{
  "dataset": "Insurers Global — Africa Insurance Companies Directory",
  "version": "2026-09-02+b4c86679e80b",
  "verified": "2026-09-02",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "data": {
    "slug": "ghana",
    "name": "Ghana",
    "workbookName": "Ghana",
    "iso2": "GH",
    "iso3": "GHA",
    "isoNum": "288",
    "region": "west-africa",
    "regulator": {
      "name": "National Insurance Commission",
      "acronym": "NIC",
      "website": "https://nicgh.org",
      "regime": "Insurance Act 2021 (Act 1061)",
      "registerSource": "NIC Ghana good-standing list (base) with post-2020 licensing and M&A annotated - verify on nic.gov.gh"
    },
    "currency": "GHS",
    "total": 48,
    "byClass": {
      "general-non-life": 27,
      "life": 17,
      "reinsurer": 4
    },
    "byGroupType": {
      "pan-african-group": 14,
      "domestic-private": 30,
      "state-owned-parastatal": 3,
      "foreign-multinational": 1
    },
    "verification": {
      "level": "verified",
      "status": "Verified - register base + annotations",
      "source": "NIC good-standing list; NIC register page is JS-only",
      "corrections": "Added Exceed Life, First Insurance, GUA Life, miLife, Quality Life, Aster Life; Allianz+Saham consolidated as Sanlam Allianz; Wapic renamed Coronation; removed Esich Life, Beige Assure, Ghana Life, Capital Express Ghana (not on NIC list)"
    },
    "marketNotes": [],
    "url": "https://insurers.global/countries/ghana/",
    "api": "https://insurers.global/api/v1/countries/ghana.json",
    "insurers": [
      {
        "slug": "ghana-activa-international-insurance-co",
        "name": "Activa International Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Activa Group",
        "groupSlug": "activa-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-activa-international-insurance-co/"
      },
      {
        "slug": "ghana-bedrock-insurance-co",
        "name": "Bedrock Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": "Verify current standing",
        "url": "https://insurers.global/insurers/ghana-bedrock-insurance-co/"
      },
      {
        "slug": "ghana-best-assurance-co",
        "name": "Best Assurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-best-assurance-co/"
      },
      {
        "slug": "ghana-coronation-insurance-ghana",
        "name": "Coronation Insurance Ghana",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Coronation Group",
        "groupSlug": "coronation-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": "Formerly Wapic Ghana",
        "url": "https://insurers.global/insurers/ghana-coronation-insurance-ghana/"
      },
      {
        "slug": "ghana-donewell-insurance-co",
        "name": "Donewell Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-donewell-insurance-co/"
      },
      {
        "slug": "ghana-enterprise-insurance-co",
        "name": "Enterprise Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Enterprise Group",
        "groupSlug": "enterprise-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-enterprise-insurance-co/"
      },
      {
        "slug": "ghana-glico-general-insurance-co",
        "name": "GLICO General Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "GLICO Group",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-glico-general-insurance-co/"
      },
      {
        "slug": "ghana-ghana-union-assurance-co",
        "name": "Ghana Union Assurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "GUA",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-ghana-union-assurance-co/"
      },
      {
        "slug": "ghana-heritage-energy-insurance",
        "name": "Heritage Energy Insurance",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": "Licensed post-2020",
        "url": "https://insurers.global/insurers/ghana-heritage-energy-insurance/"
      },
      {
        "slug": "ghana-hollard-insurance-ghana",
        "name": "Hollard Insurance Ghana",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Hollard Group",
        "groupSlug": "hollard-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-hollard-insurance-ghana/"
      },
      {
        "slug": "ghana-imperial-general-assurance-co",
        "name": "Imperial General Assurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-imperial-general-assurance-co/"
      },
      {
        "slug": "ghana-loyalty-insurance-co",
        "name": "Loyalty Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-loyalty-insurance-co/"
      },
      {
        "slug": "ghana-millennium-insurance-co",
        "name": "Millennium Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": "Verify current standing",
        "url": "https://insurers.global/insurers/ghana-millennium-insurance-co/"
      },
      {
        "slug": "ghana-nsia-ghana-insurance-co",
