Southern Africa · ZA · ZAR

South Africa

140 licensed entities supervised by the Prudential Authority (SARB) and Financial Sector Conduct Authority.

Verified against regulator register1 market note in 2026 /api/v1/countries/south-africa.json

By ownership

  • Domestic private67 48%
  • Pan-African group35 25%
  • Foreign multinational24 17%
  • Mutual / cooperative7 5%
  • State-owned / parastatal6 4%
  • Regional / multilateral1 1%

Verification log

Verified - full register · PA licence-conversion Appendix A/B

Draft of 67 replaced by 140 licensed entities incl. all cell captives, captives, reinsurers and Lloyd's; Constantia/3Sixty status annotated

2026 market notes

  • Assupol acquired by Sanlam (2024); 1Life acquired by Clientele (2024); Constantia group in liquidation (2022); 3Sixty Life under curatorship

    Effect on directory: Annotated in Notes

Licensed insurers in South Africa

CompanyClassParent / groupOwnershipRegulatorVerification
AIG South Africa LimitedGGeneral (Non-life)AIGForeign multinationalPA / FSCAVerified
Abacus Insurance LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Absa Insurance Company LimitedGGeneral (Non-life)Absa GroupPan-African groupPA / FSCAVerified
Allianz Global Corporate And Specialty South Africa LimitedGGeneral (Non-life)AllianzForeign multinationalPA / FSCAVerified
Aurora Insurance Company LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Auto And General Insurance Company LimitedGGeneral (Non-life)Telesure GroupForeign multinationalPA / FSCAVerified
Bidvest Insurance LimitedGGeneral (Non-life)Bidvest GroupDomestic privatePA / FSCAVerified
Bryte Insurance Company LimitedGGeneral (Non-life)Fairfax FinancialForeign multinationalPA / FSCAVerified
Budget Insurance Company LimitedGGeneral (Non-life)Telesure GroupForeign multinationalPA / FSCAVerified
CFAO Motors Insurance LimitedGGeneral (Non-life)CFAO / Toyota TsushoForeign multinationalPA / FSCAVerified
Centriq Insurance Company Limited
Cell captive
GGeneral (Non-life)Sanlam GroupPan-African groupPA / FSCAVerified
Chubb Insurance South Africa LimitedGGeneral (Non-life)ChubbForeign multinationalPA / FSCAVerified
Clientele General Insurance LimitedGGeneral (Non-life)Clientele LtdDomestic privatePA / FSCAVerified
Coface South Africa Insurance Company LimitedGGeneral (Non-life)CofaceForeign multinationalPA / FSCAVerified
Compass Insurance Company LimitedGGeneral (Non-life)Hannover ReForeign multinationalPA / FSCAVerified
Constantia Insurance Company Limited
Placed in liquidation 2022 - verify status
GGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Corporate Guarantee (South Africa) LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Credit Guarantee Insurance Corporation Of Africa LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Dial Direct Insurance LimitedGGeneral (Non-life)Telesure GroupForeign multinationalPA / FSCAVerified
Discovery Insure LimitedGGeneral (Non-life)Discovery LtdDomestic privatePA / FSCAVerified
Dotsure LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Export Credit Insurance Corporation Of South Africa SOC LimitedGGeneral (Non-life)Government of South AfricaState-owned / parastatalPA / FSCAVerified
First For Women Insurance Company LimitedGGeneral (Non-life)Telesure GroupForeign multinationalPA / FSCAVerified
Firstrand Short Term Insurance LtdGGeneral (Non-life)FirstRandPan-African groupPA / FSCAVerified
G4S Insurance LimitedGGeneral (Non-life)G4SForeign multinationalPA / FSCAVerified
GENRIC Insurance Company LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Guardrisk Insurance Company Limited
