United States · Insurance market
Explore the people, places and insurance market.
North Dakota Insurance Department
United States · Insurance market profile
North Dakota has its own insurance supervisory authority, the North Dakota Insurance Department. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Bismarck is the capital. A US state since 1889, North Dakota is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's North Dakota domicile records, General (Non-life) is the largest recorded class, with 2 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in North Dakota.
Elected office
North Dakota Insurance Department
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in North Dakota. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
“North Dakota has a strong and competitive insurance market, and our goal is to keep it that way.”
North Dakota Insurance Department · Insurance Affordability Roundtable (September 2026) ↗
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in North Dakota.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the North Dakota NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Great Divide Insurance Company NAIC 25224; TDI licence 94051; domicile ND (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1993/02/12 | GGeneral (Non-life) | NAIC group 0098 | Domestic private | NAIC / state DOIs | Partial | — |
| U.S. Underwriters Insurance Company NAIC 35416; TDI licence 13764799; domicile ND (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2013/12/18 | GGeneral (Non-life) | NAIC group 0031 | Domestic private | NAIC / state DOIs | Partial | 95 Confidence: Low |
| PIONEER MUTUAL LIFE INSURANCE COMPANY, A STOCK SUBSIDIARY OF AMERICAN UNITED MUTUAL INSURANCE HOLDIN NAIC 67911; TDI licence 93888; domicile ND (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/07/12 | LLife | NAIC group 0619 | Domestic private | NAIC / state DOIs | Partial | — |
| US Alliance Life and Security Company NAIC 14165; TDI licence 13766681; domicile ND (foreign to Texas); type: Life, Accident or Health; structure: Corporation; licensed 2023/06/20 | LLife | NAIC group 4900 | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.