{
  "dataset": "Insurers Global — Insurance Companies Directory (Africa, Europe, Asia-Pacific, South America and North America)",
  "version": "2026-09-08+af188cb54143",
  "verified": "2026-09-08",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "data": {
    "id": 1245,
    "slug": "sao-tome-and-principe-saar-s-tome-e-principe",
    "name": "SAAR S.Tomé e Príncipe",
    "continent": "africa",
    "country": "sao-tome-and-principe",
    "region": "central-africa",
    "class": "composite",
    "classCode": "C",
    "group": "SAAR Group",
    "groupSlug": "saar-group",
    "groupKey": "saar-group",
    "groupPlaceholder": false,
    "groupType": "pan-african-group",
    "groupTypeCode": "PA",
    "regulator": "Banco Central de São Tomé e Príncipe",
    "regulatorAcronym": "BCSTP",
    "currency": "STN",
    "sourceBasis": "BCSTP, 'Empresas de Seguro' list (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG) and 'Sobre Empresas Seguradoras' page, both retrieved 2026-09-26.",
    "notes": "BCSTP: 'SAT Insurance ... de capital camaronês, licenciada em 2001 no Ramo Geral, que posteriormente, em 2013, começou a realizar operações no Ramo Vida' - so composite (general since 2001, life since 2013). A SAAR group web excerpt describes SAAR STP as a SAAR Cameroon subsidiary established in 2002 with USD 500,000 initial capital (dates differ from the BCSTP's 2001 licence).",
    "verification": "verified",
    "lei": null,
    "nationalId": null,
    "registeredSince": null,
    "city": null,
    "website": null,
    "classBasis": null,
    "groupBasis": null,
    "predecessors": [],
    "iaig": null,
    "countryName": "São Tomé and Príncipe",
    "countryIso2": "ST",
    "url": "https://insurers.global/insurers/sao-tome-and-principe-saar-s-tome-e-principe/",
    "countryUrl": "https://insurers.global/countries/sao-tome-and-principe/",
    "groupUrl": "https://insurers.global/groups/saar-group/",
    "iaigUrl": null,
    "profile": null,
    "groupListings": null,
    "financials": null,
    "identity": null,
    "footprint": null,
    "regulatorDetail": {
      "name": "Banco Central de São Tomé e Príncipe",
      "acronym": "BCSTP",
      "website": "https://bcstp.st",
      "regime": "Lei 08/92 (Lei Orgânica do Banco Central) and Decreto-Lei 47/98; BCSTP supervision, licences by order of the Governor",
      "registerSource": "Banco Central de São Tomé e Príncipe, 'Instituições Financeiras - Empresas de Seguro' (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG, retrieved 2026-09-26): lists 2 insurers, 'SAAR S.Tomé e Príncipe' and 'NICON SEGUROS'. Corroborated by BCSTP 'Supervisão - Empresas de Seguros' page (https://www.bcstp.st/Banco-Central?x=SwLgBoNpb/7IcYkZfC6Zcg==&&z=e7pHX56moyeeYqrLxTGFBQ==, last publication 31 Dec 2023) and BCSTP 2023 insurance-indicators spreadsheet (https://www.bcstp.st/Upload/New_DOC/SB/Indicadores_Seguros_2023.xlsx): 'Número de Empresas de Seguros' = 2 for every year 2018-2023."
