Madagascar · Indian Ocean

ARO (Assurances Reassurances Omnibranches)

Profile highlights

3 badges

Composite
Based on this profile’s recorded business data. Not an endorsement or a financial-strength rating.
State-owned / parastatal
Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.
Listed in Africa
Based on this profile’s recorded location data. Not an endorsement or a financial-strength rating.

Badge criteria

CComposite State-owned / parastatal Verified against the regulator register

Market leader; Registered as Assurances-Reassurances Omnibranches (ARO)

Official sources

CSBF regulator profile

This directory holds no official website for ARO (Assurances Reassurances Omnibranches): the CSBF register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Business profile

Understanding ARO (Assurances Reassurances Omnibranches)

Sources checked 2026-10-04

Digital motor insurance service

ARO’s public website promotes online motor insurance renewal through its application. It also provides access to a product catalogue, quotation requests and a personal customer area, so policyholders can start with the digital service when seeking renewal or product information.

ARO — online insurance and customer services

About composite business

The composite category combines life and non-life business within one insurer. Individual products can have different policy terms, service teams and claims requirements.

General guidance for the directory category. Specific products and terms must be confirmed with ARO (Assurances Reassurances Omnibranches).

Explore the Madagascar insurance market or other entries in this category.

Questions to ask about cover

Which department handles the product I need?
What does the policy cover and exclude?
Which documents and notification deadlines apply to a claim?

For an existing policy, use the insurer and service contact named on your policy schedule. Have your policy reference and a short description of the enquiry ready.

Class of business: CompositeLicensed to write both life and non-life business under one entity.
Parent / group: Government / privateThe register records no parent for this entity, which is not a finding that it has none.
Ownership: State-owned / parastatalOwned wholly or partly by a national government or parastatal.Ownership is what the CSBF register or workbook records. It does not by itself mean the government guarantees this insurer’s policyholder liabilities.
Regulator: Commission de Supervision Bancaire et Financiere / Ministry of Finance (CSBF)
Local currency: MGA
Source basis: CSBF (Commission de Supervision Bancaire et Financiere), hosted by Banky Foiben'i Madagasikara: 'LISTE DES ENTREPRISES D'ASSURANCE OU DE REASSURANCE AGREEES' under Stabilite financiere > Supervision micro-prudentielle > Prestataires de services d'assurance (PSA). The page states 'Le nombre d'entreprises d'assurance ou de reassurance agreees : 5' and gives each licensee's arrete of approval. Retrieved verbatim 23 Sep 2026 from the site's own WordPress REST endpoint (the site is an Angular SPA; /admin/wp-json/bfm/page?url=<route> returns the page content). The companion page 'Coordonnees des entreprises d'assurance ou de reassurance' gives each licensee's chief executive and registered address, and 'Intermediaires d'assurance ou de reassurance' (26 agents and brokers) was retrieved as well and excluded as intermediaries.
Country verification: Verified - full register · CSBF (Commission de Supervision Bancaire et Financiere), hosted by Banky Foiben'i Madagasikara: 'LISTE DES ENTREPRISES D'ASSURANCE OU DE REASSURANCE AGREEES' under Stabilite financiere > Supervision micro-prudentielle > Prestataires de services d'assurance (PSA). The page states 'Le nombre d'entreprises d'assurance ou de reassurance agreees : 5' and gives each licensee's arrete of approval. Retrieved verbatim 23 Sep 2026 from the site's own WordPress REST endpoint (the site is an Angular SPA; /admin/wp-json/bfm/page?url=<route> returns the page content). The companion page 'Coordonnees des entreprises d'assurance ou de reassurance' gives each licensee's chief executive and registered address, and 'Intermediaires d'assurance ou de reassurance' (26 agents and brokers) was retrieved as well and excluded as intermediaries.
Identifiers: slug madagascar-aro-assurances-reassurances-omnibranches · row 862/api/v1/insurers/madagascar-aro-assurances-reassurances-omnibranches.json