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Illustrated portrait of Benin; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Benin

Regional supervisor + national directorate

BeninCIMA / CRCA

Benin within a shared African insurance framework.

AI-generated country illustrationSources checked

01 / The institution

Conférence Interafricaine des Marchés d’Assurances / national insurance directorate

Insurance supervision in Benin combines CIMA's regional commission with the national insurance directorate. This profile separates country figures from the wider CIMA market.

How it is structured

The Council of Ministers, CRCA and General Secretariat form the regional framework. National insurance directorates support supervision locally; CIMA is separate from the regional central banks.

Institutional source ↗

What it oversees

The CRCA supervises insurers, considers licensing applications and exercises disciplinary powers. National directorates provide local oversight and handle complaints before regional escalation.

Mandate source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

01

Regional establishing treaty and insurance framework

CIMA Treaty of 10 July 1992 and Insurance Code ↗

The treaty established CIMA and its supervisory organs. The common insurance code governs member markets; subsequent regulations must be read alongside the code.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

2022XOF 50.92bn

Non-life premiums written

Country row; 20.5% annual change. Source amounts are millions of CFA francs.

Table 2, printed page 18 ↗
2022XOF 36.55bn

Life and capitalisation premiums

Country row; 9.1% annual change. Kept separate from non-life premiums.

Table 28, printed page 47 ↗

Insurance penetration. A current country premium-to-GDP ratio has not been verified. The report’s approximately 1% regional ratio must not be presented as this country’s penetration.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

2022 · country tables within a regional report

CIMA insurance-market report — 2022 ↗

Institutional sections and country premium tables reviewed. The annual-report index located in this pass lists 2022 as its newest report; this does not establish the absence of newer national publications. These historical figures are not 2026 market estimates.

Non-life premiums · 2022

XOF 50.92bn

Growth of 20.5% year on year.

CIMA insurance-market report — 2022Table 2, printed page 18 · Country illustration
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. CIMA: regional supervisory commission ↗Checked
  2. CIMA: legal framework ↗Checked
  3. CIMA: complaints and national directorates ↗Checked
  4. CIMA: official decision letterhead and institutional email ↗Checked
  5. CIMA: annual market report 2022 ↗Checked
  6. CIMA: annual report listing ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.