Ghana · West Africa · class G

General (Non-life) insurance companies in Ghana

27 licensed general (non-life) insurers, 56% of the 48 insurance entities supervised by the National Insurance Commission. Short-term property, casualty, motor, marine and other non-life covers.

CompanyClassParent / groupOwnershipRegulatorVerification
Activa International Insurance CoGGeneral (Non-life)Activa GroupPan-African groupNICVerified
Bedrock Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified
Best Assurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Coronation Insurance Ghana
Formerly Wapic Ghana
GGeneral (Non-life)Coronation GroupPan-African groupNICVerified
Donewell Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Enterprise Insurance CoGGeneral (Non-life)Enterprise GroupPan-African groupNICVerified
GLICO General Insurance CoGGeneral (Non-life)GLICO GroupDomestic privateNICVerified
Ghana Union Assurance CoGGeneral (Non-life)GUADomestic privateNICVerified
Heritage Energy Insurance
Licensed post-2020
GGeneral (Non-life)IndependentDomestic privateNICVerified
Hollard Insurance GhanaGGeneral (Non-life)Hollard GroupPan-African groupNICVerified
Imperial General Assurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Loyalty Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Millennium Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified
NSIA Ghana Insurance CoGGeneral (Non-life)NSIA GroupPan-African groupNICVerified
Phoenix Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Prime Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Priority Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Provident Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Quality Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
RegencyNem Insurance Ghana
Verify current standing
GGeneral (Non-life)NEM Insurance (Nigeria)Pan-African groupNICVerified
SIC Insurance Co
Listed
GGeneral (Non-life)Government of Ghana / GSEState-owned / parastatalNICVerified
SUNU Assurances GhanaGGeneral (Non-life)Sunu GroupPan-African groupNICVerified
Sanlam Allianz Insurance Ghana
Merger of Allianz and Saham Ghana
GGeneral (Non-life)Sanlam AllianzPan-African groupNICVerified
Serene Insurance CoGGeneral (Non-life)IndependentDomestic privateNICVerified
Star Assurance CoGGeneral (Non-life)Star Assurance GroupDomestic privateNICVerified
Unique Insurance Co
Verify current standing
GGeneral (Non-life)IndependentDomestic privateNICVerified
Vanguard Assurance CoGGeneral (Non-life)Vanguard GroupDomestic privateNICVerified

About general (non-life) insurers in Ghana

How many general (non-life) insurers are licensed in Ghana?

27 of the 48 licensed insurance entities in Ghana are classified as general (non-life) (56%), according to the NIC register as reflected in this directory (verified - register base + annotations).

Who regulates general (non-life) insurers in Ghana?

National Insurance Commission (NIC), under Insurance Act 2021 (Act 1061). Official website: https://nicgh.org.

Are the general (non-life) insurers in Ghana locally or foreign owned?

8 of 27 belong to pan-African or foreign multinational groups (including Activa Group, Coronation Group, Enterprise Group, Hollard Group), 1 are state-owned, and the rest are domestic private companies.

Data: /api/v1/countries/ghana.json (filter byclass = "general-non-life"). Licence CC BY 4.0, attribute KAFS North America.