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Illustrated portrait of Zimbabwe; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Zimbabwe

Specialist insurance and pensions commission

ZimbabweIPEC

Insurance supervision in Zimbabwe.

AI-generated country illustrationSources checked

01 / The institution

Insurance and Pensions Commission

IPEC is a statutory specialist regulator for insurance and pensions. Insurance sector statistics are published by business line; short-term, life and funeral insurance must not be combined without reconciling their basis.

How it is structured

Specialist insurance and pensions commission

Institutional source ↗

What it oversees

The Act establishes IPEC to regulate insurance and pensions and protect policyholders and pension-fund members.

Mandate source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

2025 · short-term sector

Short-Term Insurance Sector Report — year ended 31 December 2025 ↗

Executive summary and reporting-basis notes reviewed. The report uses IFRS 17 insurance revenue and nominal ZWG amounts; insurance revenue is not gross written premium.

Direct-insurer policies

838,092

The reported stock rose 77% from the end of 2024, led by motor policies.

Short-Term Insurance Sector Report — year ended 31 December 2025Executive summary, section 1.4, page 6 · Country illustration
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. IPEC: statutory mandate ↗Checked
  2. Official contact page ↗Checked
  3. Official institutional contact information ↗Checked
  4. Short-Term Insurance Sector Report — year ended 31 December 2025 ↗Checked

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