Cell captive
GGeneral (Non-life)Momentum GroupPan-African groupPA / FSCAVerified
HDI Global SA LimitedGGeneral (Non-life)HDI / TalanxForeign multinationalPA / FSCAVerified
Hollard Insurance Company LimitedGGeneral (Non-life)Hollard GroupPan-African groupPA / FSCAVerified
Hollard Specialist Insurance Limited
Cell captive
GGeneral (Non-life)Hollard GroupPan-African groupPA / FSCAVerified
Home Loan Guarantee Company NPCGGeneral (Non-life)NPCMutual / cooperativePA / FSCAVerified
Indequity Specialised Insurance LimitedGGeneral (Non-life)IndequityDomestic privatePA / FSCAVerified
Infiniti Insurance LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Khula Credit Guarantee (SOC) LimitedGGeneral (Non-life)Government of South AfricaState-owned / parastatalPA / FSCAVerified
King Price Insurance Company LimitedGGeneral (Non-life)King PriceDomestic privatePA / FSCAVerified
Land Bank Insurance SOC LimitedGGeneral (Non-life)Land BankState-owned / parastatalPA / FSCAVerified
Legal Expenses Insurance Southern Africa LimitedGGeneral (Non-life)LegalWiseDomestic privatePA / FSCAVerified
Legal Practitioners Indemnity Insurance FundGGeneral (Non-life)Legal Practice CouncilMutual / cooperativePA / FSCAVerified
Lloyd's and Lloyd's Underwriters
Licensed under Insurance Act 2017
GGeneral (Non-life)Lloyd'sForeign multinationalPA / FSCAVerified
Lombard Insurance Company LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
MiWay Insurance LimitedGGeneral (Non-life)Sanlam GroupPan-African groupPA / FSCAVerified
Momentum Insurance Company LimitedGGeneral (Non-life)Momentum GroupPan-African groupPA / FSCAVerified
Momentum Short-Term Insurance Company LimitedGGeneral (Non-life)Momentum GroupPan-African groupPA / FSCAVerified
Mutual & Federal Risk Financing Limited
Cell captive
GGeneral (Non-life)Old Mutual LtdPan-African groupPA / FSCAVerified
Nedgroup Insurance Company LimitedGGeneral (Non-life)Nedbank GroupDomestic privatePA / FSCAVerified
New National Assurance Company LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Nzalo Insurance Services LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
OUTsurance Insurance Company LimitedGGeneral (Non-life)OUTsurance GroupPan-African groupPA / FSCAVerified
Old Mutual Insure LimitedGGeneral (Non-life)Old Mutual LtdPan-African groupPA / FSCAVerified
Professional Provident SOCiety Short-Term Insurance Company LimitedGGeneral (Non-life)PPSMutual / cooperativePA / FSCAVerified
Rand Mutual Assurance Company LimitedGGeneral (Non-life)Rand MutualMutual / cooperativePA / FSCAVerified
Renasa Insurance Company LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
SAHL Insurance Company LimitedGGeneral (Non-life)SA Home LoansDomestic privatePA / FSCAVerified
SASRIA SOC LimitedGGeneral (Non-life)Government of South AfricaState-owned / parastatalPA / FSCAVerified
Safire Insurance Company LimitedGGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
Santam LimitedGGeneral (Non-life)Sanlam GroupPan-African groupPA / FSCAVerified
Santam Structured Insurance LimitedGGeneral (Non-life)Sanlam GroupPan-African groupPA / FSCAVerified
Standard Insurance LimitedGGeneral (Non-life)Standard Bank GroupPan-African groupPA / FSCAVerified
The Federated Employers Mutual Assurance Company (RF) (Pty) LtdGGeneral (Non-life)FEMMutual / cooperativePA / FSCAVerified
Vodacom Insurance Company LimitedGGeneral (Non-life)Vodacom GroupDomestic privatePA / FSCAVerified
Western National Insurance Company LimitedGGeneral (Non-life)PSG Konsult / SantamDomestic privatePA / FSCAVerified