        "name": "NSIA Ghana Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "NSIA Group",
        "groupSlug": "nsia-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-nsia-ghana-insurance-co/"
      },
      {
        "slug": "ghana-phoenix-insurance-co",
        "name": "Phoenix Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-phoenix-insurance-co/"
      },
      {
        "slug": "ghana-prime-insurance-co",
        "name": "Prime Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-prime-insurance-co/"
      },
      {
        "slug": "ghana-priority-insurance-co",
        "name": "Priority Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-priority-insurance-co/"
      },
      {
        "slug": "ghana-provident-insurance-co",
        "name": "Provident Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-provident-insurance-co/"
      },
      {
        "slug": "ghana-quality-insurance-co",
        "name": "Quality Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-quality-insurance-co/"
      },
      {
        "slug": "ghana-regencynem-insurance-ghana",
        "name": "RegencyNem Insurance Ghana",
        "class": "general-non-life",
        "classCode": "G",
        "group": "NEM Insurance (Nigeria)",
        "groupSlug": null,
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": "Verify current standing",
        "url": "https://insurers.global/insurers/ghana-regencynem-insurance-ghana/"
      },
      {
        "slug": "ghana-sic-insurance-co",
        "name": "SIC Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Government of Ghana / GSE",
        "groupSlug": null,
        "groupType": "state-owned-parastatal",
        "verification": "verified",
        "notes": "Listed",
        "url": "https://insurers.global/insurers/ghana-sic-insurance-co/"
      },
      {
        "slug": "ghana-sunu-assurances-ghana",
        "name": "SUNU Assurances Ghana",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Sunu Group",
        "groupSlug": "sunu-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-sunu-assurances-ghana/"
      },
      {
        "slug": "ghana-sanlam-allianz-insurance-ghana",
        "name": "Sanlam Allianz Insurance Ghana",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Sanlam Allianz",
        "groupSlug": "sanlam-allianz",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": "Merger of Allianz and Saham Ghana",
        "url": "https://insurers.global/insurers/ghana-sanlam-allianz-insurance-ghana/"
      },
      {
        "slug": "ghana-serene-insurance-co",
        "name": "Serene Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-serene-insurance-co/"
      },
      {
        "slug": "ghana-star-assurance-co",
        "name": "Star Assurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Star Assurance Group",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-star-assurance-co/"
      },
      {
        "slug": "ghana-unique-insurance-co",
        "name": "Unique Insurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": "Verify current standing",
        "url": "https://insurers.global/insurers/ghana-unique-insurance-co/"
      },
      {
        "slug": "ghana-vanguard-assurance-co",
        "name": "Vanguard Assurance Co",
        "class": "general-non-life",
        "classCode": "G",
        "group": "Vanguard Group",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-vanguard-assurance-co/"
      },
      {
        "slug": "ghana-aster-life-ghana",
        "name": "Aster Life Ghana",
        "class": "life",
        "classCode": "L",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": "Newer NIC-licensed life insurer",
        "url": "https://insurers.global/insurers/ghana-aster-life-ghana/"
      },
      {
        "slug": "ghana-donewell-life-insurance-co",
        "name": "Donewell Life Insurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-donewell-life-insurance-co/"
      },
      {
        "slug": "ghana-enterprise-life-assurance-co",
        "name": "Enterprise Life Assurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Enterprise Group",
        "groupSlug": "enterprise-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-enterprise-life-assurance-co/"
      },
      {
        "slug": "ghana-exceed-life-assurance-co",
        "name": "Exceed Life Assurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-exceed-life-assurance-co/"
      },
      {
        "slug": "ghana-first-insurance-co",
        "name": "First Insurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-first-insurance-co/"
      },
      {
        "slug": "ghana-glico-life-insurance-co",
        "name": "GLICO Life Insurance Co",
        "class": "life",
        "classCode": "L",
        "group": "GLICO Group",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-glico-life-insurance-co/"
