
Central bank supervisor
The GambiaCentral Bank of The Gambia
Insurance supervision in The Gambia.
01 / The institution
Central Bank of The Gambia (Insurance Department)
The central bank publishes the governing insurance Act and implementing regulations as part of its insurance supervisory framework.
The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Insurance Act 2003 and Insurance Regulations 2005 ↗
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Written premiums
Reported growth of 6.1% from 2023.
Page 52, section 4.3 ↗Insurance penetration
Ratio reported by the central bank for 2024.
Page 52, section 4.3 ↗Licensed insurance companies
Includes four takaful operators; 140 licensed agents are reported separately.
Page 52, section 4.3 ↗Insurance penetration. The central bank reports 2024 insurance penetration of 0.4%. Its rounded prior-year comparison is not used to calculate a growth rate here.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
2024
Central Bank of The Gambia Annual Report 2024 ↗
Insurance Industry section reviewed. The report's insurance data are kept separate from the preceding banking and proposed deposit-insurance discussion.

Insurance-sector assets
GMD 1.2bnThe report describes growth in the sector's asset base and work on index and microinsurance regulation.
04 / Official contacts
Reach the institution.
Public institutional channels, checked 17 September 2026.
- General enquiries
- info@cbg.gmSource ↗
- Contact the authority
- Contact details and enquiry channelsSource ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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