Workers Life Insurance LimitedGGeneral (Non-life)Workers LifeDomestic privatePA / FSCAVerified
Yardrisk Insurance Limited
Cell captive
GGeneral (Non-life)IndependentDomestic privatePA / FSCAVerified
1 Life Insurance Limited
Acquired by Clientele 2024
LLifeClientele LtdDomestic privatePA / FSCAVerified
27Four Life LimitedLLife27fourDomestic privatePA / FSCAVerified
3Sixty Life Limited
Under curatorship since 2021 - verify status
LLifeNUMSA Investment CoDomestic privatePA / FSCAVerified
AIG Life South Africa LimitedLLifeAIGForeign multinationalPA / FSCAVerified
AVBOB Mutual Assurance SOCietyLLifeAVBOBMutual / cooperativePA / FSCAVerified
Abacus Life LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Absa Life LimitedLLifeAbsa GroupPan-African groupPA / FSCAVerified
African Rainbow Life LimitedLLifeAfrican Rainbow Capital / SanlamDomestic privatePA / FSCAVerified
African Unity Life LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Alexander Forbes Investments LimitedLLifeAlexander ForbesDomestic privatePA / FSCAVerified
Alexander Forbes Life LimitedLLifeAlexander ForbesDomestic privatePA / FSCAVerified
Allan Gray Life LimitedLLifeAllan GrayDomestic privatePA / FSCAVerified
Assupol Life Limited
Acquired by Sanlam 2024
LLifeSanlam GroupPan-African groupPA / FSCAVerified
Bidvest Life LimitedLLifeBidvest GroupDomestic privatePA / FSCAVerified
Bophelo Life Insurance LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Brightrock Life LimitedLLifeSanlam GroupPan-African groupPA / FSCAVerified
Bryte Life Company LimitedLLifeFairfax FinancialForeign multinationalPA / FSCAVerified
Cadiz Life LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Centriq Life Insurance Company Limited
Cell captive
LLifeSanlam GroupPan-African groupPA / FSCAVerified
Clientele Life Assurance Company LimitedLLifeClientele LtdDomestic privatePA / FSCAVerified
Constantia Life & Health Assurance Company Limited
Group in liquidation 2022 - verify status
LLifeIndependentDomestic privatePA / FSCAVerified
Constantia Life Limited
Group in liquidation 2022 - verify status
LLifeIndependentDomestic privatePA / FSCAVerified
Coronation Life Assurance Company LimitedLLifeCoronation Fund ManagersDomestic privatePA / FSCAVerified
Discovery Life LimitedLLifeDiscovery LtdDomestic privatePA / FSCAVerified
Dotsure Life LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Fedgroup Life LimitedLLifeFedgroupDomestic privatePA / FSCAVerified
Firstrand Life Assurance LimitedLLifeFirstRandPan-African groupPA / FSCAVerified
Guardrisk Life Limited
Cell captive
LLifeMomentum GroupPan-African groupPA / FSCAVerified
Hollard Life Assurance Company LimitedLLifeHollard GroupPan-African groupPA / FSCAVerified
Hollard Specialist Life Limited
Cell captive
LLifeHollard GroupPan-African groupPA / FSCAVerified
Investec Life LimitedLLifeInvestecDomestic privatePA / FSCAVerified
Just Retirement Life (South Africa) LimitedLLifeJust GroupForeign multinationalPA / FSCAVerified
KGA Lewens BeperkLLifeIndependentDomestic privatePA / FSCAVerified
Land Bank Life Insurance Company SOC LimitedLLifeLand BankState-owned / parastatalPA / FSCAVerified
Liberty Group Limited
Wholly owned by Standard Bank since 2022
LLifeStandard Bank GroupPan-African groupPA / FSCAVerified
Lion Of Africa Life Assurance Company LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Momentum Ability Limited
Cell captive
LLifeMomentum GroupPan-African groupPA / FSCAVerified
Momentum Metropolitan Life LimitedLLifeMomentum GroupPan-African groupPA / FSCAVerified