    },
    "siblings": [
      {
        "slug": "cameroon-saar-assurances",
        "name": "SAAR Assurances",
        "country": "cameroon",
        "class": "general-non-life",
        "classCode": "G",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "verified",
        "sourceBasis": "Regulator / industry register",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": null,
        "url": "https://insurers.global/insurers/cameroon-saar-assurances/"
      },
      {
        "slug": "cameroon-saar-assurances-vie",
        "name": "SAAR Assurances Vie",
        "country": "cameroon",
        "class": "life",
        "classCode": "L",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "verified",
        "sourceBasis": "Regulator / industry register",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": null,
        "url": "https://insurers.global/insurers/cameroon-saar-assurances-vie/"
      },
      {
        "slug": "chad-saar-assurances-tchad",
        "name": "SAAR Assurances Tchad",
        "country": "chad",
        "class": "general-non-life",
        "classCode": "G",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "unverified",
        "sourceBasis": "Compiled from market knowledge - verify",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": null,
        "url": "https://insurers.global/insurers/chad-saar-assurances-tchad/"
      },
      {
        "slug": "cote-divoire-societe-africaine-dassurances-et-de-reassurances-vie-cote-divoire-saar-vie-ci",
        "name": "Société Africaine d'Assurances et de Réassurances Vie Côte d'Ivoire (SAAR-Vie CI)",
        "country": "cote-divoire",
        "class": "life",
        "classCode": "L",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "verified",
        "sourceBasis": "Ministère des Finances et du Budget (DGTCP, Direction des Assurances), communiqué du 21 janvier 2026: liste des sociétés d'assurances agréées en Côte d'Ivoire pour 2026 (PDF downloaded by the owner): 13 life, 23 non-life and 14 reinsurance entries, of which 41 insurers and locally established reinsurers are reconciled",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Parent taken from the SAAR name, the group label used for SAAR companies elsewhere in the directory; ownership not researched; Registered as SOCIETE AFRICAINE D'ASSURANCES ET DE REASSURANCES VIE COTE D'IVOIRE (SAAR-VIE CI)",
        "url": "https://insurers.global/insurers/cote-divoire-societe-africaine-dassurances-et-de-reassurances-vie-cote-divoire-saar-vie-ci/"
      },
      {
        "slug": "cote-divoire-societe-africaine-dassurances-et-de-reassurances-de-cote-divoire-saar-ci",
        "name": "Société Africaine d'Assurances et de Réassurances de Côte d'Ivoire (SAAR-CI)",
        "country": "cote-divoire",
        "class": "general-non-life",
        "classCode": "G",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "verified",
        "sourceBasis": "Ministère des Finances et du Budget (DGTCP, Direction des Assurances), communiqué du 21 janvier 2026: liste des sociétés d'assurances agréées en Côte d'Ivoire pour 2026 (PDF downloaded by the owner): 13 life, 23 non-life and 14 reinsurance entries, of which 41 insurers and locally established reinsurers are reconciled",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Parent taken from the SAAR name, the group label used for SAAR companies elsewhere in the directory; also authorised for surety and takaful business; ownership not researched; Registered as SOCIETE AFRICAINE D'ASSURANCES ET DE REASSURANCES DE COTE D'IVOIRE (SAAR-CI)",
        "url": "https://insurers.global/insurers/cote-divoire-societe-africaine-dassurances-et-de-reassurances-de-cote-divoire-saar-ci/"
      },
      {
        "slug": "senegal-saar",
        "name": "SAAR",
        "country": "senegal",
        "class": "general-non-life",
        "classCode": "G",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "partial",
        "sourceBasis": "Ministère des Finances et du Budget, Direction des Assurances: Marché sénégalais de l'assurance - Chiffres d'affaires 2023-2024 par société (PDF of 13 Nov 2025, supplied by the owner): 18 non-life and 9 life companies with premium in both years",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Name as printed in the DNA statistics; parent taken from the SAAR name, the group label used for SAAR companies elsewhere in the directory; ownership not researched",
        "url": "https://insurers.global/insurers/senegal-saar/"
      },
      {
        "slug": "senegal-saar-vie",
        "name": "SAAR Vie",
        "country": "senegal",
        "class": "life",
        "classCode": "L",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "partial",
        "sourceBasis": "Ministère des Finances et du Budget, Direction des Assurances: Marché sénégalais de l'assurance - Chiffres d'affaires 2023-2024 par société (PDF of 13 Nov 2025, supplied by the owner): 18 non-life and 9 life companies with premium in both years",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Life sister of the non-life addition SAAR; parent taken from the SAAR name; ownership not researched",
        "url": "https://insurers.global/insurers/senegal-saar-vie/"
      },
      {
        "slug": "equatorial-guinea-equatorial-guinean-insurance-company-egico",
        "name": "Equatorial Guinean Insurance Company (EGICO)",
        "country": "equatorial-guinea",
        "class": "general-non-life",
        "classCode": "G",
        "group": "SAAR Group",
        "groupSlug": "saar-group",
        "groupPlaceholder": false,
        "groupType": "pan-african-group",
        "verification": "partial",
        "sourceBasis": "CIMA, Décisions de la CRCA 2018, Décision N°0055 (blâme to EGICO, Malabo), N°0056 (blâme to Mr FOKAM KAMMOGNE Paul, PCA of EGICO), https://cima-afrique.org/decisions-de-la-crca/?y=115, retrieved 2026-09-26; FANAF Annuaire 2021 (EGICO, BP 272 Malabo).",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Non-life (IARD). Group link: a search excerpt of saar-assurances.com lists 'EGICO S.A. in Equatorial Guinea' among SAAR group companies, SAAR's own group page lists Guinée Équatoriale as a country of operation, and the 2018 CRCA decision names Paul Fokam Kammogne (SAAR/Afriland founder) as chairman. Group link not confirmed on a primary SAAR page. Licence date not found.",
        "url": "https://insurers.global/insurers/equatorial-guinea-equatorial-guinean-insurance-company-egico/"
      }
    ]
  }
}