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Illustrated portrait of Austria; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Austria

Integrated financial supervisor

AustriaFMA

Insurance supervision in Austria.

AI-generated country illustrationSources checked

01 / The institution

Finanzmarktaufsicht (FMA)

The FMA supervises insurance alongside other financial sectors. The FMABG establishes its organisation; VAG 2016 governs insurance supervision.

How it is structured

Integrated financial supervisor

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

2025 — provisional figures280%

Median SCR coverage

Sector median at year-end, compared with 254% in 2024.

Printed page 29 ↗

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

2025 — provisional figures

FMA Annual Report 2025 ↗

Insurance-sector tables and solvency discussion reviewed. Domestic direct gross premiums are distinguished from Austrian groups’ foreign operations; the annual report marks the 2025 figures provisional.

Non-life and accident premiums

EUR 15.56bn

This segment accounted for the largest premium volume. Health premiums were EUR 3.44bn and life premiums EUR 5.28bn.

FMA Annual Report 2025Printed page 28, Table 5 · Country illustration
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. Supervisory Laws - FMA Österreich ↗Checked
  2. Institutional website — contact route ↗Checked
  3. FMA Annual Report 2025 ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.