Nedgroup Life Assurance Company LimitedLLifeNedbank GroupDomestic privatePA / FSCAVerified
Nedgroup Structured Life LimitedLLifeNedbank GroupDomestic privatePA / FSCAVerified
Nestlife Assurance Corporation (RF) LimitedLLifeIndependentDomestic privatePA / FSCAVerified
New Era Life Insurance Company LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Ninety-One Assurance LimitedLLifeNinety OneDomestic privatePA / FSCAVerified
OUTsurance Life Insurance Company LimitedLLifeOUTsurance GroupPan-African groupPA / FSCAVerified
Oasis Crescent Insurance LimitedLLifeOasis GroupDomestic privatePA / FSCAVerified
Old Mutual Alternative Risk Transfer Limited
Cell captive
LLifeOld Mutual LtdPan-African groupPA / FSCAVerified
Old Mutual Life Assurance Company (South Africa) LimitedLLifeOld Mutual LtdPan-African groupPA / FSCAVerified
PSG Life LimitedLLifePSG KonsultDomestic privatePA / FSCAVerified
Peregrine Life LimitedLLifePeregrineDomestic privatePA / FSCAVerified
Professional Provident SOCiety Insurance Company LimitedLLifePPSMutual / cooperativePA / FSCAVerified
Rma Life Assurance Company LimitedLLifeIndependentDomestic privatePA / FSCAVerified
SAHL Life Assurance Company LimitedLLifeSA Home LoansDomestic privatePA / FSCAVerified
Safrican Insurance Company LimitedLLifeSanlam GroupPan-African groupPA / FSCAVerified
Sanlam Developing Markets LimitedLLifeSanlam GroupPan-African groupPA / FSCAVerified
Sanlam Life Insurance LimitedLLifeSanlam GroupPan-African groupPA / FSCAVerified
Santam Structured Life LimitedLLifeSanlam GroupPan-African groupPA / FSCAVerified
Shield Life LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Sygnia Life LimitedLLifeSygniaDomestic privatePA / FSCAVerified
The Smart Life Insurance Company LimitedLLifeIndependentDomestic privatePA / FSCAVerified
The Standard General Insurance Company LimitedLLifeStandard Bank GroupPan-African groupPA / FSCAVerified
Viva Life Insurance LimitedLLifeIndependentDomestic privatePA / FSCAVerified
Vodacom Life Assurance Company LimitedLLifeVodacom GroupDomestic privatePA / FSCAVerified
Workers Life Assurance Company LimitedLLifeWorkers LifeDomestic privatePA / FSCAVerified
NMS Insurance Services (SA)
Microinsurer
MMicroinsurerIndependentDomestic privatePA / FSCAVerified
African Reinsurance Corporation (Sa) LimitedRReinsurerAfrica ReRegional / multilateralPA / FSCAVerified
GIC Re South Africa LimitedRReinsurerGIC Re (India)Foreign multinationalPA / FSCAVerified
General Reinsurance Africa LimitedRReinsurerBerkshire HathawayForeign multinationalPA / FSCAVerified
Hannover Reinsurance Africa LimitedRReinsurerHannover ReForeign multinationalPA / FSCAVerified
Munich Reinsurance Company Of Africa LimitedRReinsurerMunich ReForeign multinationalPA / FSCAVerified
RGA Reinsurance Company Of South Africa LimitedRReinsurerRGAForeign multinationalPA / FSCAVerified
Scor Africa LimitedRReinsurerSCORForeign multinationalPA / FSCAVerified
Swiss Re Africa LimitedRReinsurerSwiss ReForeign multinationalPA / FSCAVerified
AECI Captive Insurance Company Limited
Captive
XSpecialty / Credit / CaptiveAECIDomestic privatePA / FSCAVerified
ESCAP SOC Ltd
Captive
XSpecialty / Credit / CaptiveEskomState-owned / parastatalPA / FSCAVerified
Enpet Africa Insurance Limited
Captive
XSpecialty / Credit / CaptiveSasol / industryDomestic privatePA / FSCAVerified
Exxaro Insurance Company Limited
Captive
XSpecialty / Credit / CaptiveExxarroDomestic privatePA / FSCAVerified
Firstrand Insurance Services Company Limited
Captive
XSpecialty / Credit / CaptiveFirstRandPan-African groupPA / FSCAVerified