Ethiopia · East Africa
Zemen Insurance
Profile highlights
4 badgesComposite
Based on this profile’s recorded business data. Not an endorsement or a financial-strength rating.
Domestic private
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Recorded as independent
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Listed in Africa
Based on this profile’s recorded location data. Not an endorsement or a financial-strength rating.
Registered as Zemen Insurance S.C.
Official sources
This directory holds no official website for Zemen Insurance: the NBE register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.
Business profile
Understanding Zemen Insurance
Sources checked
General and travel insurance
Zemen’s services page lists property, engineering, bonds, marine, motor and liability insurance, together with travel protection. It explicitly says life insurance is not currently offered on that page, helping distinguish marketed non-life products from a proposed future life business.
About composite business
The composite category combines life and non-life business within one insurer. Individual products can have different policy terms, service teams and claims requirements.
General guidance for the directory category. Specific products and terms must be confirmed with Zemen Insurance.
Explore the Ethiopia insurance market or other entries in this category.
Questions to ask about cover
- Which department handles the product I need?
- What does the policy cover and exclude?
- Which documents and notification deadlines apply to a claim?
For an existing policy, use the insurer and service contact named on your policy schedule. Have your policy reference and a short description of the enquiry ready.
- Class of business
- CompositeLicensed to write both life and non-life business under one entity.
- Parent / group
- Independent
- Ownership
- Domestic privateOwned by domestic private shareholders with no cross-border parent.
- Regulator
- National Bank of Ethiopia (NBE)nbe.gov.et
- Local currency
- ETB
- Source basis
- National Bank of Ethiopia, Financial Institutions > Insurers directory (WordPress 'insurers' records, 18 entities, retrieved 22 Sep 2026), cross-checked against NBE Annual Report 2024/25 Table 4.6 'Branch Network & Capital of Insurance Companies as at June 30, 2025' (18 companies)
- Country verification
- Partially verified - NBE lists the 18 direct insurers (directory entries last edited Oct-Dec 2023, confirmed by the NBE Annual Report 2024/25 as at 30 June 2025); the reinsurer Ethiopian Re is not on either list · National Bank of Ethiopia, Financial Institutions > Insurers directory (WordPress 'insurers' records, 18 entities, retrieved 22 Sep 2026), cross-checked against NBE Annual Report 2024/25 Table 4.6 'Branch Network & Capital of Insurance Companies as at June 30, 2025' (18 companies)
- Identifiers
- slug ethiopia-zemen-insurance · row 413/api/v1/insurers/ethiopia-zemen-insurance.json