United States · Insurance market

South Dakota

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of South Dakota
Status
State
Capital
Pierre
Admitted to the Union
1889
Nickname
Mount Rushmore State
Motto
Under God the people rule

Insurance regulator

South Dakota Division of Insurance

Chief insurance official
Director · appointed
Official website
dlr.sd.gov
Visit the regulator’s website
Pierre, South Dakota — South Dakota
Pierre, South Dakota
Photo creditWeaponizingArchitecture · CC BY-SA 4.0 · Displayed with a responsive crop.
South Dakota State Capitol — South Dakota
South Dakota State Capitol
Photo creditWeaponizingArchitecture · CC BY-SA 4.0 · Displayed with a responsive crop.
Badlands National Park — South Dakota
Badlands National Park
Photo creditMartin Kraft · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The South Dakota insurance market

South Dakota has its own insurance supervisory authority, the South Dakota Division of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Pierre is the capital. A US state since 1889, South Dakota is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's South Dakota domicile records, General (Non-life) is the largest recorded class, with 6 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
7
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in South Dakota.

South Dakota
South Dakota · US Census boundaries
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Insurance commissioner & supervision

Insurance supervision

South Dakota Division of Insurance

Explore the director's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Director

South Dakota Division of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in South Dakota. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The Division of Insurance has made available online South Dakota market share information for 2024.”

South Dakota Division of Insurance · Spring 2025 Newsletter ↗

AI-generated editorial illustration

NAIC research for South Dakota

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in South Dakota.

South Dakota: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for crop premium: 6 (5.03% of the US market).
  • National rank for farm premium: 6 (5.17% of the US market).
  • The NAIC counted 1,398 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the South Dakota NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in South Dakota

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Bond Safeguard Insurance Company
NAIC 27081; TDI licence 5715; domicile SD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1992/06/16
GGeneral (Non-life)NAIC group 3219Domestic privateNAIC / state DOIsPartial—
DAKOTA TRUCK UNDERWRITERS
NAIC 34924; TDI licence 95773; domicile SD (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2003/02/14; Texas-specific licence class
GGeneral (Non-life)NAIC group 1332Mutual / cooperativeNAIC / state DOIsPartial61 Confidence: Low
SUN SURETY INSURANCE COMPANY
NAIC 10909; TDI licence 95837; domicile SD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2003/10/13
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial—
Surety Bonding Company of America
NAIC 24047; TDI licence 94354; domicile SD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1994/07/29
GGeneral (Non-life)NAIC group 0218Domestic privateNAIC / state DOIsPartial—
Universal Surety of America
NAIC 13200; TDI licence 6043; domicile SD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1984/06/06
GGeneral (Non-life)NAIC group 0218Domestic privateNAIC / state DOIsPartial76 Confidence: Low
WESTERN SURETY COMPANY
NAIC 13188; TDI licence 91150; domicile SD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1949/07/22
GGeneral (Non-life)NAIC group 0218Domestic privateNAIC / state DOIsPartial92 Confidence: Low
Investors Preferred Life Insurance Company
NAIC 15313; TDI licence 13766812; domicile SD (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2024/09/10
LLifeNAIC group 5086Domestic privateNAIC / state DOIsPartial72 Confidence: Low

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.