United States · Insurance market
Explore the people, places and insurance market.
Rhode Island Department of Business Regulation, Insurance Division
United States · Insurance market profile
Rhode Island has its own insurance supervisory authority, the Rhode Island Department of Business Regulation, Insurance Division. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Providence is the capital. A US state since 1790, Rhode Island is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's Rhode Island domicile records, General (Non-life) is the largest recorded class, with 10 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in Rhode Island.
Insurance supervision
Appointed office
Rhode Island Department of Business Regulation, Insurance Division
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in Rhode Island. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
“The Mission of the Market Conduct Unit is to protect consumers in Rhode Island.”
Rhode Island Department of Business Regulation · Market Conduct: Mission ↗
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Rhode Island.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the Rhode Island NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Affiliated FM Insurance Company NAIC 10014; TDI licence 450; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1950/08/11 | GGeneral (Non-life) | NAIC group 0065 | Domestic private | NAIC / state DOIs | Partial | — |
| Amica Mutual Insurance Company NAIC 19976; TDI licence 5625; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1972/12/07 | GGeneral (Non-life) | NAIC group 0028 | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| Amica Property and Casualty Insurance Company NAIC 12287; TDI licence 13765107; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2015/12/30 | GGeneral (Non-life) | NAIC group 0028 | Domestic private | NAIC / state DOIs | Partial | — |
| Factory Mutual Insurance Company NAIC 21482; TDI licence 1115; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1968/12/19 | GGeneral (Non-life) | NAIC group 0065 | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| Farmers Casualty Insurance Company NAIC 40169; TDI licence 88730; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/12/15 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | — |
| Farmers Direct Property and Casualty Insurance Company NAIC 25321; TDI licence 30135; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1952/06/11 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | — |
| Farmers Group Property and Casualty Insurance Company NAIC 34339; TDI licence 93583; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1980/10/09 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | 89 Confidence: Low |
| Farmers Property and Casualty Insurance Company NAIC 26298; TDI licence 53970; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1975/03/21 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | 60 Confidence: Low |
| Metropolitan General Insurance Company NAIC 39950; TDI licence 93863; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/05/12 | GGeneral (Non-life) | NAIC group 0241 | Domestic private | NAIC / state DOIs | Partial | — |
| Providence Washington Insurance Company NAIC 24295; TDI licence 68450; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1901/01/01 | GGeneral (Non-life) | NAIC group 1248 | Domestic private | NAIC / state DOIs | Partial | — |
| Amica Life Insurance Company NAIC 72222; TDI licence 5600; domicile RI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1976/11/05 | LLife | NAIC group 0028 | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.