
Central-bank supervision
CzechiaCNB
Insurance supervision in Czechia.
01 / The institution
Česká Národní Banka (CNB)
The Czech National Bank supervises insurers within its integrated financial-market mandate under the central-bank and insurance laws.
The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Act 6/1993 on the Czech National Bank; Insurance Act 277/2009 ↗
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Gross written premiums
Up 7.6%; non-life CZK 175.3bn and life CZK 71.6bn.
Page 12; Table B.5 ↗Non-life premium share
Non-life premiums grew 8%, compared with 6.6% in life.
Page 12 ↗Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
2025 · Published
CNB Financial Market Supervision Report 2025 ↗
Insurance market overview and Table B.5 reviewed in the Czech report. Its statistics exclude the Czech Insurers’ Bureau, EGAP and VIG RE as specified in the table footnote.

Profit after tax
CZK 20.9bnThe insurance sector’s profit increased from CZK 17.2bn in 2024.
04 / Official contacts
Reach the institution.
Public institutional channels, checked 17 September 2026.
- Official contact route
- Visit the institutional website for current enquiry channels.Source ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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