Zambia · Southern Africa

ZSIC General Insurance

Profile highlights

5 badges

Group spans 1 directory continent
Government of Zambia (IDC): 1 markets across 1 directory continents (Asia-Pacific is one directory region). Group membership does not establish this entity’s policy availability.
Part of a group
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
General (Non-life)
Based on this profile’s recorded business data. Not an endorsement or a financial-strength rating.
State-owned / parastatal
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Listed in Africa
Based on this profile’s recorded location data. Not an endorsement or a financial-strength rating.

GGeneral (Non-life)State-owned / parastatal Verified against the regulator register

Official sources

This directory holds no official website for ZSIC General Insurance: the PIA register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Business profile

Understanding ZSIC General Insurance

Sources checked 2026-10-04

Vehicle, home, business and farm cover

ZSIC General presents car, home, corporate and agricultural insurance. Its farm offering addresses exposures affecting smaller and commercial farmers, including specified weather and livestock risks. The local site includes quotation routes, downloads and an authorised-repairer reference for customers arranging or using cover.

ZSIC General — Zambia products

About general (non-life) business

General insurance covers specified losses to property, vehicles or businesses and liabilities to other people. The directory category is broad; the insurer's policy documents establish which risks a particular product covers.

General guidance for the directory category. Specific products and terms must be confirmed with ZSIC General Insurance.

Explore the Zambia insurance market or other entries in this category.

Questions to ask about cover

Which events and assets are covered, and what exclusions apply?
What excess, valuation basis and claim limit apply to each section?
How do I notify a loss and obtain approval before repairs?

For an existing policy, use the insurer and service contact named on your policy schedule. Have your policy reference and a short description of the enquiry ready.

Class of business: General (Non-life)Short-term property, casualty, motor, marine and other non-life covers.
Parent / group: Government of Zambia (IDC)
Ownership: State-owned / parastatalOwned wholly or partly by a national government or parastatal.Ownership is what the PIA register or workbook records. It does not by itself mean the government guarantees this insurer’s policyholder liabilities.
Regulator: Pensions and Insurance Authority (PIA)pia.org.zm
Local currency: ZMW
Source basis: PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
Country verification: Verified - full register · PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
Identifiers: slug zambia-zsic-general-insurance · row 784/api/v1/insurers/zambia-zsic-general-insurance.json