Specialist insurance authority
NepalNIA
Insurance supervision in Nepal.
01 / The institution
Nepal Insurance Authority
The authority’s legal library provides the current Nepali act, including a second-amendment edition uploaded in August 2025. Older English acts are historical versions.
The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Insurance Act 2079 (2022), as amended ↗
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Total premiums collected
2,565,195.29 lakh rupees; up 12.91% from the preceding fiscal year.
Page 1, row 11 ↗Life premiums collected
2,045,971.01 lakh rupees, including micro life; up 12.25%.
Page 1, row 9 ↗Non-life premiums collected
519,224.28 lakh rupees, including micro non-life; up 15.61%.
Page 1, row 10 ↗Insurance penetration. The table’s population coverage measures are distinct from premiums divided by GDP; no GDP penetration figure is inferred from them.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
FY 2082/83, through mid-July 2026
Nepal Insurance Authority — insurance-sector indicators to Ashar 2083 ↗
One-page full-year statistical table reviewed. Values in lakh Nepalese rupees are converted to billions; micro life and micro non-life are included in their respective segments. Later August monthly segment releases exist separately.
Active life policies
16.79mThe count includes term, micro-term and foreign-employment life policies. Policies are not the same as unique insured people.
04 / Official contacts
Reach the institution.
Public institutional channels, checked 17 September 2026.
- Official contact route
- Visit the institutional website for current enquiry channels.Source ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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