São Tomé and Príncipe · Central Africa

SAAR S.Tomé e Príncipe

CCompositePan-African groupVerified against the regulator register

BCSTP: 'SAT Insurance ... de capital camaronês, licenciada em 2001 no Ramo Geral, que posteriormente, em 2013, começou a realizar operações no Ramo Vida' - so composite (general since 2001, life since 2013). A SAAR group web excerpt describes SAAR STP as a SAAR Cameroon subsidiary established in 2002 with USD 500,000 initial capital (dates differ from the BCSTP's 2001 licence).

Official sources

This directory holds no official website for SAAR S.Tomé e Príncipe: the BCSTP register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Class of business
CompositeLicensed to write both life and non-life business under one entity.
Parent / group
SAAR GroupLicensed in 6 countries, 9 entities in this directory.
Ownership
Pan-African groupPart of an insurance group licensed in two or more African countries.
Regulator
Banco Central de São Tomé e Príncipe (BCSTP)bcstp.st
Local currency
STN
Source basis
BCSTP, 'Empresas de Seguro' list (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG) and 'Sobre Empresas Seguradoras' page, both retrieved 2026-09-26.
Country verification
Verified - full register · Banco Central de São Tomé e Príncipe, 'Instituições Financeiras - Empresas de Seguro' (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG, retrieved 2026-09-26): lists 2 insurers, 'SAAR S.Tomé e Príncipe' and 'NICON SEGUROS'. Corroborated by BCSTP 'Supervisão - Empresas de Seguros' page (https://www.bcstp.st/Banco-Central?x=SwLgBoNpb/7IcYkZfC6Zcg==&&z=e7pHX56moyeeYqrLxTGFBQ==, last publication 31 Dec 2023) and BCSTP 2023 insurance-indicators spreadsheet (https://www.bcstp.st/Upload/New_DOC/SB/Indicadores_Seguros_2023.xlsx): 'Número de Empresas de Seguros' = 2 for every year 2018-2023.
Identifiers
slug sao-tome-and-principe-saar-s-tome-e-principe · row 1245/api/v1/insurers/sao-tome-and-principe-saar-s-tome-e-principe.json