United States · Insurance market
Explore the people, places and insurance market.
South Carolina Department of Insurance
United States · Insurance market profile
South Carolina has its own insurance supervisory authority, the South Carolina Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Columbia is the capital. A US state since 1788, South Carolina is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's South Carolina domicile records, Life is the largest recorded class, with 5 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in South Carolina.
Appointed office
South Carolina Department of Insurance
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in South Carolina. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
“…the coastal property insurance market faces challenges but, for many risks, is competitive.”
South Carolina Department of Insurance · 2025 Coastal Property Insurance Market Report, p. 5 ↗
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in South Carolina.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the South Carolina NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Canal Insurance Company NAIC 10464; TDI licence 12800; domicile SC (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1954/11/01 | GGeneral (Non-life) | NAIC group 0262 | Domestic private | NAIC / state DOIs | Partial | — |
| Palmetto Surety Corporation NAIC 13121; TDI licence 13766620; domicile SC (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2023/02/09 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| SOUTH CAROLINA INSURANCE COMPANY NAIC 24953; TDI licence 75500; domicile SC (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1911/01/01 | GGeneral (Non-life) | NAIC group 0168 | Domestic private | NAIC / state DOIs | Partial | — |
| Atlantic Coast Life Insurance Company NAIC 61115; TDI licence 13765164; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2016/03/09 | LLife | NAIC group 4824 | Domestic private | NAIC / state DOIs | Partial | 97 Confidence: Low |
| COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY NAIC 62049; TDI licence 17730; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1959/06/17 | LLife | NAIC group 0565 | Domestic private | NAIC / state DOIs | Partial | 97 Confidence: Low |
| Companion Life Insurance Company NAIC 77828; TDI licence 5209; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1988/05/24 | LLife | NAIC group 0661 | Domestic private | NAIC / state DOIs | Partial | — |
| Granular Insurance Company NAIC 93521; TDI licence 93859; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/05/12 | LLife | NAIC group 0671 | Domestic private | NAIC / state DOIs | Partial | 65 Confidence: Low |
| Nationwide Life and Benefits Insurance Company NAIC 97705; TDI licence 5893; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1985/12/19 | LLife | NAIC group 0140 | Domestic private | NAIC / state DOIs | Partial | — |
| Westcor Land Title Insurance Company NAIC 50050; TDI licence 95537; domicile SC (foreign to Texas); type: Title; structure: Stockholder; licensed 2000/09/06 | XSpecialty / Credit / Captive | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.