Specialist insurance authority
KuwaitIRU
Insurance supervision in Kuwait.
01 / The institution
Insurance Regulatory Unit
The insurance law and its executive regulations establish the framework for the Insurance Regulatory Unit, licensing and supervision.
The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Insurance Regulation Law 125/2019 ↗
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Direct premiums
National and foreign companies combined; prior financial year KWD 616.18m.
Pages 60–61 ↗National-company premiums
Foreign companies contributed a further KWD 56.96m.
Page 60 ↗Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
Financial year 2025/26
Insurance Regulatory Unit sixth annual report — 2025/2026 ↗
Direct-premium tables reviewed and visually checked. The report uses financial years and Kuwaiti dinars; national and foreign companies are shown separately.
General health premiums
KWD 165.45mNational and foreign general-health premiums combined fell from KWD 276.99m in the previous financial year.
04 / Official contacts
Reach the institution.
Public institutional channels, checked 17 September 2026.
- General enquiries
- info@iru.gov.kwSource ↗
- Telephone
- +965 1812111Source ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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