      },
      {
        "slug": "ghana-ghana-union-assurance-life-co",
        "name": "Ghana Union Assurance Life Co",
        "class": "life",
        "classCode": "L",
        "group": "GUA",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-ghana-union-assurance-life-co/"
      },
      {
        "slug": "ghana-hollard-life-assurance-co-ghana",
        "name": "Hollard Life Assurance Co Ghana",
        "class": "life",
        "classCode": "L",
        "group": "Hollard Group",
        "groupSlug": "hollard-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-hollard-life-assurance-co-ghana/"
      },
      {
        "slug": "ghana-metropolitan-life-insurance-ghana",
        "name": "Metropolitan Life Insurance Ghana",
        "class": "life",
        "classCode": "L",
        "group": "Momentum Group",
        "groupSlug": "momentum-group",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": "Verify - reported merger into Sanlam Allianz",
        "url": "https://insurers.global/insurers/ghana-metropolitan-life-insurance-ghana/"
      },
      {
        "slug": "ghana-old-mutual-assurance-ghana",
        "name": "Old Mutual Assurance Ghana",
        "class": "life",
        "classCode": "L",
        "group": "Old Mutual Ltd",
        "groupSlug": "old-mutual-ltd",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-old-mutual-assurance-ghana/"
      },
      {
        "slug": "ghana-phoenix-life-assurance-co",
        "name": "Phoenix Life Assurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-phoenix-life-assurance-co/"
      },
      {
        "slug": "ghana-prudential-life-insurance-ghana",
        "name": "Prudential Life Insurance Ghana",
        "class": "life",
        "classCode": "L",
        "group": "Prudential plc",
        "groupSlug": "prudential-plc",
        "groupType": "foreign-multinational",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-prudential-life-insurance-ghana/"
      },
      {
        "slug": "ghana-quality-life-assurance-co",
        "name": "Quality Life Assurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-quality-life-assurance-co/"
      },
      {
        "slug": "ghana-sic-life-insurance-co",
        "name": "SIC Life Insurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Government of Ghana",
        "groupSlug": null,
        "groupType": "state-owned-parastatal",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-sic-life-insurance-co/"
      },
      {
        "slug": "ghana-sanlam-allianz-life-insurance-ghana",
        "name": "Sanlam Allianz Life Insurance Ghana",
        "class": "life",
        "classCode": "L",
        "group": "Sanlam Allianz",
        "groupSlug": "sanlam-allianz",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": "Merger of Allianz Life and Saham Life Ghana",
        "url": "https://insurers.global/insurers/ghana-sanlam-allianz-life-insurance-ghana/"
      },
      {
        "slug": "ghana-starlife-assurance-co",
        "name": "StarLife Assurance Co",
        "class": "life",
        "classCode": "L",
        "group": "Star Assurance Group",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-starlife-assurance-co/"
      },
      {
        "slug": "ghana-milife-insurance",
        "name": "miLife Insurance",
        "class": "life",
        "classCode": "L",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-milife-insurance/"
      },
      {
        "slug": "ghana-gn-reinsurance-co",
        "name": "GN Reinsurance Co",
        "class": "reinsurer",
        "classCode": "R",
        "group": "Groupe Nduom",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-gn-reinsurance-co/"
      },
      {
        "slug": "ghana-ghana-reinsurance-co-ghana-re",
        "name": "Ghana Reinsurance Co (Ghana Re)",
        "class": "reinsurer",
        "classCode": "R",
        "group": "Government of Ghana",
        "groupSlug": null,
        "groupType": "state-owned-parastatal",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-ghana-reinsurance-co-ghana-re/"
      },
      {
        "slug": "ghana-mainstream-reinsurance-co",
        "name": "Mainstream Reinsurance Co",
        "class": "reinsurer",
        "classCode": "R",
        "group": "Independent",
        "groupSlug": null,
        "groupType": "domestic-private",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-mainstream-reinsurance-co/"
      },
      {
        "slug": "ghana-waica-reinsurance-ghana",
        "name": "WAICA Reinsurance Ghana",
        "class": "reinsurer",
        "classCode": "R",
        "group": "WAICA Re",
        "groupSlug": "waica-re",
        "groupType": "pan-african-group",
        "verification": "verified",
        "notes": null,
        "url": "https://insurers.global/insurers/ghana-waica-reinsurance-ghana/"
      }
    ]
  }
}