South Asia · AF · AFN
Afghanistan
افغانستانOwganystan
10 licensed entities supervised by the Afghanistan Insurance Authority (Ministry of Finance).
- Listed insurers
- 10
- Insurance classes
- 2
- Groups present
- 0
Reinsurance tax on foreign reinsurers
Latest available research by tax type. Treaty relief and transaction conditions can change the result.
- Afghanistan: Rate not established — Not verified · reviewed 2026-10-06
A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
Afghanistan
- Persian / Pashto
- افغانستان
- Turkmen
- Owganystan
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
The flag shown is Afghanistan’s historical tricolour, as supplied by flag-icons; it is not the white flag used by the current authorities.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Partially verified - Ministry of Finance / General Directorate of Takaful and Insurance 'Insurance Activates' page lists all 10 insurance operators, but it is an undated descriptive directory rather than a dated licence register and the site appears last maintained in 2023 · Islamic Emirate of Afghanistan, Ministry of Finance - General Directorate of Takaful and Insurance (GDTI), 'Insurance Activates' page, section 'Insurance Operators': 10 numbered insurance companies, each with a profile, product list and contact details. GDTI is described on the ministry's own site as 'the only government institution assigned to regulate, supervise and develop the insurance sector in Afghanistan', with licence issuance among its duties. The Dari edition of the same page (فعالین بیمه) lists the identical 10 companies in the same order, which is how the list was cross-checked.
Reconciled against the Ministry of Finance / General Directorate of Takaful and Insurance list of insurance operators (English and Dari editions of the same page, retrieved 23 Sep 2026): 10 operators. All three existing rows are confirmed; seven operators were missing and are added - Sky International Insurance, Sadra Insurance, Capital Star Insurance and Khairkhwa International Insurance (domestic general insurers) and the Kabul branches of the Iranian insurers Razi, Alborz and Kowsar, which the page shows offering travel and transit cover only. The page carries no date, no licence numbers for most operators and no takaful window detail, so the market stays partially verified.
Licensed insurers in Afghanistan
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| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Afghan National Insurance Co (ANIC)State-owned | CComposite | Government | State-owned / parastatal | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Afghan Global Insurance Registered as Afghan Global Insurance Company (AGI) | GGeneral (Non-life) | AGI | Domestic private | Afghanistan Insurance Authority (Ministry of Finance) | Partial | 84 Confidence: Medium |
| Insurance Corp of Afghanistan Registered as Insurance Corporation of Afghanistan (ICA) | GGeneral (Non-life) | ICA | Domestic private | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Sky International Insurance Ownership not researched. Kabul (Qala-e-Fathullah); skyint.insure. | GGeneral (Non-life) | Parent not named in register | Domestic private | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Sadra Insurance Company The register says its stock is 'entirely in ownership of individuals and non governmental entities', so domestic private; no parent company is named. Products include micro insurance but no life product, so G rather than M or C.; Ownership not researched | GGeneral (Non-life) | Parent not named in register | Domestic private | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Capital Star Insurance Ownership not researched. The register gives its GDTI registration as A0008 - the only licence identifier on the whole page. | GGeneral (Non-life) | Parent not named in register | Domestic private | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Khairkhwa International Insurance The register names it a subsidiary of the Khair Khaw Group of Companies. The page spells the company 'Khairkhwa' in its heading and 'Khair Khaw International Insurance - KII' in the body text; the heading spelling is used here. | GGeneral (Non-life) | Khair Khaw Group of Companies | Domestic private | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Razi Insurance Company (Kabul Branch) Branch of an Iranian insurer (licence 5194 of the Central Bank of Iran, per the register). Coded FM as a foreign-parented operation; the parent is in Asia, not outside the continent, but no code for an intra-continental foreign parent exists. | GGeneral (Non-life) | Razi Insurance Company (Iran) | Foreign multinational | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Alborz Insurance Company (Kabul Branch) Branch of the Tehran-listed Iranian insurer founded 1959. Coded FM as a foreign-parented operation; see the note on Razi about the intra-continental parent. | GGeneral (Non-life) | Alborz Insurance Company (Iran) | Foreign multinational | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
| Kowsar Insurance Company (Kabul Branch) The register says the main office is in Iran and that its Afghan presence rests on a licence from the Intellectual Property Directorate of the Ministry of Industry and Commerce, not from GDTI - see caveats. Coded FM as a foreign-parented operation. | GGeneral (Non-life) | Kowsar Insurance Company (Iran) | Foreign multinational | Afghanistan Insurance Authority (Ministry of Finance) | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
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