
Insurance superintendency within the finance ministry
CubaSuperintendencia de Seguros
Insurance supervision in Cuba.
01 / The institution
Superintendencia de Seguros
The Superintendencia de Seguros, attached to the Ministerio de Finanzas y Precios, licenses and inspects insurers, reinsurers, brokers, agents and auxiliary services. The state insurers belong to the Grupo de Seguros y Servicios Financieros de Cuba (Caudal).
What it oversees
Decreto-Ley No. 177 of 1997 on insurance and insurance entities sets the superintendency’s functions, including keeping the registry of insurance entities.
Mandate source ↗The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Decreto-Ley No. 177 (1997) ↗
Ordering of insurance and insurance entities; licensing and inspection by the Superintendencia.
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
July 2021
Nota Informativa del Grupo de Seguros y Servicios Financieros de Cuba, OSDE CAUDAL ↗
The ministry’s note names the group’s two insurers, ESEN and ESICUBA. The superintendency’s registry of authorised entities is not published.
Read the original publication ↗04 / Official contacts
Reach the institution.
Public institutional channels, checked 26 September 2026.
- Official contact route
- Visit the institutional website for current enquiry channels.Source ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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