Insurers.global
Illustrated portrait of Ethiopia; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Ethiopia

Central bank supervisor

EthiopiaNBE

Insurance supervision in Ethiopia.

AI-generated country illustrationSources checked

01 / The institution

National Bank of Ethiopia

NBE's issued SIB/63/2026 directive cites these insurance laws. A separate April 2026 draft proclamation is a consultation document and is not treated here as enacted law.

How it is structured

Central bank supervisor

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Year ended 30 June 2025ETB 28.3bn

Insurance-company capital

Up 26.3%; private firms accounted for 84.8% of capital.

Printed page 40 ↗
Year ended 30 June 2025839

Insurance branches

18 insurance companies; branch count increased by 40.

Printed page 40 ↗

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

Year ended 30 June 2025 · Published

National Bank of Ethiopia Annual Report 2024/25 ↗

Financial-sector developments section and insurance branch/capital data reviewed from the downloaded report. Capital is not premium income.

Branches in Addis Ababa

56.9%

The branch network remained concentrated in the capital despite its national expansion.

National Bank of Ethiopia Annual Report 2024/25Printed page 40 · Country illustration
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. Official institutional and legal source ↗Checked
  2. Official contact page ↗Checked
  3. National Bank of Ethiopia Annual Report 2024/25 ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.