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Illustrated portrait of Türkiye; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Türkiye

Specialist insurance and private pensions authority

TürkiyeSEDDK

Insurance supervision in Türkiye.

AI-generated country illustrationSources checked

01 / The institution

SEDDK

SEDDK was established by Presidential Decree 47 of 18 October 2019. Its remit covers insurance and private pensions, including the framework of Law 5684.

How it is structured

SEDDK is a public legal entity with administrative and financial autonomy, affiliated with the Ministry of Treasury and Finance. Its head office is in Istanbul.

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Insurance penetration. SEDDK reports premiums equal to 1.9% of GDP in 2025. The 46% premium growth figure is nominal, not inflation-adjusted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

2025

SEDDK Annual Report 2025 — English edition ↗

Market and institutional chapters reviewed. Premium figures are kept separate from pension funds and reinsurers’ premiums; the report’s rounded segment figures need not sum exactly to its rounded total.

Non-life share of premiums

85%

Life accounted for 15%. Within non-life, compulsory motor insurance represented approximately one-quarter of premiums.

SEDDK Annual Report 2025 — English editionPrinted page 11, Table 7 · Country illustration
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. I. ABOUT THE ORGANISATION ↗Checked
  2. Institutional website — contact route ↗Checked
  3. SEDDK Annual Report 2025 — English edition ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.