Pensions and Insurance Authority",
      "acronym": "PIA",
      "website": "https://pia.org.zm",
      "regime": "Insurance Act 2021",
      "registerSource": "Compiled from market knowledge; regulator register not retrieved - verify"
    },
    "currency": "ZMW",
    "total": 22,
    "byClass": {
      "general-non-life": 14,
      "life": 5,
      "reinsurer": 3
    },
    "byGroupType": {
      "domestic-private": 12,
      "pan-african-group": 6,
      "state-owned-parastatal": 2,
      "foreign-multinational": 1,
      "regional-multilateral": 1
    },
    "verification": {
      "level": "unverified",
      "status": "NOT verified - regulator site blocks automated access",
      "source": "PIA 'Licensed Insurance Entities as at July 2025' exists at pia.org.zm but is robots-blocked",
      "corrections": "Knowledge-based list retained; download the PIA PDF manually to reconcile"
    },
    "marketNotes": [],
    "url": "https://insurers.global/countries/zambia/",
    "api": "https://insurers.global/api/v1/countries/zambia.json",
    "insurers": [
      {
        "slug": "zambia-a-plus-general-insurance",
        "name": "A Plus General Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-a-plus-general-insurance/"
      },
      {
        "slug": "zambia-advantage-insurance",
        "name": "Advantage Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-advantage-insurance/"
      },
      {
        "slug": "zambia-africa-pride-insurance",
        "name": "Africa Pride Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-africa-pride-insurance/"
      },
      {
        "slug": "zambia-general-alliance-insurance-zambia",
        "name": "General Alliance Insurance Zambia",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-general-alliance-insurance-zambia/"
      },
      {
        "slug": "zambia-goldman-insurance",
        "name": "Goldman Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-goldman-insurance/"
      },
      {
        "slug": "zambia-hollard-insurance-zambia",
        "name": "Hollard Insurance Zambia",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Hollard Group",
        "groupSlug": "hollard-group",
        "groupType": "pan-african-group",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-hollard-insurance-zambia/"
      },
      {
        "slug": "zambia-innovate-general-insurance",
        "name": "Innovate General Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-innovate-general-insurance/"
      },
      {
        "slug": "zambia-madison-general-insurance-zambia",
        "name": "Madison General Insurance Zambia",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Madison Financial Services",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-madison-general-insurance-zambia/"
      },
      {
        "slug": "zambia-mayfair-insurance-co-zambia",
        "name": "Mayfair Insurance Co Zambia",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Mayfair Group",
        "groupSlug": "mayfair-group",
        "groupType": "pan-african-group",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-mayfair-insurance-co-zambia/"
      },
      {
        "slug": "zambia-meanwood-general-insurance",
        "name": "Meanwood General Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Meanwood Group",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-meanwood-general-insurance/"
      },
      {
        "slug": "zambia-phoenix-of-zambia-assurance",
        "name": "Phoenix of Zambia Assurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-phoenix-of-zambia-assurance/"
      },
      {
        "slug": "zambia-professional-insurance-corp-zambia-picz",
        "name": "Professional Insurance Corp Zambia (PICZ)",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-professional-insurance-corp-zambia-picz/"
      },
      {
        "slug": "zambia-swan-general-zambia",
        "name": "Swan General Zambia",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Swan Group (Mauritius)",
        "groupSlug": null,
        "groupType": "pan-african-group",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-swan-general-zambia/"
      },
      {
        "slug": "zambia-zsic-general-insurance",
        "name": "ZSIC General Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Government of Zambia (IDC)",
        "groupSlug": null,
        "groupType": "state-owned-parastatal",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-zsic-general-insurance/"
      },
      {
        "slug": "zambia-hollard-life-zambia",
        "name": "Hollard Life Zambia",
        "class": "life",
        "classCode": "L",
        "group": "Hollard Group",
        "groupSlug": "hollard-group",
        "groupType": "pan-african-group",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-hollard-life-zambia/"
      },
      {
        "slug": "zambia-madison-life-insurance-zambia",
        "name": "Madison Life Insurance Zambia",
        "class": "life",
        "classCode": "L",
        "group": "Madison Financial Services",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-madison-life-insurance-zambia/"
      },
      {
        "slug": "zambia-prudential-life-assurance-zambia",
        "name": "Prudential Life Assurance Zambia",
        "class": "life",
        "classCode": "L",
        "group": "Prudential plc",
        "groupSlug": "prudential-plc",
        "groupType": "foreign-multinational",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-prudential-life-assurance-zambia/"
      },
      {
        "slug": "zambia-sanlam-life-insurance-zambia",
        "name": "Sanlam Life Insurance Zambia",
        "class": "life",
        "classCode": "L",
        "group": "Sanlam Allianz",
        "groupSlug": "sanlam-allianz",
        "groupType": "pan-african-group",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-sanlam-life-insurance-zambia/"
      },
      {
        "slug": "zambia-zsic-life",
        "name": "ZSIC Life",
        "class": "life",
        "classCode": "L",
        "group": "Government of Zambia (IDC)",
        "groupSlug": null,
        "groupType": "state-owned-parastatal",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-zsic-life/"
      },
      {
        "slug": "zambia-kenya-re-zambia",
        "name": "Kenya Re Zambia",
        "class": "reinsurer",
        "classCode": "R",
        "group": "Kenya Re",
        "groupSlug": "kenya-re",
        "groupType": "pan-african-group",
        "verification": "unverified",
        "notes": "Regional subsidiary",
        "url": "https://insurers.global/insurers/zambia-kenya-re-zambia/"
      },
      {
        "slug": "zambia-prima-reinsurance",
        "name": "Prima Reinsurance",
        "class": "reinsurer",
        "classCode": "R",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "unverified",
        "notes": null,
        "url": "https://insurers.global/insurers/zambia-prima-reinsurance/"
      },
      {
        "slug": "zambia-zep-re-zambia",
        "name": "ZEP-RE Zambia",
        "class": "reinsurer",
        "classCode": "R",
        "group": "ZEP-RE",
        "groupSlug": "zep-re",
        "groupType": "regional-multilateral",
        "verification": "unverified",
        "notes": "Regional office",
        "url": "https://insurers.global/insurers/zambia-zep-re-zambia/"
      }
    ]
  }
}