
Central bank supervisor
RwandaNational Bank of Rwanda
Insurance supervision in Rwanda.
01 / The institution
National Bank of Rwanda
BNR issues insurance prudential regulations under its central-bank mandate and the 2021 insurance law, including the risk-based capital requirements published in February 2025.
The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Law 48/2017 on the National Bank; Insurance Business Law 030/2021 ↗
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Private-insurer solvency
Down from 269% in June 2024; minimum requirement 100%.
Page 59 ↗Private-insurer liquidity
Rounded narrative figure; table reports 109.2%.
Page 59 ↗Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
June 2025
National Bank of Rwanda Annual Report 2024/25 ↗
Insurance-sector assessment and financial-soundness table reviewed. Private-insurer ratios are distinguished from the public schemes and the combined sector.

Private-insurer claims ratio
59.3%Motor and medical claims were the principal drivers of increased claim costs.
04 / Official contacts
Reach the institution.
Public institutional channels, checked 17 September 2026.
- Official contact route
- Visit the institutional website for current enquiry channels.Source ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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