Insurers.global
Illustrated portrait of Albania; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Albania

Integrated non-bank authority

AlbaniaAFSA

Insurance supervision in Albania.

AI-generated country illustrationSources checked

01 / The institution

AFSA

The Financial Supervisory Authority supervises non-bank financial services. Its establishing law dates from 2006; insurance activity is governed by the 2014 sector law.

How it is structured

Integrated non-bank authority

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

2025 · Published

Insurance Market Developments in Albania for 2025 ↗

AMF’s official annual-market summary was reviewed through its indexed text; direct retrieval returned an access restriction. The underlying Excel bulletin has not been reproduced.

Compulsory business share

62.38%

Non-life business accounts for 90.99% of premiums, showing the market’s strong motor and compulsory-insurance orientation.

Insurance Market Developments in Albania for 2025Market composition · Country illustration
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. AMF :: Autoriteti i Mbikëqyrjes Financiare ↗Checked
  2. Institutional website — contact route ↗Checked
  3. Insurance Market Developments in Albania for 2025